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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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2nd Eviction recieved for 10/11/2014


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Hello,

 

I'm after some guidance and help if possible, we currently have a suspended repossession on our property which was suspended back in April this year providing we stick to the agreed monthly payments of £412.90 plus £60 towards the arrears.

 

My partner is currently self employed and has been working but we have had issues with regards to him being paid and how much due to issues with who he is being paid by, I do work myself and earn enough to cover bills ect.

 

We have had quite a stressful and testing time the last three months due to breakdown within the relationship and also we suffered a miscarriage along with the issues we had with regards to my partner receiving his money for works he had completed, this has resulted in us missing 3 mortgage payments and we have now received an eviction date for 10th November and feel like we have no idea what to do or where to start, we have a 14 month old son and we are worried sick that we are going to loose are home.

 

Ascent legal who are acting on behalf of Halifax have advised that unless a lump sum is paid they will be continuing with the eviction.

 

We are sorting through our differences and my partner has now begun work for another client and has begun to be paid regularly which enables us to continue with the monthly

payment of £412.90 plus the additional £60 towards the arrears.

 

Any help/advice would be greatly appreciated.

 

Thank you

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When are you able to make the next payment?

How much are the arrears?

Do you have any evidence of the new client contract and how much will be paid to your partner ?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Hello,

 

The next payment will be made on 31/10/2014, the arrears are 6k, and unfortunately as my partner is a sub contractor he does not have access to contracts he has moved to work with a different person and is paid on a day rate where he puts an invoice in for what works he has done.

 

Many Thanks

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Hi yes, you need to submit a N244 - have a look at my guide here http://www.consumeractiongroup.co.uk/forum/showthread.php?325527-CAG-guide-Are-you-facing-eviction-or-repossession there are examples of how to set out a statement and you will also need to affix a budget sheet which you can download in the second post of that thread.

 

I'm at work at the moment so a bit pushed for time, but if you want me to look over your statement and budget sheet let me know.

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Hello,

Thank you ill get these downloaded and start a statement and budget, if you could look over these for me that would be a great help, I can only get online during the day whilst im in work so will hopefully get these sorted tomorrow.

Thank you

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Hi, you can email the documents to me at [email protected] (there is no space between the c and o - the site just shows it like that). Post a message on here letting me know when you have sent the email so I can look out for it.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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just testing something.. Ignore this post :)

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