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DCA HELPPPP!!! Student in need


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Hello,

 

International student.

 

Was on a 2 year contract with Three.

 

Three sold my debt to DCA.

 

Made one payment using a debit card to DCA before I left the country.

 

Thought I would get a job and stay in the uk.

Didn't after graduating.

Left the country.

Was charged on the same debit card by DCA after leaving.

 

Didn't authorize this, reported to bank as fradulent transaction.

Got my money back.

 

I live in developing country and mail takes forever to reach.

 

Bank said they will mail new cards along with other papers.

 

Bank said I have 10 days to respond to mail or i am legally liable for the transaction.

 

Was asked if I consent to police being involved when I reported.

 

I said yes first time and then called back and said no.

 

How to proceed?

 

Worried sick.

 

Will bank tell DCA/police of my new address?

 

What do I do?

 

HELP!

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There are no reciprocal agreements between the UK & the country you are in so the DCA can do nothing.

 

Even if the bank did pass your present address to the police they won't do anything either & they certainly would not pass your address on to a DCA.

 

ok and the money that was refunded to me...can i assume that it is there to stay? should i worry about the DCA taking payment once again? i made sure to cancel all direct debits and standing orders WELL BEFORE i left...yet they still charged the last debit card that was on record even though i explicitly told the DCA on the phone that I will not be using that card again.

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