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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Webb Catering V LLoyds TSB****WON*******


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  • 2 weeks later...
  • 1 month later...
  • 3 weeks later...

First MCOL sent today, another 2 to go, also sent a letter to the Recovery unit in Andover accepting the £750 as part payment and the balance to follow also quoted in letter the settlement from Natwest as a bit of leverage. Lets wait now

 

 

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Letter From Martineau Johnson:

 

Dear Sir/Madman,

We act for the defendant in this matter and have been passed a copy of the claim form. We are unable to repond fully to the claim as you have not provided details of the individual charges which you are claiming.

 

Unless we receive a breakdown from you , showing each charge, what it is for and the date levied, within 7 days of the date of this letter, we will make an application to strike out the claim.

 

My Reponse:

 

Dear Sir/Madam,

 

In response to your letter dated 11th January 2007, I finding hard to believe that a company like Lloyds TSB Plc. who pride themselves on their efficiency cannot provide you with the breakdown of charges already given to them from me. For the records I am prepared to send you another copy of the breakdown of charges and will duly make a note of this for the court records, when we proceed to the next step.

As a matter of interest I have successfully settled a claim with Cobbets of Manchester in respect to unlawful bank charges imposed by Natwest Bank. I am also fully aware of the processes we will have to go through to settle my claim, unless your client wishes to save time, money and effort and return my money that they have unlawfully taken from my account,

 

lets wait now for the other 2 to arrive pretty standard stuff i suppose, why waste time??

 

 

 

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I see you are cracking on with your Lloyds claim. I am a little way behind you, having successfully combated the NatWest/Cobbetts combo. Good luck I will follow your progress iwth interest.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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Letter From Martineau Johnson:

 

Dear Sir/Madman,

We act for the defendant in this matter and have been passed a copy of the claim form. We are unable to repond fully to the claim as you have not provided details of the individual charges which you are claiming.

 

Unless we receive a breakdown from you , showing each charge, what it is for and the date levied, within 7 days of the date of this letter, we will make an application to strike out the claim.

 

My Reponse:

 

Dear Sir/Madam,

 

In response to your letter dated 11th January 2007, I finding hard to believe that a company like Lloyds TSB Plc. who pride themselves on their efficiency cannot provide you with the breakdown of charges already given to them from me. For the records I am prepared to send you another copy of the breakdown of charges and will duly make a note of this for the court records, when we proceed to the next step.

 

As a matter of interest I have successfully settled a claim with Cobbets of Manchester in respect to unlawful bank charges imposed by NatWest Bank. I am also fully aware of the processes we will have to go through to settle my claim, unless your client wishes to save time, money and effort and return my money that they have unlawfully taken from my account,

 

lets wait now for the other 2 to arrive pretty standard stuff i suppose, why waste time??

 

 

I DONT BELIEVE IT!!!!

 

Letter from Martineau today with a copy of their defence, its spells out the usual spiel about charges and contracts and crap and more crap, but the last paragraph goes:

 

Without prejudice to any other defence, no admission is made that the charges claimed are correctly calculated. The Claimant has failed to provide a breakdown of charges claimed, the date of debit or the period over which they were charged. In absence of such a breakdown, the defendant reserves its right to strike out the claim.

 

I have sent this via special delivery and it as signed for by them.

What the hell are they doing trying to commit perjury or something, suppose i'll have to wait to hear from the courts now, unless anyone has suggestions on my next move?

 

 

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  • 3 weeks later...

Hi Guys, sorry its been a while but trying to keep business on track and also in the process of selling it as well. These solicitor guys are giving me a hard time, I replied to them and accidently gave them the account details of my successful claim against Natwest, but this does not alter their defence as in previous letters the details have been correct, but on this one occassion i put the wrong thing down. They seem to be jumping on this like mad....what everrrrrr. Where is the thread for amending my Particulars of Claim as it appears that i missed a digit off my account number.

 

 

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Hi Guys, I need help filling this out, i want to amend an error in an account number, in my Particulars of claim I put down account number 0118300 instead of 01183200

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/n244_0400.pdf

 

Cheers Kev

 

 

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Hi Kev have tried looking but its froze I have sent you a pm

 

Martin

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 4 weeks later...

Hi Guys, sorry for no posts, but busy trying to keep the business afloat there seems to be some pick up in the market place, at last!!!. So on to the claim, no one has picked up on my question regarding for N244, I made a small error on my Particulars of Claim by missing a digit out, this was picked up by the solicitors after they had filed there defence, also they have corrected me by writing that the digit 2 was missing on only the one correspondence. This should not effect my claim as the right numbers have been used through out. any comments???

 

 

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  • 2 weeks later...

Letter from Martineau Johnson, stating that there is no legal merit in my claim therefore we will pay you charges which will be credited to your account the sum of £10,489. When it reaches the account I will let you know

 

 

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Many congratulations :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Ave It!!!!!!

 

It A Done Deal Guys & Dolls, the money is safe in the account and donation sent to CAG (its under my alter Ego name of "Bounty Hunter"). There is part three to this claim for a further £850 and another claim yet to start for £750. So I hav'nt quite finished with Lloyds just yet but as easy as it was for them to take from me the shoe is firmly on the other foot, Its a moral victory for the small guy. Love You All Kev

84063a811dj.gif

 

 

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Enjoy spending your money - that is a fantastic amount to get back :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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