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    • With Farage back in the news, here's a reminder of his interview with Claire Byrne on Irish TV a few years ago.  
    • So, why do DVLA (via that leaflet) say 1) that S.88 MAY allow a driver to be treated as if they have a valid licence (after an application that discloses a medical condition) AND   2) before DVLA have reached their licensing decision ? (Since S.88 ceases to apply once they have reached a decision to grant or refuse a licence)
    • Thanks for that, Bazza. It sheds some more light on things but I’m still by no means sure of the OP’s father’s likelihood of successfully defending the charge. This in particular from the guidance stands out me: He does not meet all the s88 criteria. S88 is clear and unambiguous: It makes no provision for either the driver or a medical professional to make a judgement on his fitness to drive under s88. S92(4) and the June 2013 guidance you mention defines in what circumstances the SoS must issue a licence. It does no modify s88 in any way. However, delving further I have noticed that the DVLA provides a service where the driver can enter a relevant medical condition to obtain the correct documentation to apply for a licence: https://www.gov.uk/health-conditions-and-driving/find-condition-online I haven’t followed this through because I don’ have the answers that the OP’s father would give to the questions they will ask and in any case it requires the input of personal information and I don’t want to cause complications with my driving licence. It is possible, however, that the end result (apart from providing the necessary forms) is a “Yes/No” answer to whether the driver can continue to drive (courtesy of s88). With that in mind, I should think at  the very least the OP’s father should have completed that process but there is no mention that he has. The Sleep Apnoea Trust gives some useful guidance on driving and SA: https://sleep-apnoea-trust.org/driving-and-sleep-apnoea/detailed-guidance-to-uk-drivers-with-sleep-apnoea/ I know nothing about SA at all and found It interesting to learn that there are various “grades” of the condition. But the significant thing which struck me is that it is only the least trivial version that does not require a driver to report his condition to the DVLA. But more significant than that is that the SA Trust makes no mention of continuing to drive once the condition has been reported. The danger here is that the court will simply deconstruct s88 and reach the same conclusion that I have. I accept, having looked at the DVLA guidance, that there may be (as far as they are concerned) scope for s88 to apply contrary to the conditions stated in the legislation. Firstly, we don’ know whether there is and secondly we don’t know whether the OP’s father would qualify to take advantage of it. Of course he could argue that he need no have reported his condition. The SA trust certainly emphasises that the condition should not be reported until a formal detailed diagnosis is obtained. But the fact is he did report it. As soon as he does that, as far as I can see,  s88 is no longer available to him. Certainly as it stands I maintain my opinion that he was not allowed to continue driving under s88. The only way I would change this is to see the end result of the DVLA exercise I mentioned above. If that said he could continue driving he would have a defence to the charge. Without it I am not confident.  
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Shoe_Junkie V's Natwest


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Hi everyone!!

 

Well, I've been reading this forum for the last week or so and it all sounds very interesting and exciting! So now I want to send my 'data protection' letter off today but I don't know who to address is to/where to send it. Any Help would be much appreciated.

 

Vikki:)

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which bank, look it up on companies register

 

to the registered address

-----------------------------------------------

Mortgage Express charges- settled in full after issuing claim

 

------------------------------------------------

To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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check out the natwest forum on this sit

 

should be there

 

companies register is another site which shows companies registered addresses

-----------------------------------------------

Mortgage Express charges- settled in full after issuing claim

 

------------------------------------------------

To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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Hi - this is the address I've used for everything and I'm going through MCOL etc.. at the no' so it should work for every stage.

Best of luck - we're all gonna win !

Regads

Wolfie

NATIONAL WESTMINSTER BANK PLC

135 BISHOPSGATE

LONDON

EC2M 3UR

  • Confused 1

Power to the People - Union Gives Strength

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The address for Alex Lyons is as follows:

 

Mr Alex Lyons

Data Protection Manager

Retail Regulatory Risk

2ND fLOOR

BUSINESS HOUSE B

GOGARBUREN

P.O.BOX 1000

Edinburgh

EH12 1HQ

 

We sent our Data protection letter here, and received all statements within 2 weeks.

We also gave them a ring one evening just to ensure it was being dealt with.

We spoke to Joyce Tudor on: 0131 6261117

  • Confused 1

Mrs J & Mr S Phillips

 

NatWest - Account 1

 

13/09: Data Protection Act Letter Sent

02/10: Prelim Letter sent - Request for

payment of: £1957.00 + Interest deducted from account: £36.11

20/10: Received letter from our local branch. Offering part and final payment of £ 353.00

22/10 : Offer rejected by way of letter

22/10: LBA Sent

28/10: Letter from Mr Higley offering £1056.00

28/10: Rejection letter sent, accepting as part payment only

05/11: DUE TO FILE WITH MCOL - May leave a couple more days if they have not replyed.

 

 

Natwest Visa Card -

 

22/10: Data Protection Act Letter Sent

27/10: Letter from Joyce Tudor advising statements will be with us shortly.

 

Natwest GOLD account:

 

22/10: Data Prtection Act Letter Sent

27/10: Letter from Joyce Tudor advising statements will be with us shortly.

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Hi everyone!

 

Thanks so much for all your replies!!:) :) :)

 

I sent my Data Protection letter off on Wednesday 25/10/06 and also a letter to my MP.

 

Will update when I know more, but I think this is going to be a big one!:mad:

 

xxx

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Just got wait for that tatty brown envelope now then!! Then you can start tallying up what they owe you (thats the exciting bit)!!

 

A very good luck to you ;)

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Hi Vikki,

 

Just been reading your journal at blogspot, a very interesting read, and one that reminds me what a mess I made of my finances in the past. Good to see you're doing something positive about it rather than getting deeper in debt.

 

Stick with it, there is light at the end of the tunnel, trust me, I was there once!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Thanks Deller, any advice you can give me would be much appreciated.

 

I'm so excited about doing this as I know for a fact all the debt on my bank account (about £2500) is pretty much from charges and if I can get them back you have no idea how much it would help me!:eek:

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Yes, it will certainly take a big chunk out of your debt.

 

I'll be keeping a close eye on your thread and will offer help and support wherever I can.

 

Keep up the good work. ;-) ;-) ;-)

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Hi everyone,

 

Feeling so sh**e today, recieved eviction notice from Landlord yesterday (through no fault, she wants to renovate apparently) so now I have to leave my beautiful flat just before Christmas, and I'm probably gonna have to put all this on hold, as all the time and money I'll need will have to go on finding a new flat etc.:(

 

Sorry just wanted a moan! x

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Recieved all my statements yesterday 2/11/06 and I calculated that I am owed £1770 :o not as much as a thought actually, but it still means that I can pay my overall debt off a year earlier:D .

 

Think I'm going to have to leave proceedings till after Christmas now though:( after yesterdays news, I don't want to mess anything due to stress and lack of money for court claims.

 

I will keep reading though and will hopefully be back soon!:-)

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Stick with it. Remember the iinterest continues to accrue, so it is probably worth getting the ball rolling with your prelim letter.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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Right ok, I've completed one of the spreadsheets for interest but just blocked out the interest bit so its only showing charges and dates. Total comes to £1721 (£1952.21 inc interest) but I also have a credit card account with Natwest, so I'm going to check for charges on that too before sending my prelim letter.

 

I'm assuming I don't have to send them another £10? I've put this on the letter instead..

I have, in previous correspondence enclosed the statutory maximum fee of £10 which I believe will cover the cost of requests for all accounts held with your company...blah...blah...blah...

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