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    • Oh I see! thats confusing, for some reason the terms and conditions that Evri posted in that threads witness statement are slightly different than the t&cs on packlinks website. Their one says enter into a contract with the transport agency, but the website one says enter into a contract with paclink. via website: (c) Each User will enter into a contract with Packlink for the delivery of its Goods through the chosen Transport Agency. via evri witness statement in that thread: (c) Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency I read your post at #251, so I should use the second one (and changing the screenshot in the court bundle), since I am saying I have a contract with Evri? Is that correct EDIT: Oh I understand the rest of your conversation. you're saying if I was to do this i would have to fully adjust my ws to use the consumer rights act instead of rights of third parties. In that case should I just edit the terms and stick with the third parties plan?. And potentially if needed just bring up the CRA in the hearing, as you guys did in that thread  
    • First, those are the wrong terms,  read posts 240-250 of the thread ive linked to Second donough v stevenson should be more expanded. You should make refernece to the three fold duty of care test as well. Use below as guidance: The Defendant failed its duty of care to the Claimant. As found in Donoghue v Stevenson negligence is distinct and separate to any breach of contract. Furthermore, as held in the same case there need not be a contract between the Claimant and the Defendant for a duty to be established, which in the case of the Claimant on this occasion is the Defendant’s duty of care to the Claimant’s parcel whilst it is in their possession. By losing the Claimant’s parcel the Defendant has acted negligently and breached this duty of care. As such the Claimant avers that even if it is found that the Defendant not be liable in other ways, by means of breach of contract, should the court find there is no contract between Claimant and Defendant, the Claimant would still have rise to a claim on the grounds of the Defendant’s negligence and breach of duty of care to his parcel whilst it was in the Defendant’s possession, as there need not be a contract to give rise to a claim for breach of duty of care.  The court’s attention is further drawn to Caparo Industries plc v Dickman (1990), 2 AC 605 in which a three fold test was used to determine if a duty of care existed. The test required that: (i) Harm must be a reasonably foreseeable result of the defendant’s conduct; (ii) A relationship of proximity must exist and (iii) It must be fair, just and reasonable to impose liability.  
    • Thank you. here's the changes I made 1) removed indexed statement of truth 2) added donough v Stevenson in paragraph 40, just under the Supply of Goods and Services Act 1982 paragraph about reasonable care and skill. i'm assuming this is a good place for it? 3) reworded paragraph 16 (now paragraph 12), and moved the t&cs paragraphs below it then. unless I understood you wrong it seems to fit well. or did you want me to remove the t&cs paragraphs entirely? attached is the updated draft, and thanks again for the help. WS and court bundle-1 fourth draft redacted.pdf
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lending Stream and Sunny Problems


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Hi

 

I am in need of a little advice. I currently have 3 loans with Lending Stream and 3 loans with Sunny and unfortunately am unable to make the full payments. I have contacted them with regards a repayment plan.

 

I want to know if I will get into trouble as I unfortunately lied on my applications. I stated that I was self employed earning £1900 per month when in fact I am unemployed. I know I should not have done this but I am/ was an alcoholic and gambling addict. I have now stopped my gambling and am still working on the alcoholism. I am just worried they could take legal action if they find out.

 

I also read on here that it is irresponsible lending to give me 3 loans at the same time. I have also been constantly paying off and taking out new loans with both of them due to gambling (winning/losing). Should I be looking into this or should I just keep quiet and accept a repayment plan so that they don't realise that I lied on the application.

 

Sunny have asked me to fill in an income and expenditure form and have froze my account for 30 days (this was 2 weeks ago) and Lending Stream have also sent me an income and expenditure form but they are also asking for Proof of JSA/ Termination of Emplyment which is what worries me. Lending Stream are still adding interest at this time.

Thanks in advance for your help.

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You wont get into trouble as such, but they should have done better checks. Giving you that loan proves very clearly that no checks were performed at all.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Yes, you should be honest with them. I agree with the imp, their checks were obviously not sufficiently thorough, even if you did mislead them.

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Thanks for the replies.

 

Just to be sure. Should I be asking Lending Stream and Sunny to write off the loans due to irresponsible lending?

 

I just don't want to do anything that will get me into legal trouble. I know that technicallly we are both in the wrong, but I want to be sure before I make my next move.

 

Thanks again.

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This is really a tough one. Normally I would suggest go for the throat but its hard considering what you have done... But I can understand the vices are difficult to shift :)

I would admit, but also say that should they have done proper checks, then they would have noticed you werent employed...

 

However, how did you pass their work checks?

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This is really a tough one. Normally I would suggest go for the throat but its hard considering what you have done... But I can understand the vices are difficult to shift :)

I would admit, but also say that should they have done proper checks, then they would have noticed you werent employed...

 

However, how did you pass their work checks?

 

Thanks for the reply.

 

I put that I was self employed and earning £1900 per month on the online application. Both Sunny and Lending Stream accepted this without any checks whatsoever. They did not ask for bank statements or any other proof of income. I assume they did a credit check which considering I have a very bad credit rating I am suprised I passed.

 

Thanks again

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Well then , they should have checked statements etc..You have some weight here...

 

Thanks

 

So you would go for the throat and try to get them to write off the loans?

 

If so any idea how I should word an email/letter?

 

Thanks for all your help. It's much appreciated

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Hi

 

Thanks for all your help so far.

 

I am still a bit unsure as to what the best move for me is.

 

I have had differing advice so far. On here you suggest I go for the throat and try to get my loans written off. Where as on another well known forum (not sure if i'm allowed to post their name) they have reccomended that I do not let them know I lied on the application and that I should look to either arrange a repayment plan ot just not pay them.

 

I really don't know what to do now.

 

Thanks again for all your help so far.

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Hi

 

Thanks for all your help so far.

 

I am still a bit unsure as to what the best move for me is.

 

I have had differing advice so far. On here you suggest I go for the throat and try to get my loans written off. Where as on another well known forum (not sure if i'm allowed to post their name) they have reccomended that I do not let them know I lied on the application and that I should look to either arrange a repayment plan ot just not pay them.

 

I really don't know what to do now.

 

Thanks again for all your help so far.

 

Sorry for extra post, but I also wanted to add that I have been advised that if I teel the truth then I could be opening myself up to a possible legal claim and also possible reporting to the Police for a criminal offence and I really don't want that to happen.

 

Thanks again

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You wont be reported to the police. Who told you that rubbish?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Which forum.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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