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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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"The DVLA say you must tell them of any house move, even if it is temporary including if you are just going away to university."

 

Surely that is ridiculous as long as the post will go to your parents address? Some students change address frequently so that could leave them open to missing a notification as it had gone to their old student address. Or having the application to change in the post a lot and then not having a driving licence as it was in the post. Or indeed if the DVLA messed up the application

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It is a shame that only limited details are recorded.

 

It is said that he had not received the Notice of Intended Prosecution or two further reminders. I am assuming that the two additional documents had been the actual summons and the Collection Order from the court. If so, the only way of challenging the fine would have been to submit a Statutory Declaration.

 

It would seem that he pleaded 'not guilty'. Accordingly, he would have been given a trial date and it would have been at the trial that he was found guilty (of failing to identity the driver of the vehicle). Fines for this offence are very steep and normally always carry 6 penalty points.

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DVLA Website: https://www.gov.uk/change-name-address-v5c

 

This is more useful from Octagon Insurance:

 

"There are two documents that will need to be changed with the DVLA if you move house, and they are your driving licence and your V5C vehicle registration certificate (log book). Not only are you legally obliged to make these changes as soon as is reasonably possible, but it could cause you serious problems if you don’t.

 

Why you need to change your address on your driving licence

 

You need to change the address on your driving licence as soon as possible because you will need it to be accurate if you are involved in an accident or asked to produce your documents by the police for any other reason.

You’ll also need your driver’s licence to be accurate if you want to use it as identification. This is particularly true if you need to hire a car or van. Hire companies will usually ask for your driving licence and a recent utility bill, and if the addresses do not match, they may not let you take the hire vehicle. The same is true for other forms of credit or identification verification.

Problems with your V5c vehicle registration certificate

 

Often the first you will know about being caught by a speed camera is when the speeding ticket arrives in the post. But if your ticket goes to the wrong address, then you will be unaware that you have been caught. While this might sound like a good thing, it could in fact be a disaster.

Speed cameras only identify the vehicle and not the driver, and the fixed penalty ticket will ask you to identify who was driving. If you do not respond to the ticket (because you did not get it at your new address), then you could end up getting a summons to court and receive extra points for non-disclosure as well as a larger fine for not paying the fixed penalty within the allotted time.

Once again, you will not receive the summons if you have not changed your address on your V5C document, and you will end up having your licence endorsed without even knowing it. You could also have your credit rating ruined if your unpaid fines are passed on to bailiffs for collection. And all of this could happen to you and your reputation without you ever knowing anything was wrong.

It’s easy to make the changes

 

It costs nothing to change the address on your driving licence or your V5C document. What’s more, there are lots of different ways you can do it, including conveniently online by registering with the Government Gateway scheme.

There is really no excuse for not changing your address details with the DVLA as soon as you move, and when the consequences could be so devastating, it really should be a priority for everyone."

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