Chasing Bank Charges and PayPlan

[Gethemback]

Can anyone offer advice?

My brother law is in a spinal injuries unit following an accident two months ago. He asked me to persue chasing bank charges from several banks he has had dealings with. At the same time he is close to completeing an agreement with PayPlna to pay off his outstanding debts to the banks. Would it be unreasonable to attack the banks who are 'helping' him by letting him pay his debts this way (even if they put him there in the first place). They could thennaturally withdraw from the Pay PLan agreement and he would risk losing his house and anything else he has left?

 

It's a dilema and am not sure how to proceed or even if it is the right thing to do right now?

 

Any words of advice would be really helpful.

[Glenn UK]

I'm not sure they can withdraw from the plan and then force him into court, they have entered into an arrangement and as much as its binding on him or at least in principle, then it must work both ways.

 

I don't think a court would look favourably on a bank that defaulted on the repayment plan it had agreed to with payplan.

 

Re the charges if they have imposed unlawful charges then he is entitled to chase them and claim them back. If the debts included unlawful charges then any defaults arising or any action taken as a result of those charges should be in some way subject to a claim or correction if necessary through the courts.

 

JMHO

 

Glenn