please can you help

[Ell-enn]

OK, firstly you need to complete a budget sheet so the judge can see how you will afford payments going forward - I have affixed the sheet we normally use in these cases. Let me know when you have completed it.

 

I will affix the N244 and instructions for completing it when you have done the budget sheet and advised how much you are offering to pay each month.

[markn]

Thank you Ell-enn,

 

 

i have complete the budget sheet i can afford, £50 month towards secured loan, till i am working full time again

[Ell-enn]

Do you have any medical evidence of your current condition which will explain why you are off sick and only able to pay £50 per month?

[markn]

Yes i have i have hospital letter and letter from work

[Ell-enn]

OK, you say you are trying to get a £500 payment by Wednesday - it would be best to wait until you can confirm the payment is definite before putting the form into court. It won't take long to do the N244 form and I can draft a statement to go with it - do you have a printer at home?

[markn]

yes i will find out tomorrow on the money. that would be great if you can draft me statement.

 

 

thank you so much

[Ell-enn]

OK, catch up with you tomorrow?

[markn]

ok see you tomorrow

[markn]

dear Ell-enn,

 

 

i spoke to my family and friend i can arrange a lump sum payment of 1000 end of next month.

 

i have doctor note that state I will be off for another 6 week more week before i return to work.

 

i also i have letter from my mortgage company saying i am doing extremely well paying off my arrears. i have never broke arrangement with them since it was set up which can be shown to the judge also.

 

 

at the moment i can pay only 50 pounds towards the loan till i go back to work.

 

do you think i will be able to save my house.

[markn]

Ell-enn

 

can you do that N244 for me please as i want to submit it tomorrow.

[Ell-enn]

Hi, do you mean you will be able to pay £1000 at the end of November or December?

 

What reason do you want to give for non payment for 3 years?

 

Are there any children living in the property ?

[markn]

End of November.

 

i was expecting them to take it by direct debit. As we agreed. during the time i set the direct debit up, my son passed away and my father. so i was not emotionally aware of the situation. That the direct debit has not been taken out.

[Ell-enn]

Is the account in joint names?

[markn]

yes my name and my wife

 

[EDIT: Mrs X]

Edited November 5, 2012 by ims21
Name removed

[Ell-enn]

Are there any children living in the property?

[markn]

No children just my elder mother

[Ell-enn]

OK. Affixed is the N244 form and below are the instructions for completing it - I will affix the statement and instructions in the next post.

 

1.Your names

2. Tick Defendant

3. Suspension of eviction

4. No

5. Tick at a hearing

6. 15 minutes

Agreed by all parties: No

7. Write - Not applicable

8. District

9. Both Parties

10. Tick box for attached witness statement

Cross out all options except The Applicant Believes

Sign and cross out all options except Applicant

11. Sign and cross out all options except Applicant. Enter your address and contact details.

n244_0400.pdf

[Ell-enn]

Affixed is the statement to go with Q.10 – you need to fill in the information where there are XXX's at the top of the statement (the information will be on the eviction warrant) - read it through carefully to make sure all the info is correct and to fill in the name where there are other XXX's in the statement. When you print it out the printer needs to be set for A4 paper (not Letter size) so it all fits on one page.

Photocopy the proof of absence from work and on the top left hand corner write the Claim Number then on the top right hand corner write Appendix 1. Do the same on the budget sheet except it will be Appendix 2.

 

Now assemble as follows:

N244.. completed.

Statement – signed

Appendix 1 – Proof of sickness absence

Appendix 2 - Budget sheet

 

This forms the pack to take to court. Make sure it is stapled securely together. Before handing in to court take a copy of it all for yourself to refer to in the hearing. When you hand it in to the court you will need to pay a fee of £40 and it will have to be in cash (take the eviction warrant with you). They should be able to give you a date for the hearing while you are there – also ask them if they have any duty legal reps who will be there on the day of your hearing – if you approach them about your case when you get there on the day they can accompany you into the hearing and speak on your behalf.

[markn]

ok thank you so much for all your help. Me and my wife appreciate it lot.

[Ell-enn]

No problem, let us know what date the hearing is.

[markn]

i will Ell enn.

[markn]

Hi everyone My hearing is Monday at 10am, wish me luck everyone

[Ell-enn]

Thanks for letting us know - did you ask at the court if there were any duty legal advisers there on Monday?

[markn]

Yes i asked the court, the court stop doing duty legal advisers about six months ago.

[markn]

hi ,

 

today i received the the claimant defence,

 

The have stated lot of untruthful things. the claimant stated that they tried to take the fund out of my account but the direct debit was returned unpaid. this is untrue because the direct debit was set for the second of each month and i get paid on the first Fund where always available.

 

The claimant also stated that i was given lots of reminders, ( letter have been given as evidence) i have not seen any of these reminders.

 

the original amount which i owed was 11k the amount has now gone up to 18k. more interest and legal cost have been added.

how can i bring this back to 11k

 

it also say i should sell my house to pay off my creditors. but my property has negative equity, i wont even be able to pay off my mortgage lender.