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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
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    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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Phoning my mum at work


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She just called me she's mortified! I don't want to call them apart from the fact I have the flu I know it's better to keep communication in writing. Can anyone give me the right email address for them and a link to a do not contact at work letter?

 

Thanks

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She just called me she's mortified! I don't want to call them apart from the fact I have the flu I know it's better to keep communication in writing. Can anyone give me the right email address for them and a link to a do not contact at work letter?

 

Thanks

 

More details needed if wanting help....

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Sorry I've got the flu and don't know wether I'm coming or going! I don't really have any details. They left a message with reception asking for her to call them. I have no idea what debt it relates to, this is the first time I've ever heard of them.

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Sorry I've got the flu and don't know wether I'm coming or going! I don't really have any details. They left a message with reception asking for her to call them. I have no idea what debt it relates to, this is the first time I've ever heard of them.

 

Hello there.

 

I think you need to tell us who 'them' is please. Do you have another thread that this question relates to?

 

My best, HB

Illegitimi non carborundum

 

 

 

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So MMF phoned your mum at work. I assume that the alledged debt would be your mums and not yours or do you work at the same place and the phone call was for you?

 

From my experience MMF are a bunch of jokers who do not answer emails etc so although it goes against everything I believe it may be worth calling them to clarify what the matter is about . If it is about something you owe, then tell them all communication must be written

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Ok thanks, I know I'm not being clear here I'm sorry. Ok they called mum at work and she called me to ask if I knew who they were as she gets very embarrassed being called at work by debt collectors. I deal with her debts and the dca, but never normally phone.. Haven't dealt with this lot before and have received no letters just don't want them calling her at work because she gets into trouble as she's not allowed phone calls

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Well you need to establish what the debt is for then get a letter of authority sent along with a do not telephone me letter. I would remind them (in a nice way) that if they do phone your mum at work or fail to deal with you that you will be reporting them to the OFT under the fitness to hold a licence as well as logging a formal complaint with the FOS.

 

Hope that helps

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Hi

 

Well well well these idiots MMF at it again.

 

They have two Chief Executives - Mr Neil Anthony Petty (email - [email protected]) and a Mr Barnaby Page

 

Motormile Finance UK Ltd

322 Harrogate Road

Bradford

BD2 3TB

 

Tel: 0844 7709583 or 08447709584

 

Fax: 08447709647

 

Web: www.mmile.com

 

Hope this is of some use.

 

Also calling these idiots will not stop the calls at all you need to write to them (Always get proof of posting and keep a good paper trail) as these idiots will deny anything that is agreed to during a phone call.

 

Have they recieved any letter from idiots MMF or is it just phonecalls.

Edited by stu007

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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I was not suggesting any discussions, just to try and find out what this is about. From there you can write to them either saying bog off it's not mine or as i suggested letter of authority etc etc.

 

If they gave any details about the nature of the call other than a personal financial matter then complain complain complain

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According to their website its Protection House 83 Bradford Rd Leeds and you can send your letter for free as their is a freepost address

 

The Bradford address was a historic address I have just checked the public register

Address Type Address

Correspondence Protection House, 83, Bradford Road, Leeds, West Yorkshire, LS28 6AT, United Kingdom

Principal Place Of Business Protection House, 83, Bradford Road, Leedsd, West Yorkshire, LS28 6AT, United Kingdom

Registered Office Sanderson House, Station Road, Horsforth, Leeds, West Yorkshire, LS18 5NT

Historic Address(es):

Address Type Address

Correspondence 322, Harrogate Road, BRADFORD, West Yorkshire, BD2 3TB, United Kingdom

Principal Place Of Business 322, Harrogate Road, BRADFORD, West Yorkshire, BD2 3TB, United Kingdom

Edited by Jimmy99
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Hi

 

@ Jimmy99 I was not saying you were incorrect at all but just advising that phoning these idiots will get no where as they will try their best to get the Op if not used to dealing with these thing to admit the debt so if it did come over like that please accept my apologies.

 

Thank you for pointing out the contact detail as these are one of the addresses that they use but the Chief Executive are based at:

 

Motormile Finance UK Ltd

Head Office and Accounts

Protection House

83 Bradford Road

Leeds

LS28 6AT

 

Tel: 0844 7709583 or 0844 7709584

 

Fax: 0844 7709647

 

Also please remember with the Freepost you must always get proof of posting from post office as they can as its a freepost address deny recieving anything that you send them but if you have proof of posting they cant

 

Please remember that the onus is on Motormile to provide proof that you own any debt not for you the OP to provide them.

 

Please have a look at CAGs Library as their are templete letters their which may help and importantly never admited to them liability for any debt get them to provide proof as it may even be statue barred.

Edited by stu007

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Feeling a bit better today , sorry for being so confusing yesterday but this flu has knocked me off my feet. Ok I have dealt with loans of dca,s before and always thought the golden rule was never speak to them on the phone however I do not want them calling my mother at work again. Will telephoning them and telling them to dissist make any difference or does it need to be done but letter? Also I don't know what deal it's relating to. Mum has quite a few. I have power of attorney over my mums affairs so I can deal with things on her behalf.

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Right I couldn't take it so I called them. Spoke to quite a nice man actually who said that there was a do not contact at work marked on her file. Asked him politely to make sure she wasn't contacted again and everything must be put in writing. He said there was a letter in the post which I told him was fine ill have a look at it when it comes. Sorted for the min. :)

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