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    • Please check back later on today for a fuller response and some edits
    • Good morning all, No further communication with P2G so now submitting my small claims action. Would be grateful for any feedback on my description of claim before I submit later. The defendant in this case is Parcel2Go Limited The claimant sent a parcel using Parcel2Go Ltd as a broker and Evri as the shipper containing two handmade bespoke wedding trays to a customer with tracking number P2Gxxxxxxxx. The parcel was never delivered although the defendant stated that three attempts had been made to deliver the parcel.  The claimants customer waited in for four days to receive the delivery but no delivery was attempted. There was no communication with the claimants customer.  Despite many web chats and emails the parcel was not delivered and on the Parcel2Go website it stated that the customer had refused delivery. This was not true as no delivery had been attempted.  I was informed that the parcel was being returned to me but after waiting three weeks was informed by Evri that the parcel was lost. I was offered compensation of £20 + shipping fee which I refused and after sending Parcel2Go a Letter of claim this was increased to £75 which I also refused. It is clear that the defendant is responsible for the loss of the parcel as they did not act with reasonable care and skill when handling the claimants parcel, contrary to section 49 of the Consumer Rights Act 2015. The claimant therefore seeks £370 in respect to the value of goods plus court costs. I thought it might be better to use the CRA rather than the Supply of Goods and Services Act as we are sole traders - is this correct?
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    • Hi, I am aware there’s been few threads about this already but just wanted to confirm information on my case. I was with Village gym last year(2023) on initial 6 month usual contract they do, I lost my job and due to that I couldn’t afford to pay for gym nor I had any motivation to go to gym at that time so they sent me arc phone message in September 2023 that I owed them £140 so I paid them back on instalments in 2 months time.  Then I started receiving new years deals in December 2023 and I decided to give them a call but they never mentioned anything about 6 month contract or anything, only that it would be monthly rolling contract and I paid them for 2 months and then I realised both months they charged me £59 instead of £38 they offered me on the phone when I mentioned that I am still student, even though before I was paying £43 a month in mid 2023. I spoke to gym entrance lady and she said I should give a call to gym on the phone number so I did and whoever answered said they’ll pass my info to manager and he will give me a call back in 24 hours, of course no one called me back so I called again and they said same thing. And of course once again no one got in touch with me so I got tired of them charging me more than they should and decided to cancel my direct debit and stopped going there as I got new job with rotation shifts which is not good for me as I cannot visit gym after I finish at 10pm every second week.  And now in April I received arc message saying this :  Also they have my old flat address where I used to live. What is the  best thing to do for me please? Thank you!
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MBNA/IDR potential CO coming..they spoofed us on change court date?


Anniebella
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Brief history of one of our problems.

 

We were taken to court in Northampton by IDR for a £7k MBNA card debt.

 

Judgement was made for us to pay £20 a month.

 

Then we received a notice of transfer of proceedings to another court due to IDR not agreeing .

 

We heard nothing until we received a judgement stating that the case had been heard and we are to pay IDR the full amount of £7k!!

 

This was a great shock as we had no notification of the court date.

 

Citizens advice advised us to go to the court and apply for an ‘application for suspension of a warrant’ which we did.

 

Now IDR have replied with a letter stating that they have made an application for a Charging Order on our property.

 

We really don’t know what to do as we are in no position to pay the debt at the moment and worried about what they can do.

 

Can anyone help?

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hi AB

 

welcome aboard

 

are you saying you were not told of the date/time of the moved hearing ?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx

We knew the court date would be coming, but didn't receive any infomation of the hearing date.

The first we knew of it was the judgement.

When we went to the court they said 'the paperwork was sent, you should have received it'???

Also the hearing was due at our local court but the papers are stamped by another 70 miles away.

A

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Hi, couple of questions please...

 

When is the CO hearing?

 

Did you defend the original CCJ or admit to the debt?

 

Are you sure there was actually a hearing to vary the amount of repayments as the Court could have done it without one?

 

 

A CO will secure the debt against your property and depending on the type will need to be paid off next time you sell your house. There is also a very, very tiny chance the Claimant could try and force the sale of your house.

 

A good idea would be to either fight the CO or accept it and ask for instalments again at whatever rate you can manage on the basis that there be no application to force the sale of your house.

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I would also request a copy of the Redetermination Hearing Notice and proof that it was heard in your Local County Court.Question why the Order was stamped in a Court 70 miles from your home.

 

Did you make application to vary it back to monthly payment N245?

 

Application to set aside or vary judgment –procedure

 

CPR 13.4

 

(1) Where –

(a) the claim is for a specified amount of money;

(b) the judgment was obtained in a court which is not the defendant’s home court;

© the claim has not been transferred to another defendant’s home court under rule 14.12 (admission – determination of rate of payment by judge) or rule 26.2 (automatic transfer); and

(d) the defendant is an individual

the court will transfer an application by a defendant under this Part to set aside(GL) or vary judgment to the defendant’s home court.

(1A) Omitted

 

Regards

 

Andy

We could do with some help from you.

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Hi Ganymede

At the moment we just have a letter from IDR stating they have made an application to the court.

No papers from the court yet.

At the original hearing in Northampton we filled in the form sent by the court stating our current financial situation and our offer of £20 per month.

The judgement says it was before Judge Savage at Worcester CC (although stamped by Stafford CC)

Thank you for your response

AB

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Hi Andy

When we went to the court I asked the Court office why it was stamped in Stafford. She replied 'sometimes that happens'

On advise from Citizens Advise we applied for reduction in instalments

I feel we may have been hasty in doing that? But at the time we paniced and did'nt know about CAG

AB

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Just remove anything identifiable...names /case number/court/bar codes if any/ and round the figures up.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all figures and dates. {DO NOT USE A BIRO OR PEN]

convert existing PC files to PDF [office has an installable print to PDF option]

..

goto one of the many free online pdf converter websites [http://docupub.com/pdfconvert/]

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

i'e Default notice dd-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi Ganymede

At the moment we just have a letter from IDR stating they have made an application to the court.

No papers from the court yet.

At the original hearing in Northampton we filled in the form sent by the court stating our current financial situation and our offer of £20 per month.

The judgement says it was before Judge Savage at Worcester CC (although stamped by Stafford CC)

Thank you for your response

AB

 

 

Ok so you completed the admission form and made an offer of £20 pc which is why you have the CCJ against you.

 

If you were not given notice of any hearing date for the variation of the payment rate then it must have been done on the papers by the Court without a hearing.

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You need to convert the uploads to pdfs Anniebella ......far to small to decipher.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all figures and dates. {DO NOT USE A BIRO OR PEN]

convert existing PC files to PDF [office has an installable print to PDF option]

..

goto one of the many free online pdf converter websites [http://docupub.com/pdfconvert/]

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

i'e Default notice dd-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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