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callum.golding

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Everything posted by callum.golding

  1. THANKS AGAIN....nice & easy in comparison to one week before Court-date-backdown like Barclays!!!!!
  2. Hmm yep thats roughly what I was expecting..... Bring on the waiting!!!!
  3. Apologies for not responding to this thread and updating.....This was won in full shortly after the LBA was sent THANKS for all help & advice!!!!!!!! Two Succesful claims to my name so far....and about to begin the third Thanks again
  4. Hi there, I'm about to start a claim against Alliance and Leicester. I have already won two claims, one against Barclays and one against abbey. Was just wondering if there were any unusual tactics Alliance & Leicester like to use....my claim against Barclays was the hardest and went all the way to a week before the court date. Abbey however was reclaimed in full after the LBA. Thanks for any advice Gold
  5. No time for reading with all our claims were firing at them!!!!
  6. No time for reading with all our claims were firing at them!!!!
  7. I love the way they try and delay things. I think they think we will suddenly give in. I actually went all the way with Barclays and it got to the sending off of the court bundle stage until they emailed me with a settlement, so I know how much they love to hold out!!! I'm doing this for a friend but he does not really want to go to the court stage unfortunalely as he cannot afford the fees although you get them back. I've tried persuading him but he'd like to just take the offer (if they give one that is). I wonder how many people have done the same and the banks are laughing by ge
  8. Hi Guys, Slightly annoying but yesterday I sent off my LBA. Guess what? ....I get home and check my post and I recieved a letter from Natwest! Sods Law!!! Anyway I'm quite concerned now as the opening line to the LBA is " I am very disappointed you have failed to respond to my letter dated 1st May 2007" There letter says "Thank you for your recent letter regarding the fees applied to the account. We are currently considering your claim. Given the work involved in assesing your claim we anticipate that we will be in a position to respond within 6-7 weeks, but will endeavour
  9. Hi all, I got my statements today. I've gone through and calculated £1,328. I am a bit confused, on the statements it will say above almost every charge, Interest - then an amount usualy in the £5.00 region. I haven't been adding this amount on, should I, and if so do I just add it to the amount of the charge below it. Hope this makes sense Callum
  10. I'm still awaiting statements. They do like to take their time dont they!!! Good news is I won against Barclays yesterday!!!!! Hooray.......
  11. I just made sure I got the court bundle to Barclays special delivery a couple of days after getting notice of my court date. I also attached a covering letter with the below; - Dear Court Manager/Barclays Solicitor Please find enclosed a copy of all documents I intend to rely upon at the small claims track hearing, Callum Golding v Barclays Bank PLC, on the 12th April 2007. If you would like to request any further documents or discuss any details please use the below contact details; - My Details!!!! It makes their life easier to get in contact with you.
  12. Thanks CAZKATJOE & zootscoot. I will enjoy every penny!! Its been a long journey, but worth every minute.
  13. FULL AMOUNT WON Was emailed a settlement today! Printed, Signed, Scanned & Emailed back....... & they then transfered the money straight away. The majority of my journey is in the following thread; - http://www.consumeractiongroup.co.uk/forum/barclays-bank/53266-golding-barclays.html Thanks to everyone that has advised me and good luck to everyone in the process of reclaiming. If you follow the straightforward rules of this site and do enough reading to make your eyes sore you'll have no worries getting every penny of your money back!!!!! THANKS AGAIN
  14. I was emailed today the request of a settlement. It was £120 (court fee) short. I have replied requesting that amount be added. Nearly There !!!!!!!!
  15. I meant 12th of April sorry. So not much time left at all. Any idea if I should call them or they will call me?
  16. My bundles would have been recieved by Barclays now as I sent by special delivery on Wednesday. I also hand delivered a bundle to the county court yesterday. My court date is on the 12th July so as far as I know I have got all relevant information to the correct people well within the time limits. What should I do now?.....is it just a waiting game, or should I be calling them? The end is near I hope, I'd like to thank everyone who has helped me get as far as I have.
  17. I have just finished putting together my court bundle ready to send tomorrow morning, 22 working days before my court date, 12th April. I attached a covering letter with the bundle; - Dear Court Manager/Barclays Solicitor Please find enclosed a copy of all documents I intend to rely upon at the small claims track hearing, Callum Golding v Barclays Bank PLC, on the 12th April 2007. If you would like to request any further documents or discuss any details please use the below contact details; - My Details!!!! Hope this is ok, I decided to add my contact details to make it easier for B
  18. Thanks claire. Ill try get the bundles sent off Monday. That should hopefully show them I'm very serious.
  19. Hey getting nearer and more worrying. Today I recieved my court date....12th April 2007. It appears they did not want to take the new strategy for the AQ. Below is the letter I received..... District Judge has considered the statements of case and allocation questionaires filed and allocated the claim to the small claims track. The hearing of the claim will take place (time) on the 12 April 2007 at (local court) and should take no longer than 1 hour. The court must be informed immediately if the case is settled by agreement before the hearing date Each party shall d
  20. For Section G of the Allocation Questionaire. Is it possible to put here 'Please find this section attached' rather than squashing this into the box, I can type it out with Section G as the header and attach this with Draft Order.
  21. This looks like an interesting avenue to take. I will have to read more deeply this evening. If I charged barclays for the amount of time I have spent reading as well, I would be collecting a small fortune! From a brief scan it looks like adding this information will allow for a quicker deadline and a chance of a quicker settlement. However, is there any way in which this route can go wrong, apart from if written incorrectly of course.
  22. I know it says clearly in the AQ guide....... Section G - Other Information "Give details of any other information that you consider will help the judge to manage the claim, referring as necessary to any documents you might have attached. Bear in mind however that at this stage you need not attach all other documents which you wish the court to consider at the hearing. This is something you will later be asked to provide." "You should state here that you believe the case will last no longer than 1 hour. " ....Is it sufficient to just state that the case will not last lon
  23. The majority of cases are acknowledged on the last day. This will show up on the MCOL website and you will also be informed by post. I'd wait a couple more days and then if still not acknowledged then post back.
  24. I got a call from home today telling me a letter from the court had been delivered this morning. This being notice of defence entered and the Allocation Questionaire. I haven't been home yet to read fully but I know I have to return my AQ by the 4th March. Whats the chances of it speeding up the case if I hand it in much sooner than this date?
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