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    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Universal Credit national expansion – Tranche two


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Here is a list of all phase II Universal Credit (UC) rollouts please see my attachments these are the areas that will be affected throughout 2015-16 please read the attachments to find out if and when you may be affected .... This will be from now until spring 2016

 

 

As most of you know UC means you only get paid once a month, you also get paid your HB as well. You will be responsible for paying this bills on time and making sure you remain in CREDIT with your rent as per T&C's of your tenancy agreements. (May vary between different Councils/Districts)

 

 

Failure to pay your Council Tax on time WILL/MAY see a Liability Order (LO) issued against you in Court. If this happens you will face the prospect of losing personal property and paying huge fees. Please read some of the threads here

 

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?168-Bailiffs-Help-with-Dealing-with-Bailiffs-and-Enforcement-Agents-including-HCEO

 

to see what could happen if an Enforcement Agent (EA) is asked to collect the arrears of your CTAX

 

 

There are two attachments for different dates so please read both and one regarding eligibility

 

 

There is a video from the DWP here https://www.gov.uk/government/publications/universal-credit-videos

 

 

Council tax help is applied for separately to your local Council

 

 

MM

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Some more useful information for the questions being asked have a read of the attachment below in regards to social/private landlords.

 

 

Also I will post up some more info for the vulnerable households shortly, suffice to say if you struggle with your finances there will help available

 

 

More later

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At the moment many JC's are actively assisting claimants that will be affected with weekly workshops, this will including budgeting and how to save money by shopping wisely.

 

 

Some of the course will show you how to cook tasty meals on a budget, I asked to go on this course just to see what is what, the information that was given was helpful and the hand-outs were of use especially the cooking side of things. If allowed I will post up the cooking on a budget form that was handed out if the site team will permit?

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Some of you have asked if this will affect couples your answer is here Published 16/05/2014

https://www.gov.uk/government/news/universal-credit-to-take-the-first-new-claims-for-couples

 

 

What will it mean for families please read here published 25/11/2014

https://www.gov.uk/government/news/welfare-revolution-rolls-out-to-families-universal-credit-to-be-in-a-third-of-jobcentres-by-spring

 

 

It is stated in the attachment below this will affect singles/couples/families, this is already being rolled out again starting in the Northwest of the country and selected postcodes in London

 

 

"Over the last four months, the roll-out of Universal Credit has continued and from 16 February, it will be available to: • single claimants in 112 jobcentres • couples without children in 96 jobcentres • families in 32 jobcentres • all claimant types in a limited postcode area in London to test the enhanced Digital Service." see page 8....

 

Enhanced Digital Service information is here

http://central-government.governmentcomputing.com/news/dwp-ponders-universal-credit-digital-test-expansion-4497542

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  • 2 weeks later...
Does this mean that if you're able to work and disabled, you would be expected to work 35 hours a week? nothing would surprise me with this government as they don't seem to have any morals or respect for anybody even themselves and that's just my opinion.

 

 

Although you maybe able to work and be disabled you may only be able to work for a few hours a day/week due to your disabilities. You may also be able to work with some support from your new employer but your medical condition could get worse/better if the former who is responsible should your condition deteriorate whilst at work, or because you were told to work? DWP/employer?

 

 

What if you had a relapse due to having to look/work

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The main concerns for some claimants being given the total benefits could cause some major issues, like not paying the rent and using it for other things.

 

 

But, if some claimants have financial worries there will be the option for them to have the rent part paid directly as it is now.

 

 

As the title states this is only part 2 the rest will follow this year by early next year early all JC's being covered by spring 2017. So watch this space

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Guidance:

 

Jobcentre areas where you can claim Universal Credit

 

See here for new changes that came in to effect from the 02/03/2015 see below

 

 

https://www.gov.uk/jobcentres-where-you-can-claim-universal-credit

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  • 1 month later...
  • 1 month later...
  • 4 months later...

Tranches 3-4 listed already so if you wish to catch up on these please see below

 

 

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/453657/universal-credit-national-expansion-tranche-three-and-four.pdf

 

 

The Commencement Order for Tranches Three and Four can be accessed here: http://www.legislation.gov.uk/uksi/2015/1537/contents/made

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The lists below provide the detail of when the remaining Jobcentre areas and local authorities will go live with Universal Credit during Tranche Three (September – November 2015 and Tranche Four (December 2015 – April 2016).

