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    • Hi. I am reading through the full thread and will continue to research. I have come across a reference to a form called N180 DQ in the thread, but I cannot see any reference to this form in my case nor can I see it on the MoneyClaim website. Should I have been sent this form? Thanks 
    • 12mph (beyond any UK limit) will certainly qualify for a Fixed Penalty. So you should received an offer of a FP for each of the remaining two offences. Be sure to submit your licence details as instructed when you accept the offer. If you don't your £100 will be returned to you and the police will prosecute you in court.
    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Car mechanic problems!


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UPDATE-verbatim response as follows;

 

 

"The judge cannot understand what you are expecting the court to do.

You already have the judgement and we cannot permit litigation by correspondence."

 

 

to me, this answer suggests the judge did not actually understand my letter.

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Court orders tend to be only a few lines long. If you want the judge to make an order, you need to specify exactly what you are asking for, and you should be able to state that in no more than a single sentence. You must be very specific as to what order you want the judge to make - you can't just reel off a list of complaints. In your case it sounds like the order you want is an order that the name of individual X be substituted for the name of company Y?

 

If you want to proceed, I think you will now need to issue a formal application using form N244, specifying what order you want the court to make, with a separate witness statement setting out the reasons.

 

Another possible option would be to issue a new claim against individual X, potentially including adding the court fees you had to pay for the original claim to the new claim.

 

The third option would be to go ahead and send round bailiffs to the name/address on the existing court order. That may be enough to get this person to pay up without needing to involve the court further, even if the company name on the existing order is not quite right.

 

If it was me, I'd be tempted to go ahead with bailiffs, as they will be able to do a visit to judge whether the company named on the existing order has any assets, it is not guaranteed to work but may be the quickest way of resolving this.

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The thing is, I rambled on a lot because I wanted the judge to understand why I was asking for this. I did not want to just demand something without giving a reason.

 

Regarding bailiffs, I was thinking this too but didn't want the risk of them being sent away because technically that Ltd co doesn't have any assets so the bailiff would not be able to collect anything.

 

I'm going to have a think about what I want to do.

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The thing is, I rambled on a lot because I wanted the judge to understand why I was asking for this. I did not want to just demand something without giving a reason.

I understand this completely. It is very easy to end up in a situation where you give lots of detail and the judge loses sight of the wood for trees, it is a really common mistake. We can give you a helping hand if you want to have another shot with an N244.

 

Regarding bailiffs, I was thinking this too but didn't want the risk of them being sent away because technically that Ltd co doesn't have any assets so the bailiff would not be able to collect anything.

Indeed this is a risk. You will have to weigh up the cost of an unsuccessful visit (something like £75 for an HCEO, I believe) vs. the chance that the bailiffs can find assets or that having bailiffs visit the defendant's business premises motivates him to pay up.

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I'm pretty sure the guy will not pay up,

I threatened with bailiffs twice before and got zero response from him.

 

I think I may try a letter to the judge again before paying more money going the more official route?

still, I don't think my letter was that confusing.

 

he probably didn't read it properly.

but anyway...it is what it is.

..I will try the judge again via email.

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Judges tend not to read letters and emails

We could do with some help from you.

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it says at the end of the letter...anyway, I will re-do it and re-send.

 

Wasting your time IMHO..the court has passed judgment...end of...nothing further for them to action..its for you to execute the judgment.

 

If that means changing the name of the Judgment debtor by way of an application...then that's your only next course of action...not writing further letters.

 

Andy

We could do with some help from you.

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  • 2 weeks later...

Without a hearing if its only to change the name of the judgment debtor.

 

This is the relevant CPR you should refer to and state within your order.

 

http://www.justice.gov.uk/courts/procedure-rules/civil/rules/part19#19.2

 

Andy

We could do with some help from you.

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CPR means court procedure rule?

I should say that

"referring to CPR 19.2, in order to bring this matter to fair close and for the correct party to pay the debt,

I would like to add xxx xxx as a defendant.

 

xxxx ltd was the original defendant (off which xxx xxx is the owner/MD)

because xxx xxx (the defendant) misrepresented himself to me as a consumer,

the public (I can provide proof of this-website screenshots etc)

and to the courts during the hearing and every correspondence.

 

xxx xxx at no point in writing made either the courts or the claimant aware that he was not trading under the ltd company but was in fact a sole trader.

 

he has deliberately done this so that if he lost, he would not have to pay the debt.

 

He has ignored every email I have sent thus far regarding payment of the debt."

 

do I want to remove the ltd co at the same time?

or just add the new defendant?

is there a chance of the judge re-hearing the case at all?

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No not all that waffle...they just want an order and what part of the CPR you are relying on.

We could do with some help from you.

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You could but what would be the point...they don't owe you any money...all you want is to change the name of the judgment debtor and attach any evidence in support of why you require that change.

We could do with some help from you.

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