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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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home repossession and effects on health


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My house was recently repossessed as i was unable to pay the mortgage. I have longstanding depression and initially i was able to maintain a well paid job with medication. But then due to certain stresses i became too sick and was unable to work. This led to breakdown of marriage and i separated from somebody i deeply cared about.

 

These stresses have left me a mere invalid. I feel so insecure that sometimes i leave the lights on at night when i sleep. I never pickup the phone if i don't recognise the number. I also have significant credit card debt. I live in terrible fear of the DCA's.

 

I just can't see the light at the end of the tunnel.

 

Is there somebody else like me out there?

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Hello Richard I am sorry to read that you are feeling so low.I am not in the same position as you but I have been in the past,are you getting help from anywhere ? I know it is difficult but please do not let fear of DCA's ruin your life you have obviously got enough to deal with,if you can get your number changed to give you a break from the worry.Do read threads on here regarding credit card debt you may feel alone but trust me you are not,the breakdown of a marriage is hard enough to cope with on its own it is akin to bereavement so you need time to deal with this.One very important piece of advice never be afraid to ask for help.

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Stay in touch Richard,the phone thing can be overcome eventually I went a couple of months this year not answering mine when it rung,one day I got annoyed answered it and told them to go away and only make contact via mail.I got plenty of practice as you can imagine,it takes time but you will get there.

 

The only way is up.

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Hi Richard, I remember your case - are you still living abroad?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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I am glad you remember me. I went back this year but had to come back because of ill health. Even though i am not there still the fear lives with me and the insecurity never goes away. I still don't pick up my phone.

 

I wonder if i ever will be able to go back and start a new life. I must admit that i am petrified of DCA's and what they do to people. I have read threads here where they have been horrible. I think i am going to need all your help along with other CAGer's to muster up the courage to start again.

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Hi, Richard

 

I'm really sorry to read what you're going through. I've been there and it's not a good place BUT it will get better. I've been in the position of being too scared to answer the phone - and the door - and to open letters. I was on my own (with 2 small children) for six years, and spent most of that time living in fear of what the day might bring. The only time I could take a breather was on a Sunday (no post!) and then I spent the time worrying about Monday..........I think worry just breeds more worry, to be honest.

 

The way I got through it eventually was by seeing my GP and getting help for my depression. It wasn't easy to do, admitting I needed help, but I did it and it was the first step to getting my life back. I felt better within days - not because of the meds, but because I realised that at last I was starting to take control. My main "problem" was the feeling of sheer helplessness; making this very small start took some of that feeling away. Then I decided to tackle my creditors; this was very scarey. Firstly, I assembled all the unopend mail - mountains of it! Put it into order, first each creditor, and then by date order within each pile. Then I actually sat down and READ each letter, and do you know what? They weren't as scary as I thought! Each one was dealt with, following the procedures outlined on CAG. A few of them huffed and puffed, but you can't get blood out of a stone! Now, I'm not debt-free but the "monster" is under control and I can answer the phone and know that I'll be OK. If you do choose to answer your phone, Richard, and it's a DCA, tell them to put everything in writing. Be polite, but firm and then PUT THE PHONE DOWN. Really, what's the worst that can happen? You might fluff your words a bit (I did!) and feel bloody awful (yep) but at the end of the day it's not personal to the DCA; you're just another target and they won't give a stuff, so why should you?

 

You can through it, and you WILL. Just have a little faith in yourself - and in CAG - take a deep breath and go for it! I can promise you it gets so much better when you feel in control.

 

Look after yourself.

 

Best wishes

Janie

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Thank you very much for your kind words. I really need friends like you on CAG as your stories give me hope. I can't even imagine what i will do if i had two little children. You are definitely braver than i am.

 

Has any DCA rep turned up at your door, if some one did ,how did you deal with him. And how did you manage to deal with DCA's , are you paying back what you can afford slowly.

 

I am sorry i am asking these personal questions but i am imagining myself dealing with DCA's so whatever you can share will help.

