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    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
    • cause like you said in post one, 99% of people think these are FINES (it now reads charge). and wet themselves and cough up. they are not, they are speculative invoices because the driver supposedly broke some imaginary contract by driving onto privately owned land which said owner may or may not have signed some 99% fake contract with a private parking co years ago, thats already expired or has not been renewed or annually paid to employ them dx  
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Minimilner vs Barclays


minimilner
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Hiya I have sent my first letter to barclays on friday cant wait to get a reply how long they usually take???

Do they usually pay you it back???

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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Read around. You'll find that Barclays only strategy for dealing with our claims for fee repayment is to delay things and drag things out as much as possible - bullying and patronising all the way though.

 

Unfortunately, this means that they won't settle before you start legal action against them. But, like all bullies, they fold quicker than a geisha's fan just before they have to actually face up to a court hearing.

  • Confused 1

Victimnomore

By day, quiet unassuming bank customer - but, by night, .. .. .. .. ..

Barclays Case1

14/03/07 **WON** FULL settlement £3358.39

Barclays Case2

08/09/08 Prelim: please give me my £187.91 back.

Halifax Case1

14/03/07 **WON** Refunded £728 (including £54 costs)

Halifax Case2

08/09/08 Prelim: please give me my £268.24 back.

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oh my god what happens if it gets to court and they are not guilty would i have to pay all of the costs me and my partner are trying to get money back from RBoS what are they like

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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il keep you all posted of anything that happens. my bro just got 1200 back from HSBCwith hardly any problems at all

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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thanks bookworm how are rbos?

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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thanks anyway bookworm il keep u posted xx

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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what happens if it does get to court?

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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Hi minimilner,

 

I have a court day booked against Barclays next week. Got a settlement letter today. As Bookworm says, they like to drag things out... everything they did (e.g. responding to claim, submitting defence) was just before the deadline.

 

In my case I also dragged it out... my reason is that my account is actually in credit right now, so the longer I wait to settle, the more interest I got, and 8% is a pretty good rate!!

 

The tone of every letter I got from Barclays irritated me intensely... And as soon as I have received my settlement I am closing all my accounts with them. I have already opened a Smile account and will be transferring my remaining accounts to the Co-op.

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Aww thanks for the support but im now wondering if i should continue as im not very strong when it comes to arguments and if it went ot court i may crumble... just dont no what to do.

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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The chances of you having to make an appearance in Court are fairly remote, and the chances of Barclays actually appearing in Court to defend are even remoter than that!!

 

I have not heard of a single case where Barclays have actually attended a court hearing.

 

So dont worry, there really is nothing to worry about. You will win and get all your money back, although you may have to wait a while

 

Good luck .

Preliminary Letter sent to Woolwich 05/06

LBA sent 19/06

Court claim filed 04/07 : Total £824.75

Acknowledgement of Service 27/07

Defence received 08/08

AQ filed 11/08

Barclays AQ filed 05/09

Hearing date 20/12

SETTLED IN FULL £840.49: 14/12/06

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Aww thanks for the support but im now wondering if i should continue as im not very strong when it comes to arguments and if it went ot court i may crumble... just dont no what to do.

 

Which is exactly what they want you to do. They're hoping you'll lose your nerve....

 

Ok, let's put it this way. Worse case scenario, the day of the hearing, 1 hour before the hearing, on the DOORSTEP of the court even, YOU, the claimant, can say: Ok, I quit. All you have lost is your fees.

 

But so far, Barclays have never EVER gone to court. Have a read of the Mercantile threads and see how fast they ran at the idea of facing a judge, and consider they are even more sh*t scared of going in there than you are. ;-)

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Amen to that.:-D

 

I have had 3 claims settled so far, and the rush when you get that cheque of having, FINALLY, have one up on "them" after all those years of them grinding you down, I'm telling you, it's better than sex. :-D

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how much would i have to pay if it went to court as im pretty skint

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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ok thanks xx

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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i rang barclays and asked if they had recived my letter and all they said that they couldnt see it on there system does anybody know what i should do next?:confused:

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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So? That's their problem, not yours.

 

You wait for the end of the original 14 days, then you send the next letter.

You wait another 14 days, then you sue their backsides off.

 

In the meantime, you use the time efficiently by reading and re-reading the FAQs, the step-by-step, other people's threads, so that you do no get fazed and surprised by every response you get/don't get. ;-)

 

PS: And you stop ringing them, every communication should be in writing from now on.

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Trust the programme. It's tried and tested. It works. Yes, every time!

 

If your letter was sent to a valid Barclays address, they've got it.

 

If you sent it first class on friday, you can assume - yes, legally assume - that they received it on tuesday at the very very latest.

 

If you want double reassurance when you write to them in future you can always use first-class/recorded.

 

As advised by Bookworm don't ring them, ESPECIALLY if you're feeling nervous (in fact, always listen to Bookworm's advice!!)

Victimnomore

By day, quiet unassuming bank customer - but, by night, .. .. .. .. ..

Barclays Case1

14/03/07 **WON** FULL settlement £3358.39

Barclays Case2

08/09/08 Prelim: please give me my £187.91 back.

Halifax Case1

14/03/07 **WON** Refunded £728 (including £54 costs)

Halifax Case2

08/09/08 Prelim: please give me my £268.24 back.

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Did you send your letter recorded delivery? If you did, that is all the proof you need.

 

If you didn't, then simply assume that they received it and send the next one recorded delivery. There is then no need to phone and see if they have it - you'll have the proof of delivery. It currently costs £1 to send a letter first class recorded.

 

Basically, I'm sure they are not above "losing" letters in their "system", or not even putting them on, so don't bother asking them such things, just cover yourself using the postal service.

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Thanks so much guys i did send it recorded, i have been reading all the blogs but think that they are making me more nervous as most of the barclays claims are going to court.

what do send if they dont reply in 14 days ? sorry to be thick its just so much to take in.

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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i sent them by recoreded deliverie

RBS Data Protection Act LETTER SENT 29th Sept

 

Halifax Data Protection Act LETTER SENT 29th Sept settled in full £531.00 12/10/06:D

Barclays DPA LETTER SENT 29th Sept Received statements .. £325 Owed to me.

COMING SOON TO A THREAD NEAR YOU: MINIMILNER vs Capital One & Halifax Card Services.:lol:

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