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damjef v FD


damjef
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HI Damjef,

 

I'm at a very similar stage to you and have a date on the Small Claims Track at Nuneaton CC in late June.

My order reads very similar to yours - I have Judge Sanghera.

I'm currently compiling my court bundle using the information in the template library - but also GaryH has a very useful thread with lots more info @ http://www.consumeractiongroup.co.uk/forum/lloyds-bank/82148-got-court-date-important.html

Hope this helps

Must admit there are some parts of the bundle I'm confused about - for example the part of the bundle 'Statements' does it refer to witness statement or bank statements.

Good luck mate, I'll be watching you thread

 

Dub

[sIGPIC][/sIGPIC]

 

First Direct - S.A.R - (Subject Access Request) sent 29/12/06

Statements recieved 15/1/07 - >£3000 owed

Prelim sent 16.01.07

Partial offer received 01.02.2007

LBA and letter rejecting paltry offer sent 02.02.2007

MCOL filed mid Feb 07

AQ 26th March

 

 

BoS - S.A.R - (Subject Access Request) sent 29/12/06

Statements received 1.02.2007 - Prelim sent 02.02.2007

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Hi again mate.... I may have some good news - thanks to livelylad I have T&Cs from 2003 from FD...

first direct legals - principal terms and conditions

 

and the magic line

 

5.1.3 You should not exceed any overdraft limit unless you get our agreement first....

 

I hope this will do the job because it's going into my court bundle right the hell now....:-D

  • Haha 1

[sIGPIC][/sIGPIC]

 

First Direct - S.A.R - (Subject Access Request) sent 29/12/06

Statements recieved 15/1/07 - >£3000 owed

Prelim sent 16.01.07

Partial offer received 01.02.2007

LBA and letter rejecting paltry offer sent 02.02.2007

MCOL filed mid Feb 07

AQ 26th March

 

 

BoS - S.A.R - (Subject Access Request) sent 29/12/06

Statements received 1.02.2007 - Prelim sent 02.02.2007

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