Paying in full

[Mr Worried]

Would Argos consider/accept a lesser sum being paid in full than what the balance actually is based upon financial difficulty ? how do I approach this with them ?

 

TIA

[renegadeimp]

Sometimes but your offer needs to.be specifically worded

[Mr Worried]

Hi Ren

 

That's what I thought. so basically outline circumstances and hope they accept lower figure opposed to ongoing small payments, No doubt they will want what is best for them.

 

Thank you

[renegadeimp]

Cca first. No response or no valid agreement means you don't have to pay anything. If they have a compliant agreement, then you can start very low. Say 5-10% in a specifically worded offer

[Mr Worried]

Cca first. No response or no valid agreement means you don't have to pay anything. If they have a compliant agreement, then you can start very low. Say 5-10% in a specifically worded offer

 

 

Hi We feel a little wrongdoing requesting cca if we been happy to pay up to now, albiet then minimal of payments. ?

[ericsbrother]

will depend on how much is owed and how long the debt has existed as well as your current repayment. If they are getting just a pound a month and the debt is old they may well settle but if it is all new then no chance.

[renegadeimp]

Why would you feel like that. It could very well save you money and you're very likely being cash cowed