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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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Ind Claimform - old HSBC Credit Card Debt - got judgement after only 17 days...


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Andy

Ive been reading a few cases and one alarmingly stated that the circuit judge refused to accept the money wasn't owed and that the defendant was relying on a technicality to avoid what he owed. Have you any idea a question that is raised that could cause me a problem and if so the correct answer/

Thanks

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Andy

Ive been reading a few cases and one alarmingly stated that the circuit judge refused to accept the money wasn't owed and that the defendant was relying on a technicality to avoid what he owed. Have you any idea a question that is raised that could cause me a problem and if so the correct answer/

Thanks

 

Some judges are right gits I'm afraid, I never understood the technicality bit, thats the law, if the law says something is not payable, then its not payable, Judges shouldnt be overlooking this..would be grounds for appeal IMO.

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Thanks Andy

I asked the question as I suspect that as IND already have the judgement they will send a legal representative, If that happens he will undoubtedly quoting all kinds of legal sections and I will be just sticking to this:

My account is in dispute and it has not been resolved, if asked by the judge I will state that they have not sent a legally enforceable CCA merely an application form that does not satisfy my request.

Exasp

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Set a side hearings are not to argue the merits of a claim/ defence but to look if you/they have reason to set a side and to offer a potential defence..if the DJ is contented he will grant the set a side ...then you will be expected to submit a full particularised defence.

 

If they dont attend you should get your set a side.

We could do with some help from you.

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Andy

Just received the claimant IND's defence for the forthcoming hearing. Anything unusual in a claimant issuing a defence? anything you would like to know it contains?

Thanks

Exasp

Edited by exasperated
missed a word from the sentence
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Its not really a defence but their Witness Statement/Statement of Case in response exasperated

 

I dont know what it contains so cant ask what it contains...do you wish to post it?:-)

We could do with some help from you.

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[ATTACH=CONFIG]53941[/ATTACH][ATTACH=CONFIG]53942[/ATTACH][ATTACH=CONFIG]53943[/ATTACH]

 

 

Hello Andy

They will be sending an agent to the case and here is their witness statement above:

 

They mention in point 21 'The debtors conduct amounts to an abuse of process as set out in the case of Nolan V Davenport(2006) EWHC 2025 QB'

Are you familiar with that case

Thanks

Exasp

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I cant read your uploads exasp can you convert them to pdf format please.

 

http://www.bailii.org/ew/cases/EWHC/QB/2006/2025.html

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Welcome Finance new Owners applied for protection from creditors to make the company viable to purchase. This sweet heart deal allows the new owners of Welcome finance to Chase debts with total abandon and not settle The old companies liabilities. Welcome are not even responsible for the PPi payments owed to old customers. FSA sweetheart deal has given Welcome finance the ability to bully and chase debts while seeking protection from cases from customers they owe money too. The ombudsman has informed me that Welcome finance have applied to the court to get clarification that the company has protection from claims brought by old customers . There is no fixed date for the hearing, Welcome told the Ombudsman that its likely to be January 2015. Its my intention to appeal to the court, as a potential creditor from an ongoing complaint. Double standards......

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WITNESS STATEMENT

1. I Emma Williamson of P O BOX 1293 PE2 2NU, will state as follows:-

2. I am a legal assistant employedby IND ltd with authority to make this statement

3. I wish to rely upon CPR33.2(1) (a) of the civil evidence act 1995. I would mention I have no personal knowledge of the conduct of the account before the issue of this claim. The documents lodged with the court speak for themselves

4. This statement is made in relation to the defendants application to set aside judgement dated ------ 2014 received by the court on the ======2014 with hearing listed on ==== 2014.

5. The debt is in relation to a current account agreement entered into between the the bank of scotland and the defendant. The credit card account number is **** **** **** **** Please find at EVW1 a copy of the agreement. The agreement was terminated upon the defendants failure to comply with the terms of the agreement. The default notice was issued on the 10 dec 2008

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Sorry Andy

Here is the full version:

 

WITNESS STATEMENT

1. I Emma Williamson of P O BOX 1293 PE2 2NU, will state as follows:-

2. I am a legal assistant employedby IND ltd with authority to make this statement

3. I wish to rely upon CPR33.2(1) (a) of the civil evidence act 1995. I would mention I have no personal knowledge of the conduct of the account before the issue of this claim. The documents lodged with the court speak for themselves

4. This statement is made in relation to the defendants application to set aside judgement dated ------ 2014 received by the court on the ======2014 with hearing listed on ==== 2014.

5. The debt is in relation to a current account agreement entered into between the the bank of scotland and the defendant. The credit card account number is **** **** **** **** Please find at EVW1 a copy of the agreement. The agreement was terminated upon the defendants failure to comply with the terms of the agreement. The default notice was issued on the 10 dec 2008 and the balance was £******

6. Please find at EVW2 a copy of the statements

7. The claimant can confirm that in 2001 BOS merged with the Halifax to form HBOS plc In January 2009 HBOS plc was aquired by Lloyds TSB. The claimant was assigned the debt by the Bank of Scotland who had control over the debt. No notice of assignment between the banks was needed as they are all part of the same company

8.The rights of the Bank Of Scotland passed to the claimant pursuant to an assignment dated 07.07.2011

9.On 31 August Lloyds TSB sent to the defandant correspondence notifying him that the debt had been sold to the claimant on the 07.07.2011The total balance was 3****,**. Please find a copy of this letter at EVW3

