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    • Hi All, I'm looking for help with a P2G claim for another lost parcel. Given the wealth of information on this site, I'm hopeful that this should be an easy one to fix, but want to be sure I have everything. On the 6th March, I contracted with P2G to send a parcel (a £600 Pioneer AVH-Z7200DAB car stereo which is not on either P2G or EVRi's excluded from compensation or prohibited items list) using EVRi, sent it off, and that was the last I heard of it. The EVRi tracking showed that the parcel had made it to the national sorting hub at 2:12 on the 7th, and then vanished. By Friday, I had started to get nervous, and so, raised an enquiry. And then another, and another - well, they weren't responding, and I couldn't get their telephone one to work, I think in all, it was more than 15 enquiries. I also raised an investigation with P2G as well. EVRi closed the enquiry confirming a loss on the 19th March, and P2G near the end, although P2G closed it claiming that I needed to send photos of the parcel as proof - which I didn't have, and I also do not have an account with P2G so couldn't upload anything (I did test, just in case), and this is why despite receiving advice on the EVRi Fb group to send the letter before claim, I haven't yet acted. I have proof of the eBay listing, and the refund, to demonstrate that which was being sent, but P2G's insistence that I have no photographic proof of the parcel with the label - I have the photo of the goods in their box before sending, but this is for the eBay listing, and so does not show it after the fact. This I fear is what P2G will seek to rely on as a defence, hence my 10 week delay on progressing with this. But, I am more than £600 out of pocket for the loss: £600 for the item and £8.04 for the delivery fee, although my claim will actually be for an initial £611.09 to cover the cost of the loss, their delivery fee, and my 1st Class Recorded stamp for the Letter Before Claim to P2G, rising to £681.09 to cover the additional £70 cost of opening the court case if they fail to respond within 14 days. This question mark surrounding P2G's request for photographic evidence, is this likely to cause me a problem? Steve
    • Had a letter response today dated 12/6/24 from PRA Group re request for information consumer credit act 1974. Confirming they are in receipt of my CCA letter request - and that they are requesting the required information. They returned the £1 postal order. And my CCA letter. Stating that they will contact me with an update ASAP. They attached/included a standard ( non personal ) page about ' what they should provide ' and ' what happens If I don't get this information'.    I need to file my defence by 21 June 24. Any suggestions as to what that defence should be ?   
    • Thanks @dx100uk for responding promptly.    To be quite honest with you, applying for breathing space might not really help except some short term relief. I don’t want to default either as I might lose my job too and I cannot really afford it. Sorry for sounding bit stupid but is there something I can do to stop them charging interest and agree on reduced payments? I am working on information that @BankFodderhas requested and will be sharing it later today.  
    • who said send the sb letter to RC anyway? we said the debt owner not the grease monkey.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Slim Sadies boyfriend v Natwest


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Good morning!

 

Yesterday I recieved Cobbetts AQ. They haven't asked for an extra month which I thought they would do, but what they have said is that as I have not replied to their request for further information they may amend their defence or apply to strike out the claim.

 

I have read of this happening before in other threads and so wil now try to see what my next move is.

 

When they requested further information, I refused the CRP part 18 as this is a small claims track but I did re send the schedule of charges to Cobbetts and the court.

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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You've done the right thing, and I can't see the judge striking out your claim on these grounds......to be honest I think the judges are getting a wee bit fed up with these cpr18 requests which is probably why not many people are actually getting them now.

 

Hang in there, the finish line is forever getting closer.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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So I just need to sit tight and do nothing?

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Yes, exactly that. :D

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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I concur!!!

 

Sorry but its a bit like chess, not much happens but when it does wow!!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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  • 3 weeks later...

Aaarrrggghhhh!!! All this waiting, doing nothing is driving me mad!!!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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It happens to all of us I'm afraid!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Ha ha - its a nightmare of a wait, I used to read threads of people who were waiting and moaning about it, and i used to think its not that long, just do something else. take your mind off it!

 

Well, now the shoe is on the other foot and it's me going through it and its awful!....... :)

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Good Luck Sadie

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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I have a question for all you people of Natwest knowledge! The deadline for the AQ to be in was 16th December.... When should I hear back from the courts about the next step? And what is the next step - this is unless I get a cheque from Cobbetts of course!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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:confused:

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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I have a question for all you people of NatWest knowledge! The deadline for the AQ to be in was 16th December.... When should I hear back from the courts about the next step? And what is the next step - this is unless I get a cheque from Cobbetts of course!

 

Hi

 

I dont think there is any time scale now, i think it is just a waiting game for either your court date or your cheque. Which ever comes first.

My AQ deadline was 23rd Dec, so your just ahead of me.

 

Shouldnt be too long now...

 

:)

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I guess I get worried as we have so much post not make it here... | would have thought that I would have heard back from the courts by now, but maybe that is just wishfull thinking!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Good idea... I will do that Monday too!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Hi

 

I'm assuming you did send the AQ back?

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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I sure did, it was returned well before the deadline by 'signed for post'

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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oh.. and I forgot my paperwork so couldn't phone the courts...

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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My boyfriend has just phoned the courts and was told this:

 

"They are waiting for directions on the AQ and they said they should be receiving them all shortly"

 

Does this mean anything to anyone?

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Maybe just give the court a ring on Monday they should be able to give you an idea of where it is up to.

 

I think that is what I am going to do any way :)

 

Did you contact the court?

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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WE HAVE BEEN PAID IN FULL!!!!!

 

WOOHOO!!!

 

THANK YOU TO EVERYONE FOR YOUR HELP, we will be donating just as soon as the cheque has cleared :D

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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For info:

 

Cobbetts wrote the cheque with the Natwest account number on it, (which I know isn't an problem with cashing elsewhere) but what is funny is that our other piece of mail recieved today was a statment from Natwest who have closed the account!!!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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UPDATE:

:mad: Barclays refused to let me pay the cheque in becuase it wasn't the account number stated. I showed them the statement showing the account closed but the still said no.

Looks like Cobbetts will receive a phone call first thing Monday morning...

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Barclays should accept it, don't give them an option, or point out the number. The cheque is to you, and the account number is for reference only. I paid mine into my Smile account via the post office without a problem.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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