Suspended Reposession Order

[pollie25]

Hi there, Just after a little advice.

 

Last november (2013) my mortgage company applied for reposession of my property. I went to court and managed to get it suspended. I have now cleared the arrears as set out in the court order and have made 1 mth mortgage payment on time. I was just wondering if i can get the suspended reposession order removed or set aside or does it remain in place for the reminder of the mortgage. Also was wondering if i should start the ball rolling in claiming all the fees and charges back, i dont want to start to rock the boat with the mortgage company as we are just getting back on track.

[Ell-enn]

Hi, well done for sticking to the arrangement and clearing the arrears. You can apply to the court to have the order lifed but... you will have to have made at least 6 - 9 months payments on time to prove you can maintain the payments and the mortgage company would have to agree.

 

There is nothing stopping you claiming back the fees and charges. Who is the lender ?

[pollie25]

Thank you for your reply. I think the lender which is rooftop was secretly hoping I wouldnt stick to the arrangement cause it wasnt the first time the judge had suspended the reposession and they were pretty annoyed the last time anyway the fees and charges are quite a substancial amount so there for if I claimed them back it would knock quite a bit of the remaining mortgage. I know that when I phone and make this mths payment on friday they are going to want to discuss them. How do I go about reclaiming.