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Hi

 

General info required.

 

Received ppi letter saying the ppi amount will go to old arrears account.

 

I am no longer a customer for over 8 years.

Statue of limitations apply regarding old debt.

Received no yearly notification of debt.

No court action over debt

Credit file of debt removed after six years

I have a SAR paperwork from 2012

 

Am I still entitled to the payment.

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is the supposed account still owned by RBS?

 

if so sadly they can offset.

 

SB simply means no-one can do court

 

in E&W the debt still exists

 

only in Scotland is it totally extinguished after 5yrs

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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