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    • But I'm not mixing and matching. Sure, when researching I do check multiple avenues, but when speaking, I will open a single post. The Fb post was made in March, it is now June, time has passed, and when the suggestion was made, no further information was given on how I should progress beyond "send a letter", which has meant that I've needed to start another stream - this one, but only after taking the time to research first.
    • hes not turning you away he is simply saying that you should stick to one channel of advice. he is perfectly happy with that channel being this forum, and he will help you   all he is saying, and I agree, is that you should stick to one help channel, not mix and match 3/4
    • As long as we are clear . Do the reading and post your letter of claim in draft form as requested and we can go from there.    
    • Hold on @BankFodder, that was a bit harsh. I spoke with the EVRi complaints Facebook group to begin with, a user on that group told me to send a letter but didn't give any specifics. Here at CAG, I was looking more for specific help as I've never raised such a claim before, and wanted to be sure that my claim was correct, which is why I've researched information with the other groups too, to be sure; but you seem to have assumed that I've made some form of contact with the other groups, such that I find your comments and tone to be very unfair. And I do know a thing or two about forums, that forum users are unpaid volunteers, I happen to be a Tableau Ambassador, and so perform a very similar role helping others in an unpaid capacity  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Coventry man jailed for wilfully refusing to pay council tax


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Certain posts have had to be edited and irrelevant posts removed...please keep the thread to the title concerned without any further personal attacks.

 

Andyorch

 

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There is no ability to make deductions from state pension for Council Tax arrears. The bit someone (Citizen B) quoted from above was talking about pension credit which is something different and is an attachable allowance. Councils would love the power to deduct from the state pension as there are some very obstinate old people out there. Me included!

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There is no ability to make deductions from state pension for Council Tax arrears. The bit someone (Citizen B) quoted from above was talking about pension credit which is something different and is an attachable allowance. Councils would love the power to deduct from the state pension as there are some very obstinate old people out there. Me included!

LOL, long may you continue to be obstinate, especially if you are right and the council are wrong.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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There is no ability to make deductions from state pension for Council Tax arrears. The bit someone (Citizen B) quoted from above was talking about pension credit which is something different and is an attachable allowance. Councils would love the power to deduct from the state pension as there are some very obstinate old people out there. Me included!

 

Ah, I didn't realise that - I thought they were able to take money from a state pension. Although I would have thought taking it from their pension credit would create some real problems as that is a benefit that is given when pensioners are living below the poverty level isn't it ?

 

Mind you taking it from some pensions would also create similar problems if they didn't have a company pension as well !

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Ah, I didn't realise that - I thought they were able to take money from a state pension. Although I would have thought taking it from their pension credit would create some real problems as that is a benefit that is given when pensioners are living below the poverty level isn't it ?

 

Mind you taking it from some pensions would also create similar problems if they didn't have a company pension as well !

Whole thing is a can of worms, as deductions from benefit are often unaffordable also and lead to people not eating, unable to feed a prepay meter etc. etc.

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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There is no ability to make deductions from state pension for Council Tax arrears. The bit someone (Citizen B) quoted from above was talking about pension credit which is something different and is an attachable allowance. Councils would love the power to deduct from the state pension as there are some very obstinate old people out there. Me included!

 

Whole thing is a can of worms, as deductions from benefit are often unaffordable also and lead to people not eating, unable to feed a prepay meter etc. etc.

 

So they set the bailiffs on them instead ! The mind boggles.

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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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So they set the bailiffs on them instead ! The mind boggles.

 

And increase the debt by a factor of 5 thereby rendering it less payable than it originally was. Bailiffs and enforcement are a conundrum without solution.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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The attachable benefits and allowances are theoretically set at a level to enable payment of statutory obligations and if the recipients don't use them to do that the state goes in to get it. If nothing else it is fairer for those that do pay their obligations. If there was no sanction the proportion of non payers would increase.

I saw it nicely summed up in a motto on a calendar. "If one half of the world knew how the other half lived, they wouldn't pay their bills either."

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The attachable benefits and allowances are theoretically set at a level to enable payment of statutory obligations and if the recipients don't use them to do that the state goes in to get it. If nothing else it is fairer for those that do pay their obligations. If there was no sanction the proportion of non payers would increase.

I saw it nicely summed up in a motto on a calendar. "If one half of the world knew how the other half lived, they wouldn't pay their bills either."

 

In a perfect world we would all pay our obligations. However, as per the motto on your Calendar - the other half eg the poorer half - have recognised that the richer half are NOT paying their obligations.. Tax loopholes/avoidance -below poverty level salaries, etc, etc.

 

How many retired persons are having to go cap in hand to the state for top ups to their pensions. Did they not contribute sufficiently whilst they were working (if they were working).

 

Although it is fairly obvious the Coventry man was refusing to pay having admitted it. I think we should stop assuming that all council tax debtors are simply refusing to pay.

 

I thought it was right that those on benefits should pay even something toward the Council Tax, but was sufficient thought put into just how badly their income (from whatever source) would be hit with not just the CT, but Housing benefit reductions as well.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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