Jump to content


  • Tweets

  • Posts

    • While we wait for someone to explain how farage is any better than sunak  .. if not worse   One of many likely upcoming belly laughs   Reform chairman Richard Tice has accused the Tories of (reform like) “dirty tricks” after one of his party’s candidates withdrew his papers to stand at the last minute and endorsed former cabinet minister Sir Gavin Williamson. In a dramatic final 24 hours before nominations closed there had been fevered speculation that as many as six Tory MPs and other candidates could defect to Reform after Nigel Farage decided to stand in Clacton and become leader. But instead no Tories switched and Tom Wellings, the Reform candidate for the new seat of Stone, Great Wryly and Penkridge in Staffordshire, quit and put out a statement endorsing Sir Gavin.   Who does he think he is an Anderson, a Carswell !!! was heard at the reform HQ pub ... as Candidate brushed aside by Farage in clacton to run as an independent    Tice accuses Tories of ‘dirty tricks’ to persuade Reform candidates to stand down WWW.INDEPENDENT.CO.UK Exclusive: A furious row has broken out after a Reform candidate’s last minute defection to the Tories   :ROFL  
    • See what you think of the attached. I have to do some proofreading of an English grammar book for an Italian publisher this weekend - for money! - so I'm afraid corrections and suggestions will come in dribs & drabs.  I've totally knackered the layout, the numbering and the order of your Exhibits but there will be several versions done so don't worry about that ATM. Your arguments are superb. What is less superb is the way you jump from one to the other and back again, so I haven't changed your words, but I have moved the paragraphs around and given each section a heading. New bits are shown in red. Crossed out crossed out in black is something you've quoted from the government Code of Practice, but that has since been withdrawn so unfortunately that argument has to go. Your paras 7 & 8 don't harm your case but to me are waffle and can go.  Keeping the arguments clear & concise will always impress a judge. IMPORTANT - did you ever send Simple Simon a CPR request?   Defendant's WS - version 2.pdf
    • Björn Ulvaeus appeared on stage in East Yorkshire at a conference held at the Bridlington Spa.View the full article
    • Hi Schipoo and thanks for the update. This is a brilliant result as rergards your fight with HMRC. If you can manage a Donation to the site, it would be greatly appreciated. Let us know how it goes as regards the fees being sought by Independant Tax.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Rob v Abbey.....


ROB_5
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6341 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

Just got my claim underway with Abbey

 

Sent of SAR last month and today got the reply :

 

"The last 14 months statements will be sent in the next 5-7 days. Any previous transactions have been archived onto microfiche and it is not possible to provide you with a computer printout of this infiormation, however we have made arrangements to send you a list of archived transactions between 2000 and 2005 under seperate cover."

 

Is this ok? Any idea how soon after the 1 months worth of statements, the microfiche data should arrive?

 

Thanks

 

Rob

Link to post
Share on other sites

  • 2 weeks later...

received microfiche statements today.

 

It lists all the charges etx but doesnt say what the balance was.

How do i work out the interest without knowing the balance.?

 

Thanks

Link to post
Share on other sites

Hi Rob,

I didn't bother calculating the interest for my claim as I found it all too confusing. Sent my prelim letter just over a week ago, just asking for a refund of charges. I have absolutely no idea how any of this would affect your mortgage......what about opening a new account elsewhere and arranging for your mortgage to be paid from there??

Prelim request letter sent 19/10/06

Reply from complaints Dept received 01/11/06

GOGW received 11/11/06 for £210

Link to post
Share on other sites

Hi Rob,

I didn't bother calculating the interest for my claim as I found it all too confusing. Sent my prelim letter just over a week ago, just asking for a refund of charges. I have absolutely no idea how any of this would affect your mortgage......what about opening a new account elsewhere and arranging for your mortgage to be paid from there??

 

 

Its an Abbey mortgage though, so i'd imagine it has to be paid from an Abbey account?

Link to post
Share on other sites

Yes, Rob!!!

 

More or less, anything that looks like its gone straight back into their hands without them having agreed it with you, and it usually says 'chg' at the end of it like you said.

 

For Example: Unlike an authorised overdraft, which is agreed with them, so they are allowed.

 

Phil:)

This is only my personal, honest opinion!

Link to post
Share on other sites

  • 2 weeks later...

ok, got my prelim letter ready to post.

Just wondering abut how i add the interest for the lba stage. I dont have any balances on the microfilche statements and also i have an authorised overdraft on my account for £1800.

 

Thanks

 

Rob

Link to post
Share on other sites

  • 2 months later...

Hi,

 

Ive got an £1800 overdraft on my account. Do you think Abbey will want this back before they look at my claim?

 

Im claiming over £1800 but i havent got the money to clear the overdraft.

 

Thanks

Link to post
Share on other sites

I have an abbey mortgage myself all i did was open an umbrella account and then rung abbey mortgage and requested a dd form filled it in with the new umbrella details and sent it back, little while later got a letter back from abbey saying that they confirmed that the dd had been setup ok. they dont really care were they get the money from.

Good luck with the claim

Regards pmahonc

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...