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HSBC Bank charges


smithyone74
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Hi CAG,

You lot are so helpful thanks!

 

I had a HSBC account since 2010,

 

 

I have stopped using it about a month ago,

 

 

Been through some hard times like us all and worked out since opening have paid over 3k charges,

 

 

most of then unauthorized overdraft fees,

 

 

wrote to them in June asking for a refund as I was in financial difficulties,

 

 

standard answer,

tried again listing my reasons,

same response,

 

 

tried the FOS,

they advised as they don't have to refund them,

they can't uphold my complaint!

 

 

Can anyone advise,

would sueing them be an option?

 

 

Any suggestions or pointers or is it a lost cause?

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if the charges are post nov 2009 and you are in hardship

 

 

you could try BCOBS?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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read the rbs thread under bcobs

appears not

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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