10. On 31 August Lloyds TSB sent to the defandant correspondence notifying him that the Bank of Scotland had assigned to IND the full amount owed under the agreement. Please find a copy of this letter at EVW4

11.On ** Jan 2014 a letter before action (hereafter known as LBA) was sent to the defendant at his lastknown address. A copy of the LBA is exhibited at EVW5

12. On the ** JAN 2014 the claimant sent the defendant a copy of the agreement and terms and conditions cover letter attached at EVW6

13. The defendant wrote to the claimant on the ** Jan 2014 received on the ** Feb 2014. He requested a copy of the agreement and statement of account pursuant to s77/78 of the consumer credit act. The claimant replied on the ** Feb 2014 to inform the agreement had already been sent to him and the statements had been requested from the original debt owner and would be forwarded onc ethe claimant was in receipt. A copy of this letter is exhibited at EVW7 on the ** march 2014 the claimant wrote to the defendant to enclose a copy of the assignment notices and the statement of account. A copy of this letter is exhibited at EVW8.

14. The claimant failed to receive a satisfactory response to the LBA. As a consequence on ** Aug 2014 the claimant IND isssued proceedings in the Northampton County Bulk Centre to recover the outstanding amount.

15.The claimant considers the claim was deemed served as per the provisions set out in 6.9 of the civil procedure rules

16. The defendant failed to file a defence to the claim. As a result judgement was requested to be entered. The judgement date was ** Sept 2014

17. The defendant states in his application to set aside that default judgement was entered as he working away. The defendant has provided no evidence to confirm his comment. The defendant states that he posted the acknowledgement of service on the ** aug 2014, the claimant has not been provided with a copy of the same.

18. The defendant states that he has prospects of success but has not provided a defence to the claim

19. The claimant has provided evidence as above to responding to the defendants CCA request. No action was taken whilst the reqwuest had not been responded to.

20. The claimant has attempted to enforce judgement since it was entered

21. The claimant believes that the defendant is now making this set aside application as the claimant is seeking to enforce the judgement.The debtors conduct amounts to an abuse of process as set out in the case of Nolan V Davenport (2006) EWHC 2025 QB.

22. In accordance with CPR13.3(1)(a) CPR1the defendant is required to demontrate that there is a real prospect of sucessfully defending the claim for the judgement to be set aside. The defendant has failed to do this.

23. The claimant would ask that the defednats application be dismissed and the costs of the claimant arranging an agent to attend the hearing be added to the judgement debt the sum of £102

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Thank you.......

 

Okay my initial response...this is an irregular judgment as the the 33 days had not expired at the date they requested judgment IE 5th Sept claim issued 14th August

therefore the court must set a side.

 

Irregular Default Judgments

 

The law distinguishes between two types of default judgments: “regular” and “irregular” judgments. A default judgment will be irregular if it has been entered when:

• The defendant has filed an acknowledgement of service or a defence;

• The time for filing the acknowledgement or defence has not yet expired;

• The defendant has made an application to strike out the claim or for summary judgment;

• The defendant paid off the whole claim, including any costs and interest, before judgment was entered;

• The defendant has filed an admission to the debt and asked for time to pay.

 

A default judgment entered in any of these circumstances is not valid in law and the court must set it aside.

 

 

I assume you posted your acknowledgement to CCBC...have you ever received conformation ? checked if they ever received it?

 

In the above WS they state that they have attempted to enforce judgement since it was entered...is that true?

We could do with some help from you.

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Hi Andy

They did send an attachment of earnings order other than that what could be construed as enforcement? Thats fine just checking

Exasp

 

Andy

BTW yes they did receve the acknowledgement of service, and the set aside application was stamped the 12th Sept so even that was within the 33 days

 

17. The defendant states in his application to set aside that default judgement was entered as he working away. The defendant has provided no evidence to confirm his comment. The defendant states that he posted the acknowledgement of service on the ** aug 2014, the claimant has not been provided with a copy of the same.

 

Why would CCBC not inform them that you had acknowleded service?

We could do with some help from you.

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Thats what Im doing now...questioning their points and asking you for clarification.

We could do with some help from you.

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Ok Andy

One last thing, it states in the witness statement that they sent terms and conditions for the credit card agreement(though it was an application form). The terms and conditions clearly state that they are from the Halifax yet they didnt merge with BOS( by ther own admission until 2001) but the application form is dated 2000?

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Ignore all that guff for now ...this is to determine whether you have a valid application to set a side...we are only looking at the detail of your " Acknowledgement of Service "

 

Ill ask again.....

 

17. The defendant states in his application to set aside that default judgement was entered as he working away. The defendant has provided no evidence to confirm his comment. The defendant states that he posted the acknowledgement of service on the ** aug 2014, the claimant has not been provided with a copy of the same.

 

Why would CCBC not inform them that you had acknowleded service???

We could do with some help from you.

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31st August was a Sunday evening...you didnt use MCOL you didnt email CCBC...so I assume you posted it Monday 1st Sept......you will need proof of postage and proof CCBC received the acknowledgment.

 

You will also need proof that you was working away 2 weeks prior to the 31st August...that with the defence you have submitted is all that you need to rely on for the application to succeed.

 

Copy my post #90 and take that along with you also.

 

Andy

We could do with some help from you.

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Andy

I dont know the answer to that,sorry

 

Post #97 or #98?

We could do with some help from you.

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