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PPI - Old Egg credit card and loans - Advice please


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Over the years I had a number of Egg loans and an Egg card. Canada Square contacted me and invited me to claim.

 

I then made a claim to Canada Square for PPI from some Egg loans and Egg cards - they've just accepted the claim and made an offer of just under £4k - although they calculated the whole of the PPI (including interest) as just under £22k - they've deducted £4.5k for a previous rebate and over £13k for a previous successful claim. I have no recollection of having ever made a previous successful claim. They've also said that as the PPI also relates to Egg cards that I should contact Barclaycard.

 

Anyone got any suggestions - cos at this point I don't have clue - I have made a DPA SAR to Canada Square and am waiting to receive the documents.

 

The other complication is that the original Egg loans were defaulted and assigned BUT are now statute barred

 

Anyone any thoughts about what I do next

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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await that sar

 

something doesn't sound right.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They've also offered me the cash direct - not to the Company who allegedly bought the agreement - is that right?

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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correct they cant offset if the debt has been sold

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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