Jump to content


  • Tweets

  • Posts

    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

robinson way and santander bank charges debt help needed


dazzaman12
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3595 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi everyone ,

 

when you could claim your charges back from your bank

 

I sent in my request to do so but due to the court hearing in 2009 everything changed so I didn't pursue it .

 

ive received a letter today from Santander saying they handing my account over to robinson way .

 

Santander closed my account years ago and

 

I have not made any activity with the account since 2007 and that was only to try and claim my charges back.

 

the question I am asking is ,

 

is this debt statued barred ,

 

should I try and retrieve the charges again.

 

any help would be appreciated

Link to post
Share on other sites

if they are prior to 6yrs from today

a very hard job.

 

is this on your CRA file

 

and has it been sold or are robbersway just collecting?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

it was back in 2007 when I was trying to claim my charges back and playing the waiting game and

 

I havnt used it since or from then the account

 

in the letter it just says their associates robsonway will be dealing with the account and all correspondences should be made to them

and that they(Santander) wil still try and come to some affordlable payment plan.

 

as I have said

 

I havnt used the account since 2007

 

they kept on sending some kind of statement every six months with what I owed ,

 

it was just a piece of paper with the amount on and account number

Link to post
Share on other sites

is this on your cra file please?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

go check noddle

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

a default can be issued anything upto 3-6mts after they consider you should have paid. [missed payments]

 

I think you need to sar satans bank and get the statements.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

a default can be issued anything upto 3-6mts after they consider you should have paid. [missed payments]

 

I think you need to sar satans bank and get the statements.

 

dx

i still have all the statements they keep sending out.

when i was claiming my charges back i didnt hear a peep from them then out of the blue in 2009 i started getting a statement if you can call it a statement ,just a headed piece of paper with an amount on which is what they claim i owe

Link to post
Share on other sites

ok so from the period around 6yrs ago

look at your statements and determine YOUR last usage in or out.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

this is the letter I was sent .

I don't understand why they have waited all these years to send a letter like this.

I will check the statements but im pretty sure I stopped using the account before the date they defaulted because I started my claim in 2007 for my charges

Link to post
Share on other sites

you need to convert uploads to pdf

if you cant click and read the attachment, we cant either.

 

that's a std PC generated autogram.

 

they leave account till near SB to be able to collect the maximum interest.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

hi again

 

ive checked all my statements and

 

the last time any money was put in was in November 2007 I moved banks then.

 

ive also still got the letter they sent me in august 2008 saying they are keeping me updated

and that they are awaiting the results of the test case and

 

if I was in financial difficulty to fill in the attached form

 

does this count as activity on the account

 

and what should I do when robinson way start contacting me

Link to post
Share on other sites

you certainly should NEVER answer the phone to a DCA for ANY DEBT you have

 

the hardship letter return will act as ack of the debt

 

so to be honest I think this is statute barred

 

you could always send the SB letter

 

its for THEM to prove it NOT SB's

not for YOU to prove it IS.

see what happens sit on your hands for now.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you certainly should NEVER answer the phone to a DCA for ANY DEBT you have

 

the hardship letter return will act as ack of the debt

 

so to be honest I think this is statute barred

 

you could always send the SB letter

 

its for THEM to prove it NOT SB's

not for YOU to prove it IS.

see what happens sit on your hands for now.

 

dx

Thanks dx for all your help i will wait and see like you say .

i will keep you posted if i hear anything

Link to post
Share on other sites

hi dx got my first letter from robinson way stating they are collecting on behave of their client Santander and should contact them to pay up or set up a payment plan.

as the default is with Santander ,should I ignore them or contact them telling them the account is in dispute and deny all knowledge of the debt as it is charges

Link to post
Share on other sites

  • 1 month later...

hi everyone ,

I got in touch with robinson way and told them I am disputing the account and

they got back in touch saying they have stopped all collection proceedings and referring back to their client.

 

I have received a letter today stating

 

further to your request for a copy of the agreement for the above account

please find enclosed releavant documents for your attention

 

please note if an original credit agreement was not available,under the consumer credit act ,a reconstituted copy may be provided

 

as this account is overdue for payment

,please now contact us with your proposals for the settlement of your account within 10 days.

 

I didn't ask for a copy of agreement ,

 

I disputed the money saying it was all charges and don't acknowledge the debt as it is six years old

(default on the account was 8th march 2008)

 

im at a loss at what to do ,

 

if any one can help me or any advice they can give ,

 

it would be really appreciated.

Link to post
Share on other sites

why did you contact robbersway

 

they don't own the debt

they can do nothing to you.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

hi dx ,

I suppose because I thought that is what I had to do with them acting on behalf of Santander .

 

should I send the do not recollect this debt letter again or statute barred one.

 

I thought I had heard the last of it when I sent last letter as I heard nothing from them for a month and half.

 

also is it like you said the default would be at least three month previous to the actual default on my credit report?

 

and thankyou for all the help and advice you are giving me

Link to post
Share on other sites

hi everyone ,

 

I had an account with Santander and

 

due to redundancy and time it took to get another job

I ended up with quite a lot of charges on my account

and like everyone else at the time

I tried to claim them back and again like most got no where because of the court ruling.

 

Santander closed the account and I never heard a peep from them until

 

a few months ago when I got a letter from robinson way demanding I pay the money on the account.

 

I sent them the dispute letter and that I don't recognise the debt and

 

a month and a half later I received another with an attached piece of paper with my name and account number on it from 1995 when I changed address

and that I need to pay the amount in 10 days

 

,i didn't ask for this so I don't know why they sent it to me .

 

this account according to my credit report will be six years old in first week in march,

 

should I wait it out or will it be statuted barred already?

 

thankyou in advance for any help anyone can give me

Link to post
Share on other sites

They sent the "paper" to attempt to prove the debt is yours in answer to the dispute letter.

Do you know exactly when the last financial transaction was made by you on the account?

Also on what date did Satans bank close the account and demand payment in full?

Default date 1st week in March is good, statute barred in this case will = six clear years (5 in Scotland) with no payment and/or unequivocal written admission that a liability subsists.

 

 

Wait until the end of March then an SB letter to Robbers Way.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

hi and thanks for the reply ,

 

I changed banks 2007

 

when I started my reclaim of charges and moved all direct debits to new bank so from then on nothing was going in or going out

and I have denied all knowledge of the debt since /refused to pay the amount as it was all charges.

 

they never renewed my bank card in December of 2007 or sent me anymore statements either.

 

I was told on here that the default date on my credit report is not a true date

as they default it upto three months earlier is this true?

 

do I need to send any letter to robinson way

or should I put up with the harassment until end of march then send statuted barred letter .

 

the 8th of march 2008 is the default date on my credit report

Link to post
Share on other sites

The default on CRA files is just a report on the status of the account.

 

 

Satans will have defaulted prior to the sale of the account, a default notice is sent prior to defaulting the account giving the debtor 14 days to remedy the default, if this is not done the creditor places the default on the account and reports it to the CRAs.

 

 

I my opinion leave this alone until the account is removed from CRAs on or just after March 8 2014.

 

 

Did payments cease in 2007 or later?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...