Jump to content


  • Tweets

  • Posts

    • Morning all, a while since I've been here....I contacted my bank regarding the matter and they took the decision to take "charge back" action against QVC, I initially got the money back and then letters from QVC basically stating I had defaulted on my payments and owed them the money Nationwide had claimed back, just as BF speculated they would. In short I repaid QVC to avoid having debt collectors after me, and having contacted CAB am now in the process of writing to Evri outlining my claim. CAB provided me with a basic template for the letter so I'll see how that goes. Regards.
    • Well you could say that you have pictures where the signs were not on the wall where you parked so would require strict proof of when they were erected . But in any case it was dark so even if a sign was there you didn't see as it was not illuminated. Little point in not having signs that can be seen at night though it obviously makes it easier to issue PCNs and pursue motorists claiming they have breached non contractual contracts whilst breaching those same motorist's GDPR.
    • It fizzled out, they kept delaying the complaints process. In the end I believe they stopped charging me for a bunch of services, unsure if it was deliberate or a mistake so I stopped bringing it up. Ultimately we bought a house and moved out.
    • There are so many factors, and local elections are often far more about local issues and people, but the one previously general rule in a general election are that the hard core Tories vote Tory and hard core Labour voters vote labour   Gaza seems to have dulled both the muslim and Jewish labour votes more than the Tories - and I can see why - but do the muslim voters really think that the Tories will do ANYTHING other than talk and then do whatever the Americans say - and thats support Israel whatever they do first and foremost in real terms? Reform has unquestionably affected the Tory local vote - so should affect the GE vote a bit more, but has largely been factored in - reform isnt new in any way - its all Brexitish although there seem to be far more ex 'conservative' core reform/ukip/brexitish voters than ex 'labour' core voters - about 6-8% of the national vote in a GE seems to me. A little up on prior brexitish/faragits scores But the large swathes of center ground voters who decide who wins the election seem to have utterly deserted the Tories in their millions - although they have gone to labour, libdems and greens - and many real conservatives are in limbo despite Sunak being naturally more a thatcherite than most - his party currently seems far less so. Johnson promised much, and many were taken in, just as people (inc me) made that mistake with Farage in the early days - but we now know that they are self serving liars who can't be trusted with anything - although I still think it likely The Liar will be back - but most likely after the GE (60/40) Starmer is lacking in charisma and presence, but others in his cabinet should shine. But Corbynistas could still cause trouble - another group that seem happy to drag everything down if they think it suites   Johnson perhaps could reunite some of the Tory party - but he seems to have numerous criminal and political convistions sitting in the background should he try Lying about giving preference to dogs in the Afghan evacuations - and lying about it Unlawfully proroguing parliament embezzlement re funds and spending (eg flat referb) .. repeatedly Taking jobs before he should after being booted - should lose his PM pension and rights over that IMO the list goes on ad nauseam
    • Hi I am negotiating with my ex (commercial) landlord's solicitor for a debt I owe for rent. This has been going on for a little while and I expect they may go ahead with the court action they threaten. I wanted to ask however, In the event this action goes ahead, I think will have a response pack sent to me from the court, along with the claim. Google tells me that a section of this response pack is a 'Admit the claim and ask for time to pay'. Would this time to pay, if accepted also mean a CCJ registered against me? Thanks
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

m casey V MNBA


mark casey
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6415 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

i sent the first letter to mbna including my £10 they then credited to my account which is closed , i phoned them up and asked whats going on? was told they dont read the letter just look at the cheque and pay to the account ( wouldnt admit that it was a stupid way to do it) but he knew it was

anyway today i got a list of charges wit a letter stating it was fair for them to charge this and a n offer for £350 in goodwill. As soon as i added up the list it came to £756 now this insulted me as its not even 50% , my main question is what next do i ask for it all back , but as i dont have the statments i cant see what intrest i need to add or even work it out( MNBA are so nice to print their intrest rates at bottom af the statments ) any advice would be helpfull even if its re send origianl letter with cheque and id they want again

a big thank you to all on this site for fantastic work they are doing

Tesco Personal Finance Due to File in Court 03/04/07

 

Barclays 13/03/07 Paid in full £1998.78 :D

 

MBNA 10/10/06 Paid in full £1507.69 (inc 751.69 intrest):D

Link to post
Share on other sites

Did you do a SAR? Assume you did from £10 cheque. Well you need to ensure they send you all the info -either statments or a list of dated transactions, then bang it all in a spread sheet to arrive at charges, interest and compounded or contractual interest. If you charges cover any sort of time period of years then you will find the amount they owe you is CONSIDERABLY more than £756!

