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This seems very early Sidney. It's usually only 14 days before the hearing that the court bundle is needed. What exactly does the notice say?

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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The following Directions apply to this claim:

 

6) Each party must deliver to every other party and to the court office copies of all documents on which that party intends to rely at the hearing no later than 4pm on Thursday , 8th February 2007.

 

 

 

 

Should i phone the court to double check?

 

Thanks Sid

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  • 3 weeks later...

Just about completed my bundle only a copy of the statements to do, looks like i am going to need another ink cartridge, used a full one already.

 

Do you think i will be able to add £60 to claim for cartridges,or is that been greedy:)

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You can't legitimately claim costs if it's a small claim unfortunately.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 3 weeks later...

Delivered my court docs before the dead line Feb 8th, also sent a copy to the bank as i was instructed to do this by the court.

 

But i have not received a copy of theirs.

 

Is this normal or does it suggest they have no intention of going to court

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So yet again YB ignore a court order. Situation normal, and yes it implies they have no intention of going to court. I would be inclined to phone the court and let them know that you haven't had YB's bundle as instructed and ask what your options are. I think you can file something to say they haven't complied with the court and apply to get their defence struck out so you win by default. Not 100% sure of the process but something along those lines I think. The court will advise you.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi to all, good luck sidney I am just like you, I didnt have a clue and got some real good advice from this site, I got my court date about 5 weeks ago its the 26th March in Cardiff, can anybody tell me am I right to sit and wait till the date or should I be doing something I will be really grateful for any advice and thank you in advance xx

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I got my court date about 5 weeks ago its the 26th March in Cardiff, can anybody tell me am I right to sit and wait till the date or should I be doing something I will be really grateful for any advice and thank you in advance xx

 

Have you got your court bundle ready yet? Probably won't need it but..... best be ready.

:)RBS - Settled in full -3k
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I'm not sure what you have already taken, but it's the court bundle in the templates library. There is a list of what you need to take. If you have already done that you just need to get yourself well versed on why you think the charges are unfair, just read read read! Any questions you are asking yourself will probably be answered in the FAQ's... But hopefully you'll get a settlement before 26th.

:)RBS - Settled in full -3k
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Phoned the court, they informed me that Yorkshire have not submitted any court docs and they have basically got up until the hearing date.I asked if the case be struck out by default but they said no. Looks like i will just have to be patient and hope they pay up sooner rather than later. but i get this feeling that they will riggle out of it as the OFT are looking into these charges in april, it would be just my look.

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I think you will be OK Sidney. Make sure you hold out for the full amount including interest up to the date of settlement, not the date of your claim, which is what they are likely to offer.

 

I am sure the OFT report will not impact on your case at all and YB will be more keen to avoid going to court, than worry about the OFT report at this stage in the proceedings.

 

It's a game of chicken now to see who can stand firm for the longest time.;)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 1 month later...

Recieved an offer 31/3/2007.The offer does not include interest and have deducted any charges i am claiming for prior to Nov 2000, they have offered the £220 court costs.

 

 

I will reject the offer and hold out for the full amount, do we all agree?

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I will reject the offer and hold out for the full amount, do we all agree?

 

You betcha!

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

Well court looms! Monday 16th april ,i am not yet prepared to do battle.As of yet i have NOT recievied a settlement for the FULL offer. Any advice welcome?

 

Thanks Sid

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You have you submitted your court bundle, but have you had one from YB? (I'll be amazed if you had one from them). I'm not too clear whether you included the draft directions with your AQ though. Unless the bank have managed to overlook your court date I still wouldn't be surprised if you got a cheque by Monday.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Good morning Caro and what a beautiful day, I did include the draft directions and you were right they did not submit a court bundle.

 

At work at the moment but i have had a message that there is a letter at the Post Office for me to sign for, fingers crossed.

 

Happy Days

 

p.s If it is what i think it is my donation is on its way.

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