Schedule Of Charges

[callum.golding]

Hi there,

 

I have run through my statements and highlighted all charges, and then subtracted the refunds. I am now ready to send my preliminary letter, however I'm not sure what is meant by schedule of charges. Is this a list of charges and refunds plus dates with a subtotal, or do I send back a copy of all the statements with the amounts highlighted?

 

Thanks for your help,

 

Callum

[upplewood73]

Hey Callum

 

I had to do the same a few weeks ago. What i did was went into the bank templates library which is in the main forum near top of the page and then scrolled down to the interest calculation spreadsheets.

 

In these their are many spreadsheets for all types of claims. I am keeping it simple and not claiming interest until the court stage, so i clicked on the spreadsheet that was titled without interest. The rest is explained for you on how to fill it out but basically you need to list a few personal details i.e. account number, name, address etc. Then date of each charge, type of charge (paid referral, unpaid outs), amount they charged you, and when you have entered all these charges the spreadsheet will automatically add up all charges and provide a sub total for your claim at the top of the spreadsheet. Print it off and send to your bank along with your first letter!

 

Hope that helps??

 

Upplewood

[callum.golding]

Yes thanks for that upplewood,

 

Below is a snippet example of how I have laid out my spreadsheet to inlcude the refunds already given. Would this be acceptable? I've also hiden the interest columns for now.

 

(details etc etc)

......

CLEARED TRANSACTION £30.00 23/10/2006

CLEARED TRANSACTION £30.00 23/10/2006.....

 

Sub Total £1,330.00

 

...Refund £30

Refund £30...

 

Sub Total £275.00

 

GRAND TOTAL (Charges- Refunds)£1,055.00

[upplewood73]

That looks good to me Callum

 

I think the general idea is that as long as you list every charge clearly, date it and provide amount so they have a complete breakdown of what you are claiming back and the total (minus refunds) then you are fine

 

on to the next stage mate:grin:

 

Upplewood

[callum.golding]

On to the next stage it is......

 

Thanks again mate.

[LittleHobo]

good luck! keep us posted on the outcome

[callum.golding]

Hi again,

 

I have one last niggle before I send a complete list of charges with my pre letter. All the refunded charges are listed on my statements as 'Refund' then the amount. However there are two amounts of 25 listed without saying refund but have next to them (U/C Day3 Num Items). Any idea what this means?

 

Thanks

 

Callum