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    • Interesting question regarding what Government accounts opposition parties have access to, before an General Election. From what I understand, Government department accounts that are published are always lagging behind and would not include some amounts which are classified as 'commercially sensitive'.  Therefore opposition parties and Parliamentrary select committees would not have access to accounts which contain real time up to date information. If a new Government have found £20 billion of spending liabilities they did not know about, this could be true, as £20 billion is not that much when you look at total Government expenditure. Government department are making decisions on spending all of the time and it could be the previous Government were planning tax changes and/or spending cuts to balance the books.  Jeremy Hunt has recently said that if the Tories had stayed in Government and held an Autumn budget, it would have been very difficult to cut taxes as some had wanted.
    • Everyone knows the tories were hiding the costs - and even added 4 billion quid to the taxpayers high interest credit card to fund a chunk of the NI tax reduction - prime example - look at how much cost was hidden re the Rwanda dogwhistle -10 Billion quid     and re the handful of rebels on the benefit limit If the disasters (like the Rwanda rubbish) of Tory dogs being wagged by the extremist minority ERG tail doesn't highlight the issues .. Enlighten yourself here .. (fat chance) Sir Keir Starmer is right to show Labour rebels the door WWW.INDEPENDENT.CO.UK Editorial: Suspending seven MPs following their rebellion over the two-child benefit cap is more than a prime minister flexing his political muscle. It is a...  
    • Trump instigated that didnt he @theoldrouge despite losing the election - and Biden mitigated as much as he could within his boundaries?   "President Donald Trump ordered a rapid withdrawal of all U.S. troops from Afghanistan and Somalia in the wake of his 2020 election loss"   “The order was for an immediate withdrawal, and it would have been catastrophic,” said Rep. Adam Kinzinger, R-Ill., one of two Republican members of the special panel. “And yet President Trump signed the order.”   Trump ordered rapid withdrawal from Afghanistan after election loss WWW.MILITARYTIMES.COM The memo was among the latest revelations from the congressional committee investigating the Jan. 6, 2021, attack on the Capitol building.   Although i agree that Biden should have done more to mitigate Trump driven disasters
    • ok your WS is wrong. Paragraph 16 and 17 says  you did not contract with evri but this is not true - see below  Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency post 251 of occy thread - £844 lost    you should also add a paragraph on donough v Stevenson talking about the fact that even without contract there is still duty of care to goods and by failing to deliver this duty has been breached.   Make those changes and post it back up here and I'll check over things again
    • no we cant add the occy thing because leicster are being difficult people so we're just going to go without it for now
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

car insurance renewal


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ive getting my renewel through and its over £150 more expensive that what theyre offering online, i rang them up to query, they checked again and still claiming price still stands with the renewal. Is it ok for me to just tell them i dont wish to renew and just buy the cheaper price off them online? Does it work that way?

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ive getting my renewel through and its over £150 more expensive that what theyre offering online, i rang them up to query, they checked again and still claiming price still stands with the renewal. Is it ok for me to just tell them i dont wish to renew and just buy the cheaper price off them online? Does it work that way?

 

I've had this twice now, tell them to get lost, go find a better deal and then cancel the auto renew, I had an increased cost renewal and then found a much better deal on line with the same company, they're trying it on in the hope you'll not notice the price hike. 2nd one was into the new contract and they tried to charge me cancellation, I told them where to go too! Auto renewal is the latest con these insurance companies try, they justify it by saying the law says you have to have continuous insurance.

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I've had this twice now, tell them to get lost, go find a better deal and then cancel the auto renew, I had an increased cost renewal and then found a much better deal on line with the same company, they're trying it on in the hope you'll not notice the price hike. 2nd one was into the new contract and they tried to charge me cancellation, I told them where to go too! Auto renewal is the latest con these insurance companies try, they justify it by saying the law says you have to have continuous insurance.

 

thats what im going to do i just dont understand how they can justify 150 more expensive than what theyre advertising online, their "sister" companies (how many names does 1 company need to go by) are 150 cheaper too, so im just gonna cancel the renewal and buy it with one of those companies

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Last June my AA car insurance was up for renewal. It was over £300 higher than the previous year. Wouldnt mind but Id had no accidents, no claims and had 14 years NCD.

I went onto some insurance compare site, entered my details, and low-and-behold the AA listed three quotes, one which was £25 less than my cover I had in 2011.

I called the AA and asked them to check the ref number from the website, and asked if the cover was the same as what I already had. Thankfully it was.

So I asked why the renewal letter was £300+ higher, which they had no answer, but I asked for the website quote which they (un)happily agreed to because it was what was offered online.

This year I got quotes for over £800 and the AA hadnt even bothered to do a proper search. Again no accidents, no claims, and another year added to my NCD. So I did another comparethemarket search and found priviledge to be under £380. So guess who cancelled the AA and switched to Priviledge ?

Hopefully one of the nice members here will agree with me and say that if your insurance company is offering a cheaper price on a comparison site, for the same cover, then you can have the cheaper price.

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wow those are some big drops you've both managed to get the insurance down from. just goes to show renewals are a con its unbelievable that somone ppl dont question it and just let it carry on.

i was just worried that if i cancelled my renewal and insured with the same company online that theyd refuse to give me the cheaper price, technically id be a new customer if im buying a new policy

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wow those are some big drops you've both managed to get the insurance down from. just goes to show renewals are a con its unbelievable that somone ppl dont question it and just let it carry on.

i was just worried that if i cancelled my renewal and insured with the same company online that theyd refuse to give me the cheaper price, technically id be a new customer if im buying a new policy

 

Nah always search first, and if the company is giving a cheaper price online, you can politely ask that you have the cheaper quote. And if the company refuses, just go to comparethemarket or gocompare and get one cheaper somewhere else, its your companies loss, seeing as these days it only takes minutes to renew, even with another company.

If your current company doesnt want your money, then there are dozens who will take it.

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My. Insurance company have been great, my old insurance was alot higher than last year so. They found me a cheaper quote with exactly the stuff just a different insurer and I asked if I could get it cheaper on line thru them cud I have it at that price and they agreed lucky for me the quotes where the same as they got (give or take a couple of quid) and I tried a few online sites. So I've stuck with the same lot.

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Nah always search first, and if the company is giving a cheaper price online, you can politely ask that you have the cheaper quote. And if the company refuses, just go to comparethemarket or gocompare and get one cheaper somewhere else, its your companies loss, seeing as these days it only takes minutes to renew, even with another company.

If your current company doesnt want your money, then there are dozens who will take it.

 

I tried that, they said no, spotty youths on the phone dont want to work or cant be bothered to help, one even got stroppy

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