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    • Please see below for an extract from the letter more about my case.    You have been convicted of two matters of failing to give driver details linked to two speeding offences and been disqualified in your absence. You confirmed that you did not receive the court documentation and the first you knew about the cases was on 3/6/24. As you can make a statutory declaration it is possible that we will be able to persuade the police to accept pleas to either or both of the speeding offences as they were committed within a very short space of time and withdraw the two fail to give driver details offences as normally if you plead to one or other of the speeding or fail to give driver details the prosecution will withdraw the other related offence. If successful you would not face a totting ban. In respect of the speeding offences, it could be argued they were committed on one occasion due to the proximity of the time and location and we may be able to persuade the prosecution to drop one of the speeding offences. You are technically guilty of all the offences because you accept it was you driving when the speeding offences were committed and that you did not update your change of address with the leasing company when it was your responsibility. If the prosecution will not withdraw the two failures to give driver details offences, you will face a totting ban but will be able to put forward an exceptional hardship argument. This may or may not go ahead at the court hearing date, so we need to prepare for all eventualities. As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge. The court have dealt with the matter very quickly and have actually listed your matter for an application to suspend the disqualification pending appeal on the above-mentioned date. We could actually use this date to make the statutory declaration in court having explained the situation to the magistrates and then see if the prosecution will agree to accept pleas to one or both of the speeding offences as a way of resolving the matter without the need for you to put forward an exceptional hardship argument. It is possible the case would need to be adjourned so that we can make those representations, or the court may want to go ahead and hear the exceptional hardship argument. The outcome of your case is always at the discretion of the Court.  
    • Hi,    I will look over your case shortly.   I am sorry for the delay.
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loans direct got £69.75 out of my bank - want a refund!!


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hello i was unlucky to get [problem]med off this company loans-direct.

 

in searching for a loan i had gotten a link to say i had been accepted for a loan,

after entering my card details £69.75 was taking out off my account.

 

after phoning loans direct i was told to write a letter and send it off before the 14 days is up so i did this.

 

i have had no phone calls and

i have rang them 4 times now asking about a refund.

 

today i give them another ring and

they put me through to one of the managers who said i can have a refund of £40.75

as they keep £30 for set up fee which is not in their terms and conditions

 

i have a good look through so they are trying to fob me off.

 

she also said something about they take money off depending on how many days my account is active

which is also not in the terms and conditions.

 

i have more then likely racked up the phone the what i have managed to get back off them.

 

what to do?

 

any help would be great.

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Go to your bank and get a full chargeback for an unauthorised transaction. Dont let your bank tell you no.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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moved you to the loan brokers forum

 

there are loads of posts the same

 

as advised

get a chargeback done - don't take NO for an answer!!

 

banks are well aware of this type of spoofing that goes on.

 

plenty of other threads to read here too.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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exactly DONT take no for an answer

 

keep going UP the chain of command till you get it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

whos the bank please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

finished the phone with loans direct which is funny after all the phone calls to them they where fobbing me off.

 

i told them my bank said that they have to give me a full refund as they have not managed to get me a loan

and what do you know she spoke to her advisor and came back back says they have issued a full refund

 

so even though the bank has not done anything

 

they give me some information.

 

thanks all for the help aswel great helpl

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Let us know when it actually gets in your bank account.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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