Go debt chasing old Welcome Repo'd car debt

[rainbow10]

Hi,

 

I'm having problems with go debt,

 

back in 04 my now ex husband took a yes car fianance out,

during our divorce in 07 it was made clear that the money owing was his responsibility.

 

End of last year I had a letter from go debt, saying I owe money in the region of 7,500.

 

The letter is in my new married name nee my ex surname.

 

My husband returned the letter,

 

have now heard that it will go to their solicitors to be put for a ccj and then the bailiffs will come, and take things for public auction.

 

If I don't contact them with a decent offer, any advice please

[renegadeimp]

If you havent made any writen acknowledgement to the debt or made a payment then its SB.

 

Since it was yes car finance, its very unlikely any paperwork exists either. I'll go with SB if what you said here is accurate.

[rainbow10]

As far as I know it's accurate, I don't know if my ex has thou

[renegadeimp]

Then youll need to check. Whose name is the finance in? Not whose name was the letter or they alledge the finance is in. WHose name was on the original forms.

[rainbow10]

I believe we both may of signed the original agreement, that would of been in my ex surname

[dx100uk]

please read the letter properly it doesn't say WILL anywhere.

 

 

never trust anything go debt do

say

or

send you

they are VERY untrustworthy.

 

 

have you checked your credit file

noddle is free linked below

if this debt does not show

I bet its statute barred.

[rainbow10]

Will check letter again, but unfortunately haven't got it with me. Where is the link please

[dx100uk]

in my sig below

 

 

 

 

dx

[rainbow10]

Thanks, this isn't on my file, but he is an associate, could that be a reason for them contacting me

[dx100uk]

no.

it'll be that you signed the agreement.

 

 

can you scan the letter up please as pdf

 

 

upload

[rainbow10]

Will do tomorrow

[rainbow10]

I have just heard from a friend who tells me after asking my ex, that the car was from welcome, and it was repossessed 6 months after he got it,

[renegadeimp]

If its a welcome debt then no paperwork will exist and there will be other errors on their part. They got rid of most of it years ago after colossal failures which caused them to be shut down.

 

Time to do your homework.

[dx100uk]

bet it was not a voluntary termination either

and welcome spoofed you into Voluntary Surrender

and repo fees

and pay the rest of the loan for the car.

 

 

and you'll have £1000's in reclaimable fees and GAP/PPI etc

all can be reclaimed.

 

 

its usual for these welcome loans go debt have

 

 

pers i'd be ignoring them

or get an SAR off to welcome.

 

 

bottom line is you got had

they'll be nothing you owe, more like they owe you.

 

 

dx

[rainbow10]

Thank you, if I hear any more I will bear it in mind and claim from them. It was exactly as you say dx100uk

[renegadeimp]

No. Youll do your homework and claim regardless if you hear from them or not. Dont you want all that money you can reclaim?

[dx100uk]

here is their letter

 

 

what a laugh!!

[rainbow10]

I am thinking strongly of going for the PPI and SAR. The letter is just to make me think god I better get in touch with these, it won't work

[renegadeimp]

That letters prettg funny. It has no basis or merit

[rainbow10]

I think they went mad when they received 2 letters back, like to know they local sources, as the way my husband's name was written it was in the way friends know him by

[theoldrouge]

here is their letter

 

 

what a laugh!!

One man and his typewriter