Did they send you another form for the SAR requesting proof of identity (yet they offered £350 how bizarre!)?

Link to post
Share on other sites

yes they sent me a form to fill in and also the offer of £300 goodwill, the leter also stated if we do not hear form you within 8 weeks we will asume you to accept this and be the end of the matter.

I will scan the acual letter and post on to this site so you too can read what nonsence they write tommorow morning

Tesco Personal Finance Due to File in Court 03/04/07

 

Barclays 13/03/07 Paid in full £1998.78 :D

 

MBNA 10/10/06 Paid in full £1507.69 (inc 751.69 intrest):D

Link to post
Share on other sites

just read yor thread cantsay and very helpfull it is

i just phoned the number and as no one avilible to talk to me at moment that paul will ring me back in next hour

i will keep site posted as to what is said

thanks for the help everyone

Tesco Personal Finance Due to File in Court 03/04/07

 

Barclays 13/03/07 Paid in full £1998.78 :D

 

MBNA 10/10/06 Paid in full £1507.69 (inc 751.69 intrest):D

Link to post
Share on other sites

just got call back and he said he has no record of letter but will go and pull up my file and work out compound intrest as well and get back to me in next hour but before 5pm

so looks like a result on the way

cant thank you guys eonough

Tesco Personal Finance Due to File in Court 03/04/07

 

Barclays 13/03/07 Paid in full £1998.78 :D

 

MBNA 10/10/06 Paid in full £1507.69 (inc 751.69 intrest):D

Link to post
Share on other sites

I think there should be an award for Mr Miney, he has been amazingly helpful and done his job extremely professionally. I told him as much when he told me they were paying up in full. Hopefully , like me ,you'll have something to celebrate tonight,well done!

Link to post
Share on other sites

ok result paul just phoned and told me he had calulated the amount plus the intrest at 24% and wa shocked the intrest more than amount asking for 756 and intrest of 759

said as the total came to 1507.09

and as they had already paid me 350 the amount would be 1157.59

and asked if this was ok so i said yes but looking at the figures they have skimed a bit off not sure why or how they came to that figure either but as origanal ask was just 750 am very happy and said the phone call was confirmation of me being happy with amount and closed the matter. so what would be a correct donation to give when cheques arrive?

and cant thank you guys enough thanks to everyone who posted as have read most of the stuff on this site and all who give info thanks again

Tesco Personal Finance Due to File in Court 03/04/07

 

Barclays 13/03/07 Paid in full £1998.78 :D

 

MBNA 10/10/06 Paid in full £1507.69 (inc 751.69 intrest):D

Link to post
Share on other sites

cantsay would it not be possible to give them a ring and ask for the extra intrest or did you say that was the end of the matter with them ?

i never assumed i would get any intrest from them so its a bonus to get so much

and i will be donating £100 to site as 5% comes to 75 and jsut want to round it up for all the good work that get done here

Tesco Personal Finance Due to File in Court 03/04/07

 

Barclays 13/03/07 Paid in full £1998.78 :D

 

MBNA 10/10/06 Paid in full £1507.69 (inc 751.69 intrest):D

Link to post
Share on other sites

just seen on mbna site that can get 0% till nov 2007 do you think that they would say no to me because of asking for charges back as i would like to try some stoozing now i am in a better finacial position

Tesco Personal Finance Due to File in Court 03/04/07

 

Barclays 13/03/07 Paid in full £1998.78 :D

 

MBNA 10/10/06 Paid in full £1507.69 (inc 751.69 intrest):D

Link to post
Share on other sites

Just got my cheque toaday:D Also got an Egg money card in post today as well:D

now i can start to stozze and treat the banks like they did me as cash cows

can a mod now move this as paid and closed thanks for all your help Esspecially Cantsay who has been instramental in getting such a quick trun round

Tesco Personal Finance Due to File in Court 03/04/07

 

Barclays 13/03/07 Paid in full £1998.78 :D

 

MBNA 10/10/06 Paid in full £1507.69 (inc 751.69 intrest):D

Link to post
Share on other sites

Can a mod put this thread to won now please:grin:

Tesco Personal Finance Due to File in Court 03/04/07

 

Barclays 13/03/07 Paid in full £1998.78 :D

 

MBNA 10/10/06 Paid in full £1507.69 (inc 751.69 intrest):D

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...