 

best regards

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Hi, Richard

 

Yes, I did have a DCA at the door. I told him I would only deal with the matter in writing. I closed the door while he was still stood there, and luckily he left without comment. I was crying and shaking afterwards and felt so ashamed, but it did work. The thing is, because this is a 'help' forum, you only get to hear the horror stories - I'm certain there are responsible door-steppers out there. When I had bailiffs at my door for Council Tax, THEY returned it the Council because they could see I was vunerable. I wasn't even aware they could do that. So you see, it's all too easy to imagine the very worst and quite often things are never as bad! I know it's easy for me to say it, Richard, but I HAVE been there and if I can get through it, you can too. I'm not brave, I felt cornered; so like any cornered animal I fought back out of sheer desperation.

 

I'm slowly paying back what I owe. One of the companies accepted £1.00 per month on a debt that will take eighty years to repay at that rate........and I'm no spring chicken now! If you're upfront with the companies and show willingness to repay I think the majority will accept whatever you propose, eventually. Like I said before, you can't get blood out of a stone! If you have any charges or PPI to reclaim, these will normally be used to reduce (or even wipe out) the debt. Bear in mind, there are thousands upon thousands of us out there, you're never alone. But make sure first that the DCA has the right to collect - get your stuff together, read it! and we'll all help you get sorted. It's what friends are for.

 

Best wishes

Janie

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Hi Richard,

that's a really good post from Janie and I hope it helped I also hope that today is a better one than yesterday for you,take everything a small piece at a time until it's clear in your mind what you want to do to sort your problems out.Do not worry about answering my posts if you do not feel like it (I will witter away until the cows come home)

take care

Ro

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and we'll all help you get sorted. It's what friends are for.

 

Best wishes

Janie

 

Hi Janie, Thank you for your kind words. I pray that things get better for you and may god bless your kids. I have sorted out my mail and have a clear idea of what i owe and to whom. However, the problem is that i am presently not earning anything and the medication makes me drowsy and i find it incredibly hard to concentrate. I am being supported by relatives. But i am planning to deal with the DCA's, so that when it does happen i will be ready.

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Hey, that's great, Richard! Now you're starting to take control; proud of you. Just take it slowly one step at a time and don't push yourself too much. I know how the medication can make you feel - I felt like I was moving through treacle and totally spaced-out. Eventually my body got used to it and I felt "normal", more or less. How long have you been on the meds? Can I ask, are you in receipt of any benefits?

 

When you feel ready we can move on to the next stage of deciding who gets what. It just takes a bit of working out, a few standard letters that can be edited to suit each creditor and a few stamps. We'll sort it between us - there's a huge amount of knowledge on CAG and a huge amount of experienced people if we get stuck at some point. You'll get through this, Richard.

 

Thank you for your good wishes; it's lovely of you to think of us when you're not too well.

 

Take care of yourself - make sure you're eating properly and getting enough sleep. Take a vitamin supplement - some meds can hinder the absorbsion of vitamins & minerals........can't you just tell I'm someone's mother!!! Anyway, it all helps!

 

Best wishes

Janie

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Hey, that's great, Richard! Now you're starting to take control; proud of you. Just take it slowly one step at a time and don't push yourself too much. I know how the medication can make you feel - I felt like I was moving through treacle and totally spaced-out. Eventually my body got used to it and I felt "normal", more or less. How long have you been on the meds? Can I ask, are you in receipt of any benefits?

 

Thank you for your good wishes; it's lovely of you to think of us when you're not too well.

 

 

 

Best wishes

Janie

 

Much appreciated Janie, thank you. I have been on meds for the past 10 years, a very long time i know. I have had many relapses of my illness. I have been on and off on disability benefit as i have been able to find some work.

 

Currently i am being supported by my parents who do not want me to apply for disability benefit, they say if they can support me then there is no need to run after benefits. I am not in a state to argue so i am not on benefits right now.

 

And yes the medications have a lot to do with the way i feel currently. They make me "slow" both physically and mentally. But

still there are times when i can think lucidly and connect with lovely people like you.

 

always in my prayers

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Hi, Richard

 

I've had depression for almost 20 years on-and-off. I've come to realise that it's just the same as as any other recurrent illness; it happens, I get treatment, I get better!

 

If your folks are prepared to support you, that's great! What happens when you need some money - what I'm trying to ask (in a very clumsy way - sorry!) is how would they react if you told them you needed money to pay your creditors? Sorry for the questions, Richard, I'm just trying to get a clear idea of your circumstances. If you'd rather not reveal personal stuff on an open forum, please PM me. Take it at your own pace, so PLEASE don't fret if you're not feeling up to doing anything at the moment. I'll be here when you're ready.

