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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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claimform received


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Afternoon everyone

 

Just a quick one, if any one can help.

 

If an store card agreement is started 06/99 and I request a CCA, am I right in saying that the original agreement is required?

 

I'm probably wrong but any help would be much appreciated.

 

Many thanks

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no you are right.

 

whats the issue

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the speedy response dx.

 

I have been sent Court Forms from Northampton.

 

The debt is £430 and is a store card.

 

The account was defaulted some fifty one months ago,

no payment has been made for several months prior to that.

 

I intend to use this as a defence as the CCA request did not materialise.

 

What do you think of that as a defence to return to the court?

 

Thanks in advance.

 

Cmmser

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and you are overseas now?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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when did you make the last payment on the card? Do you live in Scotland/ England or Wales?

 

Hiya.

 

Apologies for delay, haven't been feeling too well.

 

Last payment on card, prior to 06/10, this was the default date. I live in England

 

I will complete the form previously posted and post my answers.

 

Again, thanks for everyone's help. It's much appreciate.

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I know it can take ages for them to register a default but if your last payment was over 6 years ago the debt would be legally unenforceable.

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Morning all

 

These are the answers to the questions dx asked me for;

 

1) Lowell Portfolio

2) 04/06/14

3) claimants claim is for the sum of 490.

monies due from the Defendant under a Financial Services agreement

regulated by the Consumer Credit Act 1974 between the defendant (&&&)

and Ikano Financial services Ltd under ref (&&&&) and

 

assigned to the claimant on 04/09/12 notice of which has been given to the defendant.

 

 

The defendant failed to maintain the contractual payment under the terms of the agreement

and a default notice has been served and not complied with.

 

The claim also includes the statutory interest persuant to section 69 of the

County Courts Act 1984 at a rate of 8% per annum

( a daily rate of .09 from the date of the assignment of the agreement to the date of issue()

being an amount of 57.06. (The Claim Form has been signed by a named solicitor).

4) 490.17

5) IKEA Store Card

6) started 23/06/99

7) 04/09/12

8) Notice of Assignment was received

9) default notice received

10) notice of default sums received

11) ceased payments approx 12/09

 

Hope this is ok for you dx.

 

Thanks in advance for your help.

 

Cmmser

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Morning all

 

These are the answers to the questions dx asked me for;

 

1) Lowell Portfolio

2) 04/06/14

3) claimants claim is for the sum of 490.17being monies due from the Defendant under a Financial Services agreement regulated by the Consumer Credit Act 1974 between the defendant (&&&) and Ikano Financial services Ltd under ref (&&&&) and assigned to the claimant on 04/09/12 notice of which has been given to the defendant. The defendant failed to maintain the contractual payment under the terms of the agreement and a default notice has been served and not complied with. The claim also includes the statutory interest persuant to section 69 of the County Courts Act 1984 at a rate of 8% per annum ( a daily rate of .09 from the date of the assignment of the agreement to the date of issue() being an amount of 57.06. (The Claim Form has been signed by a named solicitor).

4) 490.17

5) IKEA Store Card

6) started 23/06/99

7) 04/09/12

8) Notice of Assignment was received

9) default notice received

10) notice of default sums received

11) ceased payments approx 12/09

 

Hope this is ok for you dx.

 

Thanks in advance for your help.

 

Cmmser[/QUOT

 

Think that the last payment was probably 4.5 years ago.

 

Thanks for the reply UKCA

 

Cmmser

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who is the solicitor

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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