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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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MCOL form against me- Private Individual ***Claim Dismissed***


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Name of the Claimant: Private Individual

 

Date of issue 20/05/2014

 

Claim for court costs.

 

Value: 616.80

 

Basically I was recovering from emergency surgery for the last day of the family hearing against my ex. (I phoned the court and sent in an email. He has managed to sting me for 616.80 for costs that i shouldnt have to pay as i'm on income support.

 

He has now issued a MCOL claim against me for costs without even asking for them to be paid.

 

I intend to appeal these costs but dont know where to start.

 

Help!!!!!

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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I am sure someone will advise how best to proceed better than me. Basically you need to Acknowledge Service of the claim, then decide if you are to defend of admit, then you submit your defence (if defending as you state), then the court will send instructions on how to proceed. Make sure you stick to the timescales advised on the paperwork received.

 

In my opinion the claimant has ignored Pre-Action Conduct Practice Direction. This is the expected conduct a claimant should follow prior to making a claim.

 

Pay particular attention to 1.2 (1) & (2), all of 4.4, 6.1 (1) & (2), all of 7 and all of 8.

 

I can not comment on the merits of the case as i am not qualified and you may need to provide more info to the qualified ones on here.

 

A

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We need more info on what the debt is for etc

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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ok reading the practice direction. I am a bit relectant to tell you what the fees compromise of other then 400ish of them is court costs and ill pay the other 200ish

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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I will try and find someone who might be able to help. Please be aware that all those people who advise in this section have day jobs and might not be around till later on :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I suspect that this will likely follow the usual claim route..

 

You have a certain amount of time to acknowledge the claim and submit a defence wherein you can dispute the claim in total.

 

Can you let us know what the date of issue is.. you will find this at the top right hand corner of the claim form near the claim number :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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thankyou everyone ill check later.

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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So he didnt claim his costs on the original claim, and he's made another claim solely for his alleged costs?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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sf, can you answer the questions below, please :)

 

 

Needs further information CB ...which track ? Was he awarded costs in the case? Has he got a costs order? Was the costs incurred separate to the case IE Application hearing?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 6 months later...

Sorry all in the delay in replying. I have been really ill. So here is the crack.

 

I filled in the defence stating that he was a bully and that he already had a claim he could enforce.

I also stated that I would shortly be applying for an injunction against him for harassment.

I also noted that he breached the civil procedure rules by not contacting me before commencing a claim

I also gave the other case numbers against him where he had raised claims against me without contacting me first.

 

and the result.......

 

Case dismissed - Abuse of legal process.

:whoo:Debt Paid £9.99 - Unlawful Debt Removed £51.09 - Total Debt Busted £61.08:whoo:

SFUK vs Jacamo / JD Williams - WON

SFUK vs Vanquis Bank - Ongoing

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Thread title amended.....good work sfuk.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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