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Bit of a mess RE: payday loans/bailiff letters etc.. :(


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I have mentioned in a previous post where the agreement states that the transmission fee is £4.90.But when they send an email out to someone,it states that the transmission fee is £5.00.I know we are talking of only 10p difference.But how would Trading Standards look at it.

Speed Credit and T/F keep saying that the agreement is binding,but they are in breach of the agreement by asking for £5.00.

 

Regards,John.

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Theyd look at it as fraud. Plenty of companies have been brought in line with misstated amounts.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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niw

you'll get good advice from this lot :) Just keep all emails, letters, and don't call them.

I had the NDR/Marshall Hoares situation, all the same company. Under the CIM Technology umbrella I believe ?

 

Anyway Minicredit are a total pain. In my experience I emailed every other day and it took two months for them to pass the debt over to Mackenie Hall.

Stay strong.

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frugaljo how did the ndr/marshall hoarse turn out in the wend for you however my loan was for 100 from speedcredit. shouldnt the charges be the same for all lenders my breakdown is showing as

 

Debt GBP 292

GBP 24

GBP 24

GBP 24

GBP 24

GBP 24

GBP 24

GBP 24

 

Repayments todate GBP 50

Total GBP 410

 

any news also niw???

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You need a full breakdown and what each amount is for. Not a list of random numbers with no meaning.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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frugaljo how did the ndr/marshall hoarse turn out in the wend for you however my loan was for 100 from speedcredit. shouldnt the charges be the same for all lenders my breakdown is showing as

 

?

 

My loan was with Toothfairy. All the advice on here is NOT to phone them, and I totally agree with that, everything in writing. So I emailed Marshall Hoares after their first email communication disputing the additional charges for passing the debt over without informing me, also the additional interest charges added when they had received a rollover payment, yet the account had been passed over - it bounced with 'please use the webform' reply. Sent same email via webform.

 

I had call on my mobile at work from NDR, I answered it and they agreed to wipe charges, set up repayment plan, however being very wary that this lot operate with so many different names I requested everything to be confirmed by email. Which both NDR and MH did that afternoon.

 

I am 3 months into repayment and intend to offer a f & f at some point.

It is still hurting the pocket but I just want rid.

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