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wonga and BCW GROUP(Gothia) limited


bigwicker
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I took out a payday loan in 2012 for £100, i believe it has been that long, i can't remember. I got in to financial difficulty and ignored the loan, silly i know. Today i received the following letter :

 

Client: BCW GROUP(Gothia) limited

creditor: Wonga-purchased payday loans account

BCWF Ref: ******

Client Ref : ***********

 

Dear Mr *

 

We have been instructed by BCW GROUP(Gothia) limited to recover an over dude debt of £319.48 on their behalf.

Our client has informed us that they are unaware of any legitimate reason for non payment on your account.

Whilst our client would still like to settle this matter amicably, fai;lure to contact us to discuss your account and arrange a suitable repayment plan could result in us recommending our client to consider possible legal action.

You can prevent the above action being taken by contacting us immediately, to discuss a solution which we will take account of your current financial circumstances.

 

I'm not disputing I owe the money I would like to know, how to go about sorting it out. I am on benefits as I have serious mental health issues, and it's starting to effect me mentally all ready with worry.

Any help or guidance would be so appreciated, I know not to ring them.

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Stop... Think...

If you want to pay and you can pay is £1 a month, so be it.

 

Do an income and expenditure form. Check incomings and outgoings.

Also deal with Wonga Direct...

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Its a phishing letter.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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