Global Debt Recovery

[patmc]

Hi, first time poster

 

I received a letter in June 2013 from these people concerning an old debt from 1998 which I ignored.

 

I have been making payments every month for years to another DCA with no problems on this debt,

 

on the 24th July 2013 I received another letter saying I had defaulted on my agreement, as I was unaware that I owed this company anything I again ignored this.

 

I then became worried that these people could demand this debt £1858.00 for their client FV1.

 

I had a look at this website and sent them a Template N letter on the 1st August 2013 by special delivery.

 

On the 5th August 2013 I received a letter for immediate settlement

 

On the 9th August they sent me a screen shot and a list of payments that I had made since 2002

 

these payments on the sheet ended in 2011 but I have been paying £10.00 a month right up until I received the letter from Global.

 

On the 16th August 2013 they asked me to call them I did not.

 

On the 23rd August 2013 they wrote and said they would accept £1000 as full and final settlement as long as I paid by 6th September 2013

 

On the 12th September I received a letter stating they were going to send in the bailiffs etc.

 

As of now they have still not supplied me with any copies of the original documents for the loan,

 

so where do I go from here ?

[dx100uk]

FV1/NCO Europe etc are all subs of arrow global debt buyer.

 

sadly is reads that you have been cash cowed for year on this debt

 

when p'haps you didn't need to pay it at all.

 

this action of 'passing you around'

to various dca's is a ploy they use to keep cash cowing you.

 

here you have a bit, this mug is coughing nicely.

 

you need to do teo things:

 

firstly, get a copy of your CRA file [see the links at the bottom of my post]

 

check this debt [and any others you might be blindly paying] SHOW.

 

can you tell us what the original debt was place?

 

then we'll move to the next step.

 

read that letter from global CAREFULLY

 

it does NOT SAY WILL, do anything.

 

just lots of if,might,could,instructed, minded etc etc.

 

a DCA is NOT A BAILIFF

 

and

 

they have NO SUCH LEGAL POWERS.

 

dx

[dx100uk]

another very good pointer to this being a cash cow debt is the discount offer.

 

dx

[dx100uk]

if whomever you sent the CCA request too has failed to supply you with a copy of your SIGNED agreement

then you should stop all payments now

 

dx

[patmc]

Thanks for replying

 

I have joined noodle and can not see any mention of this debt, I sent the CCA request direct to global

[dx100uk]

good another cash cow removed from the DCA milking parlour.

 

dx

[BRIGADIER2JCS]

I would advise checking at least one other CRA Noddle uses 2nd hand data and is NOT always up to date.