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Capquest, old LTSB 2007 Credit Card


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Hi all,

 

I also received a similar letter from Capquest, and over 20 phone calls, 7 voicemail messages and 15 texts. The debt is a LTSB credit card with a balance of £20k defaulted on 2009. I originally sent LTSB letters requesting a original signed CCA in 2009. I never received a response as this account opened in 1993 and there is no document on file.

 

Any thoughts on whether I should write to them or just wait until they issue a county court summons?

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Hi, best not to ignore this Capquest are very litigious so care is needed!!

 

Information please;

 

When was the last payment or written acknowledgment made?

 

Does this appear on credit reference file? If you haven't checked it would be a good idea to do so now!

 

Has any company attempted to produce a 'reconstituted' agreement?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Hi, best not to ignore this Capquest are very litigious so care is needed!!

 

Information please;

 

When was the last payment or written acknowledgment made?

 

Does this appear on credit reference file? If you haven't checked it would be a good idea to do so now!

 

Has any company attempted to produce a 'reconstituted' agreement?

 

Hi,

 

Last written acknowledgement was 2009 when is requested CCA from LTSB.

 

Equifax showing LTSB account settled. Creditexpert showing settled but account transferred.

 

Nobody has sent me anything with regard to a CCA

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Hi A CCA Request is a lawful request for information and does NOT count as any acknowledgment of liability.

 

So when was the last payment on the account?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi,

 

I have started a new thread for you.

 

Regards,

 

Scott.

Any advice I give is honest and in good faith.:)

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