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evie060504 vs Lloyds Tsb


evie060504
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Hi,

Just starting out really and starting to get a bit worried! Doing everything by the book but seems scary. I've sent the first letter and had a 'we're unhappy you're unhappy etc' letter from them, then a ' Our charges are right and this is our final letter' letter. So now I'm about to send my LBA. Am I right in thinking that after this its the moneyclaim site - and should I be checking this out already? Just needing a bit of reassurance, taking on the big boys is scary!

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Evie, it does look very daunting when you first start off but after a while you begin to realise that you're in the right and it's your own money that you're claiming back.

Have a look through some of our threads in the Lloyds section and you'll see our timelines and you'll soon feel part of the "gang" we try to all help each other out.

Good luck

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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