 

Promise me one thing, though. Do something nice for yourself every day! Just spend a few minutes on yourself, doing something you enjoy. It doesn't have to cost anything - read a page or so of a good book, have a long, hot bath with lots of bubbles (OK, that's my favourite; probably not a man-thing!), get out in the fresh air - whatever makes you happy. You deserve it.

 

Best wishes

Janie

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Promise me one thing, though. Do something nice for yourself every day! Just spend a few minutes on yourself, doing something you enjoy. It doesn't have to cost anything - read a page or so of a good book, have a long, hot bath with lots of bubbles (OK, that's my favourite; probably not a man-thing!), get out in the fresh air - whatever makes you happy. You deserve it.

 

Richard this girl has it exactly right,very good advice.BTW what meds are you on ?

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Hi Janie,

 

I think it will be difficult for them to pay off my debts. Besides i am planning to look for a job in near future. One relatively good thing is that the creditors don't have my parents address yet. So i am relatively protected for the time being but it is not going to last for ever. So i have come to CAG to share my experience and to prepare myself for the onslaught to come.

 

I have drawn some encouragement from the fact that you have been able to negotiate with the creditors on much lower payments. I will have to do the same and surely i will come to you guys for help. Right now i am just afraid to take the first steps. But i have drawn encouragement after reading your story. Thank you for your support.

 

best regards

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Hi Richard,,First and most important,I hope today is a good day for you,,Im on meds for chronic depression and I thank the Lord every day for my GP and family.. Debts are only money,,they seem so big and scary but in reality they aren't,,they just seem overwhelming in the wee small hours of darkness when your brain goes into overdrive,,I have been that gibbering wreck too :).As you start to feel stronger (and trust me,,you will) you will get strength you didn't know you had and will be able to face your creditors,,they can make all the threats they like,,they can't get blood out of a stone,so much of it is bluff and bluster,,pay what you can when you can,,they won't go away but they will be back under YOUR control,,and with that control comes POWER and SELF BELIEF. I understand the reluctance to benefits but please claim what you are entitled to,,it will help you repay some debts?..........Look after yourself,,eat properly,get enough rest,,and look in that mirror and be proud of who you are,,a person dealing with the poohey bits of life and a brave person who admits his faults and deals with them

Good Luck :)

Lillibelle

 

I only know what I know cos I know it,I only give advice,I'm not legally trained nor do I pretend to be.

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See, Richard? You're most certainly not alone! Concentrate on getting better; the rest will follow. We're here to help and support you when you feel the time is right, so look after yourself and don't forget to give youself a pat on the back every now and again!

 

Best wishes

Janie

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Lillibelle hi,

 

Thank you for your kind words. I hope things become better for you too. You have written about power and self belief, these two are the things i really need. Regarding the benefits it's a bit tricky but i will see what i can do. I have found such good and supportive people here that i think now i will be able to deal with most things.

 

I think it's the fear of things that leads to so much physical and mental pain. Once you know what form the DCA threats will take and what you can do about it, then this fear decreases in intensity.

 

I hope god helps you guys too, the way you are helping me.

 

best regards

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Hi Janie,

 

Had an ok weekend. had difficulty sleeping at night. And because every one else was asleep horrible thoughts kept circling in my head. I did listen to my favourite music this weekend, felt a bit better. By the way the amount of vitamins you are suggesting i should take it appears you want me to become arnold schwarzenegger. Well i can then get a job as a body guard atleast.

 

I have a bottle of vitamin supplements in my fridge. I have strated taking them. lets see what happens.

 

regards

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Hi, Richard

 

Glad you're taking the vitamins! Seriously, though - if your body's run down your mind will be too. Lack of sleep is horrible; all kinds of things run through your head and things always seem so much worse. There are herbal supplements you can take but you MUST check with the pharmacist first, as they can have a deterimental effect on some anti-depressants.

 

I'm pleased you enjoyed listening to some music - please do something like that every day; you deserve to have some pleasure out of life! Like I said before, spending even just a few minutes doing something you like, just for yourself gives you a break from the constant cycle of worry and fear. And eventually, the good times will outweigh the bad. Have faith in yourself, Richard - we know you can do it.

 

Best wishes

Janie

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