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    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the and the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
    • Please go back and read my message posted at 10:27 this morning @jk2054. I didn't say that I wasn't going to provide documents, only that I will upload them to an online repo that I am in control of, and that I would share links to these. You shall still be able to read and download them no different from if they were hosted here. And, the issue I have is not so much with hosting, but using an online pdf editor to create a multi-page pdf, again I have discussed this that same message.
    • Thanks ,DX, I'd forgpotton about that letter and can't remember sending a SB letter. I must have left it and they did not chase. Unclebulgia. Yes several periods of no contact. Think its time for the SB letter . 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Work Programme results(sic)


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ERSA have recently (20th June) published a report highlighting their success in getting the long term unemployed back in to work. Headline claim is 321,000 people starting work. Further on, the report also claims that:

there have been a further 92,000 subsequent Job Starts across those 321,000 individuals. This means that a total of 413,000 jobs have been filled by participants on the Work Programme between June 2011 and the end of March 2013.
If the providers can only find temporary contracts that last anything from a single day to three months, might as well spin it... Job starts do not equate to sustained employment, nor should people hounded off benefits through sanctions or intimidation be counted.

 

Comparing their figures with the last official report from the DWP wp_release_nov12.pdf, I am really struggling to see any correlation between the two - It will be interesting to see what the DWP has to say on 27th June. If the ERSA figures are to be believed, that means the providers are in line for some £1,250M for their efforts to date (using a £4,000 per participant figure based on Work & Pensions Committee figures).

 

Before either party decide to remove their documents, I'll attach them below (they have, after all, been placed in the public domain).

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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That report seriously spins their numbers, which show that performance has been DECREASING, not increasing by these providers.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Well it doesn't matter. The government will give or remove contracts according to how they will help funding their parties and help their careers after politics rather than merit.

"Ask not what your country can do for you, ask what you can do for Poundland"

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Well it doesn't matter. The government will give or remove contracts according to how they will help funding their parties and help their careers after politics rather than merit.

 

But then isn't that the case for almost everyone today? There is only one person that you can seriously rely on to look after best interests - yourself!

 

I used to work with a young lady (I helped train her and teach her to get a qualification). Since then and since my retirement, that young lady has looked after number 1 and has done everything possible to get up the ladder. I spent hours and hours with her, mostly in my own free time after work and at lunchtimes. All of that is fine, but what upsets me is when I read about her on LinkedIn she makes it quite clear that she has done everything herself with no help from others - a self made woman. Funny really especially when she started she asked if she needed to put an air mail sticker on a letter that was going from London to Wales!

 

She reminds me of the many MPs/Ministers that I have had the displeasure to talk to.

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Too right. At one time in my naive youth, I'd suggest ways to improve the organisation and be genuinely looking to make the place better, but I soon got rid of that notion - any good ideas staff come up with will, in most cases, suddenly become the boss's new idea.

 

It's nice to ty and help people but eventually you just get worn down and simply stop. As for figures, the transport company I used to work for always claimed '100% of our buses are running'. This was true - but only because they classed a bus as 'running' if it left the depot. If it broke down 2 seconds later this wasn't counted.

 

It ain't what you write, it's what you leave out!

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I discovered a long time ago that 'going the extra mile' meant that I would wear out faster and be replaced quicker. Bosses that really appreciate initiative and reward it, are rare animals near extinction.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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Attached, the "official" results from the DWP. As expected, they have fudged the numbers by covering the full two years and contradicted the ERSA numbers.

 

Over the last two years, some 1.16 million attachments have been made and just 131,920 Job Outcome payments have been made - These are the payments the provider receives when a claimant starts work. Sustainment payments are staged and repeat payments for those (now working) claimants that remain "Off Benefits". So what do these payment figures tell us ?

ERSA claim 321,000 job starts, payments suggest ~132,000 - A big difference. This equates to an 11% success rate, and falls well short of expectations. This may also explain why the WP providers are bleating about insufficient funding and are trying to wrangle more money out of the gravy train.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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I guess the success of this scheme should be judged against what jobs this group of people would get without any input from the Work Programme?.

The success of the scheme depends on how much the contractors (Atos, G4s, Ingeus, Remploy) will donate into the ruling parties or affiliated charitable foundations, either here or in the Isle of Man.

"Ask not what your country can do for you, ask what you can do for Poundland"

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But then isn't that the case for almost everyone today? There is only one person that you can seriously rely on to look after best interests - yourself!

 

I used to work with a young lady (I helped train her and teach her to get a qualification). Since then and since my retirement, that young lady has looked after number 1 and has done everything possible to get up the ladder. I spent hours and hours with her, mostly in my own free time after work and at lunchtimes. All of that is fine, but what upsets me is when I read about her on LinkedIn she makes it quite clear that she has done everything herself with no help from others - a self made woman. Funny really especially when she started she asked if she needed to put an air mail sticker on a letter that was going from London to Wales!

 

She reminds me of the many MPs/Ministers that I have had the displeasure to talk to.

If you are a Professional, Qualified Teacher within this the Secondary School System (or FE/HE), and truly helped the individual, then you have cause to feel agrieved.... however, if conversely, you were simply a Welfare To Work Clerk, could not get a job within a Call Centre, with lucky enough to get a job within the Welfare To Work Sector (selling your soul in the process), and proceeded to "offer help" through (for example) the New Deal, Flexible New Deal or Work Programme, then this type of "help" does not really count, in the scheme of things.

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