 

As with Tranches One and Two, this roll out of Universal Credit will only be for new claims from single people, who would otherwise have been eligible for Jobseeker’s Allowance, including those with existing Housing Benefit and Working Tax Credit claims.

 

 

This list can be found here

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/453657/universal-credit-national-expansion-tranche-three-and-four.pdf

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Universal Credit monthly experimental official statistics to 29th October 2015

 

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/474720/universal-credit-statistics-to-29-oct-2015.pdf

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A quick call to your local JC may be the right way to go to get your answer. Don't forget that your 1st payment is up to 7 weeks after the last benefits payment is made. But there is a way for you to get an advance payment if you have a look at the links in the last post I made.

 

 

You can still have payments made directly if you fall in to a particular group. Again this is in the link provided. Not only that those that get tax credits could be hit even harder, they could end up with overpayments quite easily. Link in above post or here https://www.gov.uk/tax-credits-overpayments

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If you think you may struggle then you can apply for an advance payment for this info please see the link at post #46 page 22 then you may be able to repay this back over a period of time maybe as much as 6 months. See pages 22-25

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  • 1 year later...

Time to update this thread for anyone living in Essex and starting a new UC claim/or migrating. The attachment gives you the time frame and by area. This will allow you to know in advance of the new changes and when you may be affected...

 

 

Please see the new attachments for further information.

 

 

If you have any questions please start a new thread also for further information please see the links below.

 

 

Hello, MM.

 

Thank you all for attending the introduction to full service universal credit presentation yesterday. Please find attached copies of the slides from all the items discussed.

 

The contact details for referring people for support with Universal Credit claims is second listed set of slides, as is the web address for the Council Tax Reduction consultation.

 

Family Mosaic also offered to provide support to vulnerable people, their referral telephone number is 01702 445872. Their office number is 01702 445870.

 

This is a link to the web page *NAME* mentioned on the toolkit. The telephone number above is for anyone living in Southend on sea Essex only This will be different for your area please Google this information

 

https://www.gov.uk/guidance/universal-credit-toolkit-for-partner-organisations

 

And this is the link to the web page for UC47 form to request payment direct

 

https://www.gov.uk/government/publications/universal-credit-landlord-request-for-a-managed-payment-or-rent-arrears-deduction

Universal Support and CTR Presentation.pdf

UC Full Service July 2017.pdf

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The following schedule was updated in July 2017 due to changes being made to the DWP estate network. This schedule sets out the latest planning assumptions for sites that will transition to the full Universal Credit service (including those already announced – see Annex A). The list is in alphabetical order by local authority mapped to Jobcentre sites.

 

After the rollout process has completed, DWP will then begin moving all remaining existing benefit claimants to the full Universal Credit service.

 

Last updated: 25 July 2017, see all updates

 

https://www.gov.uk/government/publications/universal-credit-transition-to-full-service

 

Here is the current released list of Job-centres that are now known about for the change to UC.

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/632252/universal-credit-transition-rollout-schedule.pdf

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  • 2 months later...

When will the roll out affect Northern Ireland?

 

 

In Northern Ireland the Universal Credit roll out will begin in September 2017 and be completed by September 2018.

 

  • 27 September 2017 - Limavady
  • 15 November 2017 - Ballymoney
  • 13 December 2017 - Magherafelt and Coleraine
  • 17 January 2018 - Strabane and Lisnagelvin
  • 7 February 2018 - Foyle and Armagh
  • 21 February 2018 - Omagh and Enniskillen
  • 7 March 2018 - Dungannon and Portadown
  • 18 April 2018 - Banbridge and Lurgan
  • 2 May 2018 - Kilkeel, Downpatrick and Newry
  • 16 May 2018 - Bangor, Newtownards and Holywood Road
  • 30 May 2018 - Knockbreda, Newtownabbey and Shankill
  • 13 June 2018 - Corporation Street, Falls and Andersonstown
  • 27 June 2018 - Shaftesbury Square, Lisburn and Larne
  • 4 July 2018 - Carrickfergus, Antrim and Ballymena
  • July to September 2018 - Cookstown, Ballynahinch and Newcastle

For more general information about Universal Credit please see our Universal Credit guide. more here >> https://www.entitledto.co.uk/help/Universal-Credit-Pilot

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