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    • Good Evening, I received this pack yesterday its an application notice to change claimants. Will they be chasing me for this as they were successful with the first claim? many thanks Webb 1.Application Notice N244rd.pdf 2.Asset Transfer Deed r.pdf 3.Notice of Assignment Part A Letter 1 & 2rd.pdf 5.Claim Form rd.pdf 6.Draft Order rd.pdf
    • Hi, If they haven't followed the court's directions there will be little tolerance of the court. Anyway please can you upload a copy of the court paperwork
    • Yes, you should have applied for an immediate strike out as soon as the deadline expired. Without the agreement, they are stuffed Forget Barclaycard, Asset link is now the creditor, and it is down to them to provide the agreement.  That needs to go into the witness statement. They have not provided the agreement contrary to directions of the court and request the court strike out the claim as to the original court directions.
    • I did not receive a notice via post but in my claim status it shows my claim was transferred to a court I requested in my DQ, as it is closer to me.    Defense I filed:  1.       The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2.       The defendant paid the lead tenant a fixed sum monthly bill without fail for the extent of the rental period of the accommodation their contract was associated with who was responsible to make payments to the claimant, ending in June 2023. 3.       After moving out, a month later, the claimant wrote to state that an outstanding sum existed. Further stating, as one of the 10 tenants at the time, I now owed them the full sum instead of my 1/10 proportion of said debt, as 10 students were at the dwelling. They also intimated that they were legally allowed to charge me the full sum if the other renters were not to pay their share under some equal and joint severity rule. 4.       Despite sending numerous requests prior to the court claim being raised for copies of said bills for said utilities covered by the agreement, the claimant failed to send any clear bills. This included a CPR 31.14 on xx/xx/xxxx sent via post. 5.       The defendants stress that they acted in good faith to settle the outstanding balance, as evidenced by the confirmation received from the claimant.  Any subsequent demands for additional payments are unwarranted and contradict the claimant's previous acknowledgment of settlement. 6.       Pursuant to OFGEM code of back billing rules the alleged charges relate to charges which have not been billed correctly by Co-operative Energy and are therefore prevented from charging. With the court’s permission the Claimant is put to strict proof to: - a) show and disclose how the Defendant has entered into an agreement. b) show and disclose how the Claimant has reached the amount claimed. c) show how the Claimant has the legal right, either under statute or equity to issue a claim. 7.As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation                  that the money is owed. 8.It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Jaimeb V Nationwide


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hi everyone, well i didnt no about this site till recently but was so pleased when i found it!! i am making a claim against nationwide atm.

both myself and my husband have acc. with nationwide on my acc. im only owed £30 so we thought wed start off with that one and see how they were however if it comes to it dnt fancy going to court over £30.

anyway heres where we are- i have sent my first letter and today received a lovely reply(not)thanku for ur letter blah blah details of our tariffs are contained within our leaflet and when opening an acc. you agreed to these terms blah blah we hope u can abide by the terms and conditions of the acc. but if you cannot then regrettably it may be appropriate for you to consider other banking arrangements.

SO....... are they just trying to blag me and get me to drop my claim?any advice appreciated

we used my £30 as a test run as my hubby is owed over £800 from the same kind of acc. any/ all advice appreciated sorry 2waffle!!!

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The banks operate a process of trying to dissuade customers from claiming. At the end of the day you have to decide whether you want your money back. If you do then you have to accept that the bank MAY close your account.

 

 

 

 

 

 

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Guest ian cognito

I agree with you there, £30 is hardly worth them fighting over but no doubt they will, good luck with it, sure you'll get it back.

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Well Ive Decided To Leave The £30 For Now But We Have 2day Sent Off Husbands Letter For Charges.now We Wait For The Usual Crappy Letter Trying To Put Us Off!!!

Just One Question Tho If We Have Tyo Pay The £120 To Start A Small Claim And They Settle Before How Do You Get That Bk???

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Guest ian cognito

If you have already filed the claim, they have not offered you full settlement until they have also included your costs so you just politely say thanks but no thanks, see you in court.

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have found out now, it will be £30 for my £30 claim so im gonna go ahead wi that lba sent off on mon and only £80 for my other claim so not 2bad at all.poor bank not- think it is so petty them closing accs. if they werent in the wrong we wudnt b able 2claim bk charges!!!!stop waffling now lol

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received letter back from lba the usual twaddle!!!trying to put me off so now i have 2 w8 til a week monday and then im going thru mcol- feel a bit petty really over £30 when ppl are claiming such large amounts but better in my pocket than theirs!!!!!

just waiting for the usual letter bk from other acc so we can send the lba for that one too!!would be a good chrissy if we got it bk b4 then!!!

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  • 3 weeks later...

huh no one ever replies 2me anymore lol:D !well now im playin the waiting game i am soooooo impatient and i have no idea how long they are taking atm 2pay up hope its quickly the shops are calling to me!!n like i said i hate waiting!hooooowwww looong?any guesses or has ne1 been paid recently?how long did it take?thanx

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Hi. I'm waiting for their response to my mcol. Today I got another letter, practically the same as the others, saying they'd looked at my "concerns"!

Now I'm glad I went to mcol, can't wait for a letter in response to that.

 

I know what you mean about the shops, I think I change what I would like to buy at least twice an hour!

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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Hi. I'm waiting for their response to my mcol. Today I got another letter, practically the same as the others, saying they'd looked at my "concerns"!

Now I'm glad I went to mcol, can't wait for a letter in response to that.

 

I know what you mean about the shops, I think I change what I would like to buy at least twice an hour!

 

when did u put ur mcol in??ru about the same as me or just ahead?

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mcol on the 22/11/06, so a smidgeon ahead of you. Have just got letter from NW dated 22/11/06. So glad I don't have to write and thank them for it! I think the mcol will say it for me.

 

Am already organised with parachute account, awaiting their next move! I wish they would hurry up- its the waiting which gets to me!

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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Believe me, when I get paid, undiscovered tribes in the rainforest will be wondering where that cheering is coming from.

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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check this one out..................

http://www.consumeractiongroup.co.uk/forum/nationwide/49478-nationwide-have-paid-up.html

 

 

Maybe we will all be so lucky!?!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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check this one out..................

 

http://www.consumeractiongroup.co.uk/forum/nationwide/49478-nationwide-have-paid-up.html

 

 

Maybe we will all be so lucky!?!

 

 

heres hoping the shops are calling to me- especially the new primark that opened friday lol!!!

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