Jump to content


  • Tweets

  • Posts

    • Thanks BankFodder, attached are the bundle pages. Looks like my pages exceed the max file size, is it OK to send in sections? rgds, J
    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Self Employed Bailiffs? Scraping a living? Earning £70 a week? Surely not...?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3608 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Good evening everyone

 

This isn't so much a bailiff problem, more a problem with a bailiff I was once married to....

 

I have been divorced from my ex husband (a certificated bailiff/enforcement officer for Marsdens) for almost four years, and have since remarried. I have a 9 year old son from my previous marriage and have struggled and struggled to get any kind of child maintenance.... My ex-husband has constantly insists he cannot afford to pay me anything...

 

I have recently had my hand forced and in desperation turned to the Child Maintenance Service who have now intervened and "forced" my ex-husband (a certificated bailiff/enforcement officer remember?) into paying maintenance for his son.

 

I have learnt today that my son's maintenance award is £7 per week!!!! Yes, £7 per week..... £1 a day!!!!! My ex-husband is, it turns out, SELF EMPLOYED and on a very low income.... £70 a week!!!!! He is a certificated bailiff !!! Surely this cannot be right???

 

If this is so, then SURELY there is something wrong with the system.....I don't mean the maintenance system, I mean the LEGAL enforcement system!!! Surely someone in such a powerful position, who deals daily with vulnerable people, who has the power and legal rights of arrest (so he reckons) shouldn't be motivated by commission? Self employment? Surely they should be untouchable..... On a salary.... Not self employed?

 

Is this right? Any opinions or views appreciated.

 

Thanks

Lisa

Link to post
Share on other sites

Private bailiffs will mostly be classified as self employed. I would expect that someone in the business for that length of time would be earning more than that or why continue

doing it.

It may be that he gets a basic pay of £70 per week, but on top of that he will get paid commission for the work that he brings in. In addition, if he was doing that badly, I doubt the bailiff company would keep him on.

Link to post
Share on other sites

Thank you for your reply, much appreciated.

 

Yes thats pretty much what i thought, but child maintenance services tell me that my ex husband was un co operative with their enquiries and so they went straight to HMRC for his P60.

 

It just begs the question that someone in such a responsible job with such powers of enforcement should be scraping by on a low income, and could possibly be open to bribes and dare i say it shady practice. I know for sure that hes done and probably will carry on doing private jobs, but HMRC dont see that, how can this possibly be right.?

 

The one thing i do know is that he does lease his van on a private lease hire (through Marsdens) and that costs him £80 per week and HMRC are quite happy for him to do so,but he only pays me £7-00 per week for his son.

Link to post
Share on other sites

Surely someone in such a powerful position, who deals daily with vulnerable people, who has the power and legal rights of arrest (so he reckons) shouldn't be motivated by commission?

 

As always bailiffs lie

He is playing the system

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

His accountant will be most creative to leave little available income in case he gets a bailiff visit himself, and his Berlingo will be safe from siezure too.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

2 scenarios, if he is self employed then he won't have a P60 and they will be looking at his Self Assessment figures which if he has a decent accountant will show as little as possible once all overheads are taken into consideration. If he is employed by Marstons then his P60 should show how much he has earned in the year, I would suspect the £70 per week comes from an I&E which shows his disposable income as £70.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

Oh the irony! :doh:

Im so sorry to hear that you have fallen foul of the 'system'. I know many absent parents who earn a lot less, pay more for child maintenance.

Im surprised that he was not ordered to show bank statements to show how much is really going into his bank.

Absent parents on benefits who get less than £70 a week to live on have to pay about the same amount, but these are genuine cases who cannot afford to pay this amount but are forced too.

If he has only £70 left each week to live on, being a bailiff etc, then I can only imagine that he is living way beyond his means.

Link to post
Share on other sites

Firstly, given the popularity of this forum most bailiff companies view posts on here so you may want to edit your post to remove the name of your ex husband's employer.

