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    • In my time I've never seen a payout/commission from a PPC to a landlord/MA. Normally the installation of all the cameras/payment of warden patrols etc is free but PPCs keep 100% of the ticket revenue. Not saying it doesn't happen mind. I've done some more digging on this: Remember, what your lease doesn't say is just as important as what it does say. If your lease doesn't mention a parking scheme/employment of a PPC/Paying PCNs etc you're under no legal obligation to play along to the PPC's or the MA's "Terms and conditions". I highly doubt your lease had a variation in place to bring in this permit system. Your lease will likely have a "quiet enjoyment" clause for your demised space and the common areas and having to fight a PPC/MA just to park would breach that. Your lease has supremacy of contract, but I do agree it's worth keeping cool and not parking there (and hence getting PCNs) for a couple months just so that the PPC doesn't get blinded by greed and go nuclear on you if you have 4 or 5 PCNs outstanding. At your next AGM, bring it up that the parking controls need to be removed and mention the legal reasons why. One reason is that under S37(5b) Landlord and Tenant Act 1987,  more than 75% of leaseholders and/or the landlord would have needed to agree, and less than 10% opposed, for the variation to take place. I highly doubt a ballot even happened before the PPC was bought in so OPS even being there is unlawful, breaching the terms of your lease. In this legal sense,  the communal vote of the "directors" of the freehold company would have counted for ONE vote of however many flats there are (leases/tenants) + 1 (landlord). It's going to be interesting to see where this goes.  
    • @Whyisitthisthank you very much for asking. I am still feeling anxious, especially when someone rings the doorbell, or when I receive a letter I feel a it paranoid. I stopped going to the shops unless I really have to. I shop online now. When I see security I feel paralised. 
    • My expectation was their WS would include the best paperwork, like at least true copies of originals, but these just look wrong somehow, perhaps the font and size of font... Not sending me the DN in CCA request but producing it for evidence I would argue could be a tactic used by them... - Page 11 with ticks - there is no reference to IP addresses - Home addresses are correct for dates in documents   Just looking up example Defendant WS's while awaiting your thoughts on this
    • Hello lovely, just posting to check in to see how you are feeling now? Hopefully your feeling better? 
    • Sorry my redactions made it harder dx. Tick dates are 11/12/2014
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    • If you are buying a used car – you need to read this survival guide.
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      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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newday wont refund fraud - having sent new card to old address


consumer sue
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I moved home on march 26th and was placed in temporary accomodation before being placed in permanent accomodation .

 

 

I am disabled and was without resources for three months .

 

 

After settling in 3months later I rang up my credit card company aqua to find out why I had not been sent a creditcard

as the one I had was expiring at the end of June.

 

 

I found out that £1788 had been debited from my credit card without my knowledge .

I immediately Informed them it was fraud and filled in all the forms to state so even informing the police .

 

 

on Saturday I received a letter dated 28th July that after all their investigations

they could not accept it was fraud as the chip and pin had been used and not a copy.

 

 

I found out that they sent a new card on the 12th May which I never received .

I am not well physically and all this stress has damaged my health as I m not able to contact them on the week end.

 

 

I rang up the credit card company and told them that I never received the card or pin and that I had left the property on 26th march

they informed me that they could not do anything till monday.

 

 

What rights do I have

I want to claim compensation for the distress it has caused

as they hadnt conducted their investigation throughly

as they would have realised the card I had was the old card as stated on the declaration form

and unknown to me a new card had been sent out which I never activated?

 

 

This is all very worrying and they couldnt even ring me during their investigation to inform me of their decision or ask anyother questions

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is the Halifax or newday ?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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how did the fraudsters get the correct pin?

old address too?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I advised them in June but I did not receive the card nor was it activated . I done some research they have to proove I did receive the card and acted fraudulently .So I have a case I hope all will be revealed on monday another 18 hrs to go

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I had attempted fraud with santander whereby I didnt receive the card of pin and someone tried using it . Luckily the card wasnt activated so it did not work but santander informed me and asked me if I had been trying to make transactions. So my case rests upon the activation code as it obviously didnt have one as the card was used without it

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I advised them in June but I did not receive the card nor was it activated . I done some research they have to proove I did receive the card and acted fraudulently .So I have a case I hope all will be revealed on monday another 18 hrs to go

 

If you advised them in June but they had dispatched the card & PIN in May expect them to claim you had a duty to inform them of a change in address.

If they do so, you will need to press them on the fact they allowed the card to be used when it wasn't activated, or that they explain how it was activated with you being at fault.

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I have had an update i told them about the situation of not receiving the card and not being activated . they said the reason why they said i was liable was that an item was purchased using the old address. and that someone had rung up on the 7th may to change the pin. All this without my knowledge . They have agreed to investigate further and have in the meantime refunded me the missing money but it will take up to four weeks. Im Helpless till then

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urm so how did the fraudster pass the security questions to get that pin?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Maybe the OP didn't tell anybody about his change of address so the fraudster got other mail at the old address and used info from that mail.

 

That's why its important to tell financial institutions you new address as soon as you can.

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good news After ringing the ombudsman and stating my case , they wrote a quick note to aqua and informed them that this was uncharacteristic spending and to look into it. I got a call from their complaints team the same day telling me that I was NOT liable for the transactions and as a gesture of good will they will credit me 60pounds.. So after allthat I finally got justice

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