2nd halifax loan

[chinnygirl]

This loan was taken out 2000 for £1,000 over 2 years 6months

 

total credit for loan 209.90

 

total amount payable 1,209.90

insurance for loan 152.51

total chg for credit for insurance loan 31.99

monthly payments 184.50

total loan and interest by 30 monthly payments of 46.48

interest rate 16.400%

monthly interest rate 1.227%

also signed ppi consent

[dx100uk]

where a loan agreement clearly states the monthly figure ppi costs you

 

that is what you put in the stat int spread

on every date you paid the full balance [made a payment]

 

dx

[chinnygirl]

Hi dx is that insurance for loan 152.51 as im struggling to understand all this hun

[dx100uk]

is there a monthly figure for the ppi?

 

scan up the agreement i'll look or calc it for you

 

or use link 1 below to work it out yourself.

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try www.pdfescape.com TO BLANK STUFF,

*************************************************************

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx

[chinnygirl]

hi hun ive tried uploading it to hear but i cant ive tried a few times i can only email it to you if that helps x

[chinnygirl]

[ATTACH=CONFIG]43710[/ATTACH][ATTACH=CONFIG]43709[/ATTACH] yipee did it

[chinnygirl]

also can you double check this morgage one as ive noticed there is 2 payments the same that is ppi bu one has cr next to it? unsure if that means credited back to me?

[chinnygirl]

[ATTACH=CONFIG]43711[/ATTACH]

[chinnygirl]

over and out for now as ive been trying to do this since 3PM ;( speak soon guys and many thanks for helping me DX

[dx100uk]

do the same as you have above

but you must convert to PDF first

 

to see if you've got it right

click on the uploaded file

 

if you can see it we can.

 

dx

[dx100uk]

you paid £7.09 everytime you paid the £46 monthly.

 

as for the other one

look kike all insurance were CR [recredited back]

 

dx

[chinnygirl]

Thank you so you can see them ...so the morgage one were it says 9.38 then 9.38 cr it was took then credited back? why has that happened when i had signed for ppi

[dx100uk]

it appears you signed for all manner of insuraces

 

you dorealise that the ONLY ins you MUST have is buildings?

 

and if you've already got that, you DONT need it twice.

 

dx

[chinnygirl]

it appears you signed for all manner of insuraces

 

you dorealise that the ONLY ins you

 

MUST have is buildings?

 

and if you've already got that, you DONT need it twice.

 

dx

 

So does that mean they have realised this and credited me back each time its so confusing

[dx100uk]

p'haps start a new thread on this mortgage

and post up all the docs

 

but please pdf them

 

dx

[chinnygirl]

ok thanks huni x

[chinnygirl]

what do i need to do now to ask for refund of ppi for this account? what template and at what percentage? many thanks x

 

that is the loan accounts not the insurance

Edited May 13, 2013 by chinnygirl
account

[chinnygirl]

no one seems to be guiding me to the next stage on what i need to do