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    • “Not realising it was a no parking zone” doesn’t help you if the timing is correct, as (at least, on Google Maps / View) there is clear signage ('7am to midnight', parked at 15:22) What might be worth pursuing is the "ticket handed to driver" aspect : do you have any view on why they would be  stating that?
    • it's 85k of turnover (well, now £90k). However, you're digging yourself into another hole here. That ship has probably long since sailed. Is it worth pursuing this? You're not going to get anything back from it either way.
    • Hi,   A few pointers from yesterday to take note of evris cpr 27.9 failed again so we should really make issue of this also their WX fail to comply with CPR so again we should take issue with their statement of truth  you cant get tort if you get damages under subsection 7 of CRA because its double recovery  - not sure what we think of this? however its the first time i saw the judges make reference to your non automatic rights from s49 which s54 and 57 assist with. We should start stating this specifically for claims as I think its much better than just 49 and 57 as we need to make it clear where our non automatic rights come from as 54 automatic frankly dont help  I have sent the claim form and defences to the admin email because I can’t upload them for some reason as it wont let me but thought this may help as its the first time we’ve taken tort to trial. although i think the DDJ was honestly struggling to understand some parts of the law because he was asking me about them and how he should interpret them, especially for the automatic. Will apply for transcript if you want it?
    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Ccbc aktiv kapital/judge & priestly set aside help needed


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Irrelevant posts removed and thread tidied.

 

Regards

 

Andy

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Why was the link on costs to Law Gazette removed?

 

Why did you post it.....? We already have the relevant information and Practice Directions with regards to costs and procedures contained within the sticky section of the Financial Legal Issues.

We could do with some help from you.

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I posted it because I thought it will be useful for everyone. It was from my own research. Do you have this exact article on in that section? You are policing this thread forcefully and unnecessarily. People should be able to share information without it being deleted instantly.

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Yes we carry all the exact same information within our Stickies Section which is open to all CAG users to use and copy.

 

The only reason that I am being drawn to this thread and in your opinion moderating this thread forcefully is because of your initial post #24 and post clocking to enable PMs to be sent.

 

I cant understand what is so vital that it cant be posted on your thread and so to use your words " it will be useful for everyone ".

 

We try to discourage PMing advice...(for both parties concerned) which is adverse to the Forum Rules Practices and Guidance that you agreed to on your subscription

 

I trust the above explains my actions.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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http://www.consumeractiongroup.co.uk/forum/showthread.php?253588-Lloyds-TSB-Dotty-s-OH-Lowells-Stat-demand-Issued...***set-a-side***&p=4417749&viewfull=1#post4417749

 

I hope this post is considered relevant?

 

The SD was issued by a different claimant and the OC is also different, however I think the last paragraph in my link is pertinent to the ordeal that superlandlady is and has been going through for some considerable time.

 

I also believe from information I have discovered, that old MBNA Virgin cards (pre April 2007) are unenforceable.

 

I am in the process of having a claim defended which was issued by Judge & Priestley but because of the amount of the claim and personal health issues, I have used a solicitor.

 

I have simply been trying to assist superlandlady, this is a £22k debt so she needs urgent help imo.

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I lost a Fast Track claim on an old Virgin/MBNA account last year. Claimant was AK and sols J&P. Naivety did me no favours though.

 

Yes, I think its the case here as well. I don't think the pre 2007 cards are "unenforceable" if they have "evidence" - Dotty50 - the evidence being the cc statements and the signed contract.

 

I have to ask SHAMROCKER - what do you mean by 'Naivety did me no favors'?

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http://www.consumeractiongroup.co.uk/forum/showthread.php?253588-Lloyds-TSB-Dotty-s-OH-Lowells-Stat-demand-Issued...***set-a-side***&p=4417749&viewfull=1#post4417749

 

"I also believe from information I have discovered, that old MBNA Virgin cards (pre April 2007) are unenforceable."

 

Thank you Dotty50. I really appreciate your comments.

 

 

However, I am really not sure this is the case.

I am now using a specialist solicitor who has been seeing AK and solicitors Judge and Priestly at court on a regular basis.

When they have the copy of the contract, all the statements and the signature, it is very much enforcable.

 

 

The best I can hope for when the trial comes (if they don't accept my settlement figure), will be the judge will rule for an "unfair relationship"

based on some facts in my defense and a possible reduction of debt when I challenge the fairness of charges.

But the contract will seemingly stand.

 

Dotty50, thanks for the link, I'll check it out.

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See my reply at the bottom of this thread - http://www.consumeractiongroup.co.uk/forum/showthread.php?448156-1st-credit-claimform-2004-M-amp-S-card-debt/page2

 

That's my understanding of how you need to overcome these claims - challenge the existence of one or several prescribed terms and put them to strict proof to display the original in court.

 

In terms of naivety - I didn't understand the process and lacked the experience to focus in on key details that would offer a valid defence. I'm no expert now, but I'd make a much better fist of it.

 

Sham

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Thanks for your comments Sham.

 

The statement you make in terms of challenging prescribed terms is very generic.

In the face of evidence everything fails.

One is really hard pressed to say 'No, I did not sign that' where there is a clear evidence with the signature making the contract valid.

Prescribed terms is pretty much - when you borrow the money, you have to pay it back. Unless, I'm unaware of something you are privileged to know?

 

My case is in the hands of a specialist lawyer now - I had a very good go at it myself, for a almost a year and a half - with one single purpose which was Setting Judgement aside. I have succeeded, only to be brought back to the starting point of defence.

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The statement you make in terms of challenging prescribed terms is very generic. In the face of evidence everything fails. One is really hard pressed to say 'No, I did not sign that' where there is a clear evidence with the signature making the contract valid. Prescribed terms is pretty much - when you borrow the money, you have to pay it back. Unless, I'm unaware of something you are privileged to know?

 

My case is in the hands of a specialist lawyer now - I had a very good go at it myself, for a almost a year and a half - with one single purpose which was Setting Judgement aside. I have succeeded, only to be brought back to the starting point of defence.

 

What evidence has the claimant (AK) produced?

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In that case, you're stuck with challenging the contents of the agreement, deemed to have been supplied as a true copy of the original. My scenario was based on being supplied with either an illegible microfiche copy or no agreement at all, and a recon in it's place - this is very often the case.

 

My advice - based on having been through Fast Track myself - is not to drag it out any longer than necessary if you think you're fighting a losing battle. It's best to try to settle early and try to lower the liability by avoiding the interest and costs.

 

Good luck whatever you decide.

 

Sham

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  • 2 weeks later...

have the agreements DN etc been posted as I cant find them. Happy to have a look .

 

Regards Jack

WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

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