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  1. Hi there, hope this is in the right place. Background - we reserved a home with Taylor Wimpey in January 2015. On 14th Feb 2015, we completed a reservation checklist (of which we have a copy) where we went through the plans for the estate, this detailed drains, trees, sub stations, etc etc... We completed and moved in on 3rd July 2015. Very happy in our home, until 7th Jan this year, when the local bus company erected a temporary stop outside our kitchen window. This stop is less than 3 metres from the front of my house and right in front of my gate. We knew the road was to be a bus route, but at no point were we informed that there would be a stop directly outside our house. We have contacted Taylor Wimpey to express our concerns on the 10th January (along with letters to the bus company, the local council and our MP). The bus company say the locations were decided by Taylor Wimpey (TW), the council have not adopted the roads yet so have given us the brush off and our MP is sympathetic but cannot really help either. I have been through our purchase paperwork and at no point was the location of the stop disclosed to us prior to sale, even though I have since discovered plans dated 15th August 2014 which show not only the stop located outside our home, but also that a shelter will be built with real time bus information. The path outside our house will therefore be blocked by this shelter, the view outside our window also obstructed. At the moment the path and our very small front garden are littered in gum and cigarette butts. Our reservation checklist dated after the plans for the bus stop (14/2/15) specifically says regarding Bus Stops "N/A not currently on development", and on our neighbour's, it states "N/A No plans to view". Other people on the estate claim that they were informed about the site of the stops. Do we have a case that TW purposely withheld information and mis-sold us our home? We would not have purchased this home if we were aware that a bus stop would be located directly outside.
  2. Hi! I've just received a rejection letter from Santander, apropos a Principles store card dating back to the 1990s. I'm adamant the PPI attatched to this was mis-sold on a number of levels and have every intention of pursuing this – as far as court should it prove necessary. In the meantime, with it being some time since I've made any PPI claims I'm a little bit out of the loop and would appreciate any more information on where, exactly, we're at with regard to the Financial Conduct Authority's investigation into undisclosed commissions. I've done a good bit of Googling but can't find anything to suggest the FCA is set to reveal its position any time soon and, this being the case, hoped a fellow CAGer might be able to shed some more light on this - in particular, how the FCA's decision might potentially advantage my claim and when we might expect some kind of announcement from the FCA. Thanks in anticipation Fred_Funk
  3. hi can someone help..my husband obtained his credit report last year...as could not gain a bank account..he was in a voluntary admin order with local court..and now from jan 2011 ..was debt free...still could not get bank account..the lady in bank..was saying he was a undisclosed bankrupt...this in not so..never been bankrupt..and we would have known about it...lol....where have they got this info from...any help would be great...
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