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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Carter/lowells - Claim form shop direct catalogue debt***Claim Discontinued***


liamuk
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Have you rang the telephone numbers on the mediation form to show you are willing to participate Liamuk?

We could do with some help from you.

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Tbh no .. I will call in the morning. I has been waiting for the court to as I had put both my mobile,email and landline on.I hope I haven't done the wrong thing...

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Shouldn't think so just give them a call...it would appear the claimant has done same so at least it can be recorded that you did.:wink:

We could do with some help from you.

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  • 2 weeks later...

Well called and emailed the court. What they said is my direction questionnaire had been sent to my local court and I will hear from them.

 

so does that mean it's going straight to a hearing. ..or will mediation still be given as confused now?

 

Not heard a thing from carter or lowells...

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Mediation is independent to the claim process .

 

Andy

We could do with some help from you.

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  • 4 weeks later...
Anything further Liamuk?

 

Not as yet - recieved a letter to say I was to hear from the court once the judge had given direction.Would it normally take this long....

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  • 4 weeks later...

Well to update you I have had a letter from the court saying the judge has decided to put forward for mediation. Probably a standard letter and better call tomorrow to book.

 

Need to get my thinking head on for mediation and any pointers and tips guys will be appreciated. Still not heard a thing from lowells/ bryan carter/ shop direct.

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By all means participate in mediation but I dont think much mediating can be done if they wont reply to your CCA/CPR

We could do with some help from you.

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You are expected to participate in mediation ...irrespective of the outcome.

 

You cant set a side until they have a judgment.

We could do with some help from you.

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It's probably nothing and sure other people would have picked up on it if it meant anything but;

 

There is no mention of an account No. in the Particulars of Claim?

 

Liam has removed it Max.

 

Andy

We could do with some help from you.

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Submitting the DQ means nothing I've seen claimants pull out the night before trial.

We could do with some help from you.

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  • 3 weeks later...
How long should I expect to be contacted regarding mediation - its been 3 week since I emailed? I recieved an automated response when I sent my email.

HMCTS Small Claims Mediation Service may take a while, there is a limited number of mediators.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 4 weeks later...

Yes - I was just about to come on and ask advice.

 

 

I have a date for Mediation at the end of the month.

 

 

I am wondering how to explain - as feel a little worried.

 

 

no information at all from the claimaints or the orignal creditor or Lowells.

 

 

Are they going to say to me, do you accept this debt is yours

- irespective if you have recieved information and documents you asked for?

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no you put them to strict proof you owe anything.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Good luck Liam

 

If you haven't already done so write down the points you wish to convey at mediation. This will help you to convey an air of confidence in your case at mediation.

 

If the mediator asks what are the strengths or weekness of your case, ask the mediator that this remains confidential between you and the mediator and not passed on to the claimant.

 

I had some excellent advice on my situation from Alloyz1 If you get stuck maybe they can help.

 

 

Regards

SJ

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Just remember the HMCTS Small Claims mediators are not lawyers/judges and cannot give legal advice.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Well my mediation was very short..

.the mediator sounded a little exasperated to be honest.

 

 

He started by asking strengths etc.

..but said,

whilst not directly there was no point as the claimant had not produced any documents to me despite my requesting.

 

 

The claimant had stated they had requested and were waiting!

 

why issue court proceedings with out...as its 8 months since.

 

he said to await documentation and then do mediation...

 

is this normal guys?or will it go straight before the judge?

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