 

I am slightly confused to hear that he is self employed AND that HMRC approached the company for his P60.

 

A large percentage of bailiffs are indeed self employed but to earn just £70 per week !!! Hardly....

 

It is very likely that he may be EMPLOYED on a basic wage and that from this his employer deducts the weekly van rental. The commission payments can also be paid to a TRADING NAME. A lot of bailiffs operate in this way. Most bailiffs are not too inventive and their trading names usually consists of their initials followed by the word bailiffs !!! PS: I am not joking either....

Link to post
Share on other sites

Firstly, given the popularity of this forum most bailiff companies view posts on here so you may want to edit your post to remove the name of your ex husband.

....

The op hasnt named her ex husband TT only his employer. Did you mean to say her ex's employer?

Link to post
Share on other sites

Thank you. My error. I meant to say the employer.

 

We are allowed errors first thing in the morning, I think our brains dont engage with our fingers until that first or second cuppa kicks in. With me its a large pot of coffee ;)

Link to post
Share on other sites

As always bailiffs lie

He is playing the system

 

Dodging the former CSA is a pastime to some people and lying through their teeth is the norm.

 

I was recently sent evidence to there being a ccj of 14k in respect of a maintenance award that is still outstanding approx 7 years on. http://www.consumeractiongroup.co.uk/forum/showthread.php?117450-Living-abroad-can-I-leave-uk-debts-behind/page2

 

The poster on this thread actually lives in the UK and was never a Pilot for any airline......when recently challenged openly, he claims he won at a tribunal to have the debt expunged,that there is no record of this 'tribunal' I think says it all.

 

The 14K is still owed and he boasts an income of ' in excess of £10,000 per month from private clients’ and furthermore; on yet another forum he states'

“My website went from a single page earning me a big fat zero pounds a week, but over the last 18 months, its sales are now the kind of numbers not even I dare mention”

Given he boasts such a lucrative change in his financial circumstances, I wonder if the ex wife will now get what is owed to her?

 

[url=http://www.consumeractiongroup.co.uk/forum/showthread.php?117450-Living-abroad-can-I-leave-uk-debts-behind/page2][/url]

Link to post
Share on other sites

I read an interesting Code of Conduct for Bailiffs who work for Blackpool council and one of their stipulations was that the bailiffs were to be PAYE employees with their Company.

 

Lisa1967, if you are sure your ex is paying that much per week for his van, then I suggest you go back to the CSA and ask them if they know this and if they do, then I guess

that they areb saying that the £70 per week is his disposable income per week. if that is the case £7 seems a very low payment for the CSA to have accepted as in the past they

have been notoriously heavy when looking for payments.

Link to post
Share on other sites

Wonky Donkey:

 

The 'Tribunal' that you refer to would be the 'First Tier Tribunal'. However, this was only created in late 2008 as part of the Tribunals Courts and Enforcement Act 2007 !!!

 

What date is the Judgment?

Link to post
Share on other sites

Wonky Donkey:

 

The 'Tribunal' that you refer to would be the 'First Tier Tribunal'. However, this was only created in late 2008 as part of the Tribunals Courts and Enforcement Act 2007 !!!

 

What date is the Judgment?

 

Judgment dated 4 August 2008

Link to post
Share on other sites

Under current regulations (for applications after 29 July 2013) The Child Maintenance Enforcement Commission (CMEC) for a single child will still use a "net calculation" for assesment. and as morally wrong as it may be,the ex -partner has used this to their advantage.

 

The following links may be of interest

 

http://www.familylawweek.co.uk/site.aspx?i=ed113401

 

http://www.familylawweek.co.uk/site.aspx?i=ed104950

 

On a personal note, the issue of person(s) being self-employed whilst working for a company is something I know HMRC have been known to take a dim view of (IR35)

 

http://www.hmrc.gov.uk/ir35/guidance.pdf

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...