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    • We purchased our Mercedes in September 2023 from Doves in Horsham for £21000, paying half cash and half on finance. We also purchased warranty for life via Ramp as recommended by Doves. On 12th May 2024 the car failed to recognise the key and wouldn’t not open, the AA could not identify the problem so via our warranty the car was taken to Mercedes in Croydon. After 3 weeks the problem was finally identified as water ingress in the drivers side footwell which has corroded and blown various components. After further investigation it was discovered the windscreen was date stamped 2019 (all the windows are 2018 - therefore not the factory fitted windscreen) The leak has developed due to incorrect sealant being used assuming when this was replaced and also water leaking from the seam. The warranty company do not cover water ingress so we are now faced with a bill of £3635. As we are now at 8 months since purchase (problem started at just over 7 months) we are not covered by the consumer rights acts. Would we be covered Sale of Goods Act? We have all the reports for the works being completed but unsure if this should be taken to the finance company or Doves who we purchased the car from. Do we pay for the works and then try and claim it back or should they be paying? Any help would be much appreciated
    • im also wondering if back billing applies here too . from looking at like threads around this SSE to ovo compulsory switch, it must be evidenced by the claimant that bills were regularly issued for the period of the supply the debt they claim covers. there are no threads here that show they could ever produce them, so back billing rules (12mts) might also play a part.
    • Vodafone have reported that they are having issues with their Credit File APIs into the Credit Reference Agencies where aged accounts over 6 years are being readded to Credit Files. In some instances, people are having defaults rescinded and changed to late payment status making the account live again!    --- Have you been affected? Please keep an eye out on your credit file for any  new Vodafone Account appearing where there shouldnt be any reason. If you are a Vodafone Customer - Check that the information is correct. check for Late Payments and Defaults.    Don't forget to consider the financial impacts this could have on you.  ---   If you are struggling - Post below and we can guide you to get the result you need!    Its been reported that Experian and TransUnion seem to be where these appear.  They are able to remove the information relatively quickly and it will reflect on next Credit File Refresh.         
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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parking eye claim form


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hi guys

 

i had a ticket from parking eye few months back and like everyone else ignored it then

 

they sent several other ones out ignored it again then

 

2 weeks ago had one sent saying final notice before court ignored again now

 

today i have recieved a letter claim form with an address of a county court on it

 

taking me to court

 

they want to know all my details

 

how much i earn

employer

and it has a claim no on there to and address of the court .

 

im now worried as

 

it gives breakdown of the charges

£100.00 fine

£25.00 court fee

£50.00 solicitors fee

trotal £175.00

 

but my wife parks on there loads of times

and she got sent letters

but they dont send her none

no more what do i do

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The absolute worst thing you can do is ignore it as they are very litigous. However, if you give the correct defence in court, theyll lose. Every time.

 

Can you give us as much detail about the parking as possible?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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hi

 

i go to merryhill in dudley

 

this is private land and parking managed by parking eye.

 

this car park you pay then when you go in pub they give you your money back

but it is a free site to park on.

 

this parking eye took a picture of the front and rear of my motor arriving and leaving.

 

now because i read martyns web site saying they can not do nothing just bin the fine which i did and

 

my wife has parked on here several times had fines come through post but they gave in with her

and she no longer recieves them.

plus they dident go as far with her as they have with me.

 

now all this happend on febuary this year.

 

i had three letters from them saying pay .

 

i ignored all three then about aweek ago

 

i had one saying final notice before court.

 

now i have recieved today this claims form with a claim number on it

and issue date.

 

they have said in there statement this is private land.

 

is managed by parking eyeltd and is a paid parking site.

 

i have 14 days to prepare my defence.

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No. When you have the claim form, you get a certain amount of time to acknowledge service. Then you get more time to file your defence.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Then get the pub to cancel it. They should demand PE retract the claim otherwise get rid of PE.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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hi guys

 

i had a ticket from parking eye few months back and like everyone else ignored it then

 

they sent several other ones out ignored it again then

 

2 weeks ago had one sent saying final notice before court ignored again now

 

today i have recieved a letter claim form with an address of a county court on it

 

taking me to court

 

they want to know all my details

 

how much i earn

employer

and it has a claim no on there to and address of the court .

 

im now worried as

 

it gives breakdown of the charges

£100.00 fine

£25.00 court fee

£50.00 solicitors fee

trotal £175.00

 

but my wife parks on there loads of times

and she got sent letters

but they dont send her none

no more what do i do

 

I hope for them it does not say £100 fine for parking on the claimform.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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First of all you need to fill in the form and return it within 14 days. All you need to do is tick the boxes saying you intend to defend in full and you dont want mediation. This means that you get more time to put a defence together and PE than have to pay the allocation fee and the claim will be heard at your local court.

If you know the manager of the pub all you need is a letter from him stating that you had his permission to be there and that permission overrides the contract offered by PE as they are purely agents of his. If he cant do that letter, dont worry, there is plenty you can say later that will do for their claim, read the threads about genuine pre-estimate of loss and authority of contract and you will be seeing them off.

As for the other detials, you dont have to provide anything unless you admit their claim and want to pay them at 50p a week (for example)

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