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    • Hopefully I’m able to help someone else out with a future post however this particular subject I’m completely at a loss and ever so anxious regarding! I’ll get the letter out when my police officer husband is asleep to see what the company is whom will be writing to me. I know parking companies now seek compensation so I’m expecting these too as they have advised. 
    • You're welcome. Lots of people aren't sure where to post when they arrive but you'll get used to the forum. HB
    • I’m so sorry for posting in the wrong place and I am so thankful you have replied to me thank you.
    • Hello, welcome to CAG. I've moved your thread to our Retail Loss Prevention subforum for further advice. It sounds as if you may get letters from people like DWF solicitors or a company called Retail Loss Prevention but we always recommend to ignore them. If the police weren't called on the day you aren't going to hear from them. Ask us any questions you want to and keep in touch but I don't think this will go anywhere. Best, HB
    • Hello, firstly thank you for reading this. I know no one wants a long winded back story. So I’ll be breif. I entered a local store to buy some paint (which I did pay for) I am honestly not a bad person or a theif.   Didn’t have a basket or trolly as was on my lunch break. Whilst picking up the three tubs of paint placed some masking tape in my pocket (it was hanging out of so I had every intention to pay) just didn’t have a hand free. Paid for my goods (forgot about the £4.39 masking tape) I’ve got so much going on and im not well at all (like I say no one cares I get that) also have autism so wasn’t thinking particularly like others do maybe (who knows my minds going around and around) I left the store after paying, was pulled back in by security. Asked for the tape which I gave immediately  shook up. Gave them my ID and details. I was given some paper and told to expect a large fine in the post for their time and the tape and sent on my way. my questions are: I hardly ever go out without support so the ban I guess I can’t go there now for anything (their loss) - ok but is my photo going to be all over with my name? how much am I expecting in the post as a fine? I have sent them cash in the post recorded signed for delivery to arrive tomorrow (incident happened today) for my error. Their Address was on the bit of paper. i have read two posts on this page but they were from many many years ago so I hoped for updated advise please? 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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undisclosed bankrupt..


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hi can someone help..my husband obtained his credit report last year...as could not gain a bank account..he was in a voluntary admin order with local court..and now from jan 2011 ..was debt free...still could not get bank account..the lady in bank..was saying he was a undisclosed bankrupt...this in not so..never been bankrupt..and we would have known about it...lol....where have they got this info from...any help would be great...

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Hi, Could this be ''undischarged BR'' meaning that final papers have not

been issued, he should contact his administrator.

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Have moved this to legal issues.

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http://webarchive.nationalarchives.gov.uk/+/http://www.insolvency.gov.uk/bankruptcy/alternativestobankruptcy.htm

 

A voluntary admin order is an alternative to a Bankruptcy order - there must have been an insolvency administrator involved.

 

You might need to contact the court where the order was agreed to ensure that everything is clear. If you scroll down you will be able to read up about the VA :)

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Uploading documents to CAG ** Instructions **

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Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Voluntary Admin Order Via Local Court???
yes..he did this voluntary..and paid the court...the order was paid in full january 2011 and has the confirmation..and satisfaction certificate...to prove this...i cant understand why they think its bankruptcy.as the bank told my husband this is the reason he was turned down for bank account...he has sent off for a latest credit report...so should be classed as satisfied..if im correct...
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Hi

 

He would have had an "Insolvency Practitioner" dealing with this on behalf of the court you also need to contact the court and request who the insolvency practitioner was and explain to both your circumstances.

 

I would also write to the bank that refused to open an account and request where they obtained there information of him being an "Undisclosed Bankrupt" as you refute this claim and therefore require full clarification as not only why you were refused to open an account but where they obtained the incorrect information.

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In the meantime you might want to try a basic bank account. Barclays and the Coop do them and they don't require a credit check. (You might want to take the satisfaction certificate with you just in case).

 

You get no overdraft but they do direct debits and you get a cash card. The Coop is very strict though, 3 strikes and you are out. I.e. 3 bounced payments or going in to debit means they will close the account.

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