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us vs halifax/ advice needed


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HI fokes, Advice needed please, Sent LBA on the 8th november and today 10th recived a letter from halifax basicaly telling me thay are not going to pay back the charges and to contact the ombudsman, now what i realy whant to know do i procide with the court action procidur now or do i still wate untill the 14 days are up on the LBA, thanks ALL

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Thank's ocharged, it realy pi__ed me of coz i recived my monthy statment today aswell and thay have charged me anather £100+ charges, when i file through the corts can i put this charge down on the form to